Unfortunately it looks like this offer expired on or around March 10th. You can view all of the current sign up bonuses for all cards here.
The Offer
- Bank of America is offering a sign up bonus of $175 after making $500 in purchases within three months on a range of their co-branded BankAmericard Cash Rewards cards. Below is a list of the co-branded partners. I don’t think it really matters which one you pick, but the organization you pick might receive some sort of financial incentive. It’s my understanding you DON’T need to be a member of these organizations to apply.
- AICPA
- Alumni Association of the University of Michigan
- American Academy of Family Physicians
- American Bar Association
- American Psychological Association
- American Student Dental Association
- American Veterinary Medical Association
- Auburn University
- Arkansas Alumni Association
- Cal Alumni Association
- Clemson Alumni Association
- Indiana University Alumni Association
- The Florida Bar
- Penn State Alumni Association
- State Bar of California
- Texas Exes
- University of Central Florida Alumni Association
- University of Miami
The Fine Print
- No annual fee
- Card earns at the following rate:
- 1% cash back on purchases
- 2% at grocery stores*
- 3% on gas*
- 10% customer bonus when you redeem into a Bank of America checking account
*for the first $1,500 in combined grocery store and gas purchases each quarter
Our Verdict
I think these cards are worth considering for two main reasons:
- Bank of America combines hard pulls. This means you could apply for this as well as an Alaska Airlines credit card and only ding your credit once.
- It’s possible to downgrade these cards to Better Balance Rewards Cards (BBR). BBR cards earn $25 per quarter when you make your payments on time ($30 if you have a checking account), which could net you another $100 a year. Although it’s worth noting that for a time BofA disallowed downgrading to this card.
I’ve got enough BofA cards for the moment I think, so I’ll probably be giving these cards a miss. For those looking for credit cards with a cash sign up bonus, these cards might not be such a bad option.
Key posts you might find helpful:
- Bank of America will usually match higher sign up bonuses
- Bank of America credit cards are churnable
- Bank of America will overnight your new credit card if you have a valid reason
- Bank of America does a hard credit pull for a credit limit increase
- View what pre-approved credit cards you have with Bank of America here
- Click here for the BofA credit card reconsideration number
- Rules for reallocating your credit limit with Bank of America
Appreciate reddit user mk712 showing me how to easily search google for these cards.
View Comments (17)
Have these $175 offers been revived in the past?
Several of these cards are still available at different URLs online. For example:
The FL bar:
https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VAB9BR&mboxSession=1432548138109-108555#b
Auburn U:
http://www.auburn.edu/spiritcard/
The cashback bonus is $100 on all the ones I've seen.
Yeah, all of the cards are still available but the bonus is $100. The real deal was just that the bonuses were $175, otherwise it's just a rebranded Bank of American Cash Rewards card.
Kinda wishing I got in on this back when the bonus was $175. Who knows, they may bring it back.
Are these offers still available?
Looks like they are all dead, if anybody finds a working link let me know.
got 4 of these between me and my wife, plus 2% back at Target via RedCard. Thanks!!
Just to add a data point in a couple of respects:
I read in one of your other posts (https://www.doctorofcredit.com/card-issuers-that-combine-multiple-credit-pullsinquiries/#Bank_of_America) that Bank of America should combine hard pulls in the same day for up to three cards, so I applied for three cards at once just now:
BankAmericard Cash Rewards Visa Signature credit card for Texas Exes (no affiliation) - $175 bonus
BankAmericard Better Balance Rewards - no bonus
MLB BankAmericard Cash Rewards MasterCard (White Sox version) - $100 bonus
I already had one regular BankAmericard Cash Rewards card that I got a few years ago, but no other BofA cards.
I used three different browsers, clicking the apply buttons in sequence of most desired card to least with only a second or two in between clicks.
I was instantly approved for all three cards with the same limit of $11,000 on each!
I don't know for sure if the credit pulls were combined since I don't have an easy way to check unless Credit Karma or Credit Sesame reports it in a day or two.
If it really is one hard pull, then I'm very pleased with $275 in bonuses plus the ongoing quarterly bonuses of the Better Balance Rewards, and I intend to eventually convert my now three Cash Rewards cards to Better Balance Rewards ones if I can for some nice passive income.
Thanks Comp, it should definitely be one pull. Let us know if it isn't.
Credit Sesame reported 1 new inquiry today, so it looks good.
Awesome, glad to hear it worked well for you.
Any idea of often you can apply for BofA CC's? My wife and I just applied for Alaska personal cards 2 weeks ago (one each) as our first cards. Would we have a shot at getting another one so soon? We both have excellent credit.
No official limits, excellent credit is pretty subjective so it's hard to know. How long is your credit history? You might be OK, but I wouldn't recommend it especially as you'd need to apply for multiples to really make this offer worth it.
Hi,
Any chance you know when these offers might expire?
I'll be out of town for a month so I want to wait until January to apply it online, but I couldn't find out when these offer expire on the T&C.
Thanks!
No idea.
Pretty decent deal. I just got the Alaska Personal and Business, otherwise I'd probably take advantage of this.
I looked at every card, and I found that all are visa signature version, so I do not think I will be approved because the credit limit starts at 5000$ generally which is so tough for me.