Posted by Chuck on February 21, 2020
Deals

Published on February 21st, 2020 | by Chuck

36

Amex Offers: Spend $100 On Cell Phone Bill & Get $5 Statement Credit (Use 4 Times)

The Offer

No direct link, targeted Amex Offer deal

  • Get $5 back as a statement credit when you spend $100 on your cellular phone bill.

The Fine Print

  • Expires 6/30/20.

Our Verdict

This isn’t necessarily a beneficial offer since there are credit cards which give a bonus on cell phone payments. For example, if you save the Amex Offer on a Blue Cash card, then you’ll land up getting $6 back on the $100 payment ($5 AO + $1 rewards), which is less than a lot of people value the 5x Ultimate Rewards on the Chase INK Plus/Cash.

Anyway, some might find this offer appealing. I couldn’t find it on my offers, but reader Mark reported on this one, and a friend on mine got it as well. Obviously, the $55 or 15% deals which were released yesterday on business cards are better.

View more Amex offers here & if you have any questions abut American Express offers then read this post.



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Lantean
Lantean

With 5x on Freedom this quarter, this Amex offer is useless.
Congrats Amex on a new low.

Michael
Michael

Kinda harsh statement to a company that just offered to give you $5 for basically no reason other than “use our card”.

qmc
qmc

Not everyone has a freedom!

Ukenburger
Ukenburger

The Amex phone offer lasts through Q2 of 2020 (ends 6/31/20), so it may have a little bit more appeal for those who used the Chase Freedom for phone bills in Q1.

Lantean
Lantean

Ukenburger
Mark

OK but obviously everyone will pre-pay their cell phone balance with Freedom at the end of this quarter… for me it should cover till about the end of this year.

Celia
Celia

On the other hand, you can only prepay so much on some carriers. I know AT&T is limited to $300 so this could be useful for some after March.

Lantean
Lantean

Right, so you prepay $299 and the next day you prepay $300.
😉

Celia
Celia

AT&T is limited to a credit balance of $300, they won’t let you go any higher as far as I know. I was just thinking for some that they’d get their credit to the max by the end of March and then as they use it they could build back up with the Amex offer. It doesn’t matter for me since I use Chase Ink but was just positing a thought. 🙂

Lantean
Lantean

My understanding is that with ATT you can reload up to $300 as long as your current credit balance is under $300… I guess we’ll see at the end of March. 🙂

Amber Barger
Amber Barger

I don’t have a Freedom and my business cell phone bill is over $300 per month. Did not get the offers, so I care!

PS
PS

best card to get then is us bank cash plus. i just pay my utility , att bill from the card and you can keep same category for all quarters so basically 5 % reward on all bills . quarterly max is 1500 .

Mark
Mark

So people will pre-pay a year’s worth of their cell phone bill, then a month later presumably pay off their credit card bill, to save 5%*? But they will sh!t on a 5% back* offer from Amex? Am I missing something? I get UR points and all, but we are into the long tail of power users there.
*more than 5% depending which card you use.

Novacat05
Novacat05

Doesn’t sound like a lot, but when you have habits like this over the course of year you wind up saving a lot of money. Using the correct card to earn 4% on gas instead of on a card that gets flat 2% doesn’t seem like much each transaction, but it all adds up over the course of a year, across all your cards/categories.

Mark
Mark

That’s true if you have Freedom, but this offer expires 6/30/20, so unless some else has cell phone bill in a Q2 5% category (I know Discover doesn’t), it may be useful to some.

JW
JW

True this isn’t exactly a stellar offer, however it is 5% on 4x$100 plus 400 membership rewards points. I never use Chase UR for travel, so value with Chase here, is limited to 5% for me.

Novacat05
Novacat05

Freedom also includes TV/steaming providers and gas, so you just prepay Netflix and the internet and/or cable bill instead of cell phone. Also could go stock up on gas giftcards for 5%. At least there is Flexibility to max out Freedom in two other categories.

Mark
Mark

Expires 6/30, I forgot to add.

raekwon
raekwon

Doesn’t show up on either my Cash Magnet or SimplyCash Plus. Funny thing is that this would actually be more useful to me than the otherwise-better “pay your cell phone bill 3x and get $55 back” offer that IS showing up on my SimplyCash, just because I pay semi-annually and am already paid up until May. Ah well.

Don
Don

I got get 15% back on your cellphone bill up to $35 on my BGR and my wife got Spend 3 times on our cell phone bill, get $55 back one time. I wonder if the second is like the AT&T offer where you can just buy accessories at the store to trigger the credit. I plan on making 3 small payments either way.

Gerald
Gerald

As usual, this doesn’t work if your provider is an MVNO like Page Plus.

John
John

Also useless if you have Verizon postpaid as you lose your autopay discount when paying with a credit card. No, there is no work around anymore.

007
007

You sure? I prepay all but one dollar which is auto debited from my bank account, and still keep the discount.

Michael
Michael

According to Verizon’s terms, they are supposed to claw back autopay discount on the next billing statement if you don’t pay completely with a debit card or ACH.

007
007

I see. Well, mine is still working the way I described without any clawback. Not sure if the terms & conditions depend on when you open the account.

I DID notice that when I had my initial iteration of the account, I was actually able to get the autopay discount no matter what (even paying full balance with credit card). However, after I switch to a different account without auto-pay (family plan) and then switched back (as our taxes with family plan were actually more expensive than 2x taxes with individual plans for whatever reason), I was no longer to get the autopay discount paying full credit card balance, but still works for me with credit card pay full balance minus $1 and $1 debited from my bank account. Thus, not sure if terms depend on when you originally signed up for the plan.

Michael
Michael

Must consider the autopay discount versus the credit card benefit(s).

I use CIP for 3x Ultimate Rewards points and cell phone protection for seven lines. That is worth way more to me than the $10 per month per account autopay discount.

Jack
Jack

I agree. I use Ink Cash for 5x, works great.

anonymous
anonymous

Gerald, fortunately I can live with that, as I’m only paying about $8 per month with Red Pocket. 😉

Dan Lee
Dan Lee

You high roller. I have the $2.50 plan on the Sprint network. Of course 200 minutes per month is barely service at all but it ends up being enough for me usually. ( I use Google Hangouts to make my minutes go further.)

anonymous
anonymous

😀 Nice!
500/500/500 for me…with no need for me to advance Google’s surveillance apparatus.

Shaun
Shaun

Will AT&T prepaid trigger it? Target has once a month 5% off sales so I’m not sure this really interests me.

P
P

Got 0/9 but yep pretty useless as I already get 5x

Novacat05
Novacat05

1/3. Nothing earth shattering. This essentially makes 6% back on a $100 spend with a cell phone provider, while Chase Freedom this quarter would give you 5% back on $100 spend.

I’ll probably pre-pay 3-4 months of TV service on CF to help max that quarter out, and do four $100 payments on my cell phone bill with this offer.

Ashely
Ashely

Does it need to be one bill over $100 ? It’s okey for several bills accumulated over $100?

DH7
DH7

Anyone know what sprint’s rules are on overpaying, and if you can recoup easily? looking to max out my cash+ credit as well.

Linda
Linda

0/3, but I get 5% perpetually from US Bank Cash+, so this would have been only slightly better.

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