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Mark
Mark

This post should be updated that it’s possible to open online and no need to be in-branch. Make sure the address on the account matches the one on your license otherwise it won’t go through and it would fail validating the identification.

Captain Greg
Captain Greg

To be clear, just normal pushes and pulls from other banks count toward the 10 transactions? Do I need to initiate all of them from BMO Harris or anything like that?

Captain Greg
Captain Greg

Could not verify my identity…argh

Captain Greg
Captain Greg

Tried again today and this time it worked! I think I had my eye patch on the wrong eye for my selfie yesterday.

gottagetthosemiles
gottagetthosemiles

Declined due to chex, despite having a legit LLC. Disappointing.

mothman69

gottagetthosemiles Declined for online application or in-branch? If just for online application, try opening in branch. I was able to open my account in-branch about a month ago with chex at LOL levels.

dylan
dylan

For what it’s worth, I did this bonus back in 2019. Chex was also at LOL levels and was approved. Not sure if anything has changed. I’m passing through chicago in a couple of weeks to go back to college so might hit this one again. Have a legit LLC.

Glenn
Glenn

i will +1 on the comment about the business bonus being easier to get than the personal one. had absolute NIGHTMARE with the personal one dragging on for months but the business one i think even came automatically after I hit the requirements. but, yes, you have to go in branch.

YE
YE

Reviewing the new terms. I don’t see any state restriction for the Business Checking Bonus. I only see it in the personal checking account bonus.

Robert
Robert

Anyone who’s done this, can I just do 10 $500 ACH transfers in within 30 days to hit my $5k in deposits and the 10 transactions? Sounds really easy if yes.

mothman69

Robert Yes, it really is that easy.

Robert
Robert

Thank you!

zeer0
zeer0

OOS – No problems opening this account on vacation in Florida. The banker knew I was in for the bonus and sped through the application process. Not Chex sensitive. Will update once I receive the bonus.

Captain Greg
Captain Greg

Sole prop?

Troy
Troy

Online Opening possible for the following (not sole props):
Corporations (S and C) and limited liability corporations (LLCs) can open some accounts online. Otherwise, you can apply at a branch.

Beat2def
Beat2def

I’ve only tried once and at one location but it was going to be a pain to do a business account with BMO. More than anywhere else, they’ll want you to jump through lots of hoops.

Wayne
Wayne

Beat2def Thanks, I guess I’ll pass on this one.

Beat2def
Beat2def

It might be just the one I went to so you should try it (for the sake of a DP) in your city.

Celia
Celia

what kind of hoops? I expect biz docs but is there something out of the ordinary?