Unfortunately it looks like this offer expired on or around March 10th. You can view all of the current sign up bonuses for all cards here.
The Offer
- Bank of America is offering a sign up bonus of $175 after making $500 in purchases within three months on a range of their co-branded BankAmericard Cash Rewards cards. Below is a list of the co-branded partners. I don’t think it really matters which one you pick, but the organization you pick might receive some sort of financial incentive. It’s my understanding you DON’T need to be a member of these organizations to apply.
- AICPA
- Alumni Association of the University of Michigan
- American Academy of Family Physicians
- American Bar Association
- American Psychological Association
- American Student Dental Association
- American Veterinary Medical Association
- Auburn University
- Arkansas Alumni Association
- Cal Alumni Association
- Clemson Alumni Association
- Indiana University Alumni Association
- The Florida Bar
- Penn State Alumni Association
- State Bar of California
- Texas Exes
- University of Central Florida Alumni Association
- University of Miami
The Fine Print
- No annual fee
- Card earns at the following rate:
- 1% cash back on purchases
- 2% at grocery stores*
- 3% on gas*
- 10% customer bonus when you redeem into a Bank of America checking account
*for the first $1,500 in combined grocery store and gas purchases each quarter
Our Verdict
I think these cards are worth considering for two main reasons:
- Bank of America combines hard pulls. This means you could apply for this as well as an Alaska Airlines credit card and only ding your credit once.
- It’s possible to downgrade these cards to Better Balance Rewards Cards (BBR). BBR cards earn $25 per quarter when you make your payments on time ($30 if you have a checking account), which could net you another $100 a year. Although it’s worth noting that for a time BofA disallowed downgrading to this card.
I’ve got enough BofA cards for the moment I think, so I’ll probably be giving these cards a miss. For those looking for credit cards with a cash sign up bonus, these cards might not be such a bad option.
Key posts you might find helpful:
- Bank of America will usually match higher sign up bonuses
- Bank of America credit cards are churnable
- Bank of America will overnight your new credit card if you have a valid reason
- Bank of America does a hard credit pull for a credit limit increaseÂ
- View what pre-approved credit cards you have with Bank of America here
- Click here for the BofA credit card reconsideration number
- Rules for reallocating your credit limit with Bank of America
Appreciate reddit user mk712 showing me how to easily search google for these cards.
