Offer at a glance
- Maximum bonus amount: $250
- Availability: Must be Arizona residents
- Direct deposit required: Yes, no minimum specified
- Additional requirements: See below
- Hard/soft pull: Hard
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Expiration date: None listed
Contents
The Offer
- America First Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
- Opening savings
- Choosing a checking option
- Receiving $500 in direct deposits within 60 days
The Fine Print
- Membership, eligibility, terms, creditworthiness, conditions & change apply. Applicants cannot have opened an America First within the last 12 months, must mention this offer, which cannot be combined with any other, and be Arizona residents.
- Direct deposit does not include peer-to-peer transfers such as Zelle® and Venmo, etc. Not available on business, secondary, special, changed, employee or volunteer accounts. Cash bonuses will be paid within 30 days of completing requirements and will be forfeited if accounts are closed or transferred within six months.
- Members must receive direct deposits of at least $500 within 60 days of account opening.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account, so no fees to worry about there
Early Account Termination Fee
I wasn’t able to find any early account termination fee in the fee schedule.
Our Verdict
Better than the $100 bonus currently being offered in more states. We will add this to our list of the best bank account bonuses.
Hat tip to reader Shawntheshawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
