Posted by William Charles on November 9, 2019
Credit Card Offers

Published on November 9th, 2019 | by William Charles

34

Bank of America Virgin Atlantic 65,000 Mile After $2,000 Spend Offer + 15,000 Mile Anniversary Bonus

Update 11/8/19: Sites with affiliate links are reporting that this deal will end on December 18th, 2019.

The Offer

Direct link to offer

  • Receive up to 65,000 Virgin Atlantic Flying Club miles when you sign up for the Virgin Atlantic World Elite MasterCard® credit card from Bank of America. Sign up bonus is broken down as follows:
    • 60,000 miles after $2,000 in spend within the first three months
    • 2,500 miles when you add an authorized user (up to a maximum of two, or a total of 5,000 miles)
  • There is also an anniversary bonus of 15,000 miles that has a spending requirement as well:
    • 7,500 miles if you spend $15,000 within the previous year
    • An additional 7,500 miles if you spend $25,000 within the previous year

The Fine Print

  • Annual fee of $90 is not waived
  • Earns 3x miles on all Virgin Atlantic purchases that are made directly
  • Earns 1.5x on all other purchases
  • Companion ticket when you spend $25,000 annually

Our Verdict

The normal increased offer is 75,000 miles, but requires $12,000 in spend. This is 10,000 less miles, but requires $10,000 less spend (keep in mind if you spent that $10,000 you’d also earn 15,000 miles from the $10,000 in spend as well). I think this offer is actually better for a lot of people due to the much lower minimum spend requirement, although most people don’t find Virgin Atlantic miles to be the most valuable. Keep in mind that getting approved for Bank of America cards can be difficult and they might have other card offers you might be more interested in, for example:

As always if you have any questions about Bank of America credit cards, I’d recommend reading this post first.

Hat tip to m16p



34
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
chowfun
chowfun

What’s the ATH offer for this card? How recent was it?

LC
LC

easier to get approved for this / alaska over standard BoA issued cards?

Lynn
Lynn

BOA is tough for many of us!!

Matthew
Matthew

I think BofA and USbank consider the relation ship with them.

Nick
Nick

Not in my experience. Got declined a couple of times for this card, then applied for Alaska and Sonesta not too long afterwards and was approved for both of those. Just tried applying for this again today and was declined yet again. I’m at lol/24.

Xandy
Xandy

Does the companion reward apply to partners (esp., ANA)? Or does “for a Virgin Atlantic award ticket” mean that it has to be Virgin Atlantic metal?

OffByOne
OffByOne

William Charles Offer also seems to state that there is a companion ticket that’s issued if you spend $25k annually.

Roger
Roger

Called the number on the back of my card twice trying to match this offer (signed up two months ago for the 30000 miles offer). Both time transferred to the sales department. First agent said “no” and issued a $25 statement credit as a goodwill gesture. HUCA and second agent said she submitted a case to points and rewards team and they will get back to me in 7-10 business days.

I would say matching seems very unlikely at this point.

YoniPDX
YoniPDX

Virgin atlantic miles on Delta can be a good value as long as your not transit to/from LHR or Ex-EU to US but NS to Asia from Delta hubs can be a good redemption as well as ez-pts transfer partner for premium cabin redemption far cheaper than skymiles.

I think I recall HNL-NRT Japan biz seat for 30k on Delta with VA miles.

Gerald
Gerald

Sometimes Delta has a very expensive mileage redemption while Virgin Atlantic has the same Delta flight for much less. For example, a one way from JFK to TLV on 9/22 is showing as 160,000 Delta miles or 40,000 VA miles.

YoniPDX
YoniPDX

Exactly,

Oddly enough DL owns 49% of Virgin,

But I reckon that the Air France, KLM, Virgin Atlantic Joint venture will ultimately impact award availability on VA, as DL pilots are suing due to reduced # DL flights flown NY to LHR (as EU has less strict Pilot rules) as a result of the new JV between the four carriers.

That said the game is always changing and VA – Delta One awards west coast to Asia still offer value from Delta hubs.

That’s a good redemption to TLV, award space can be sparse to TLV.

ATL-JNB should also be a good redemption as it is a direct Delta flight IIRC. We ultimately ended up booking biz LX from SFO -ZRH-JNB.

BIGCHURNA
BIGCHURNA

Applied online Sept 9 AM. Denied. First denial in many years from any issuer. 6/24. 821 credit score. More than sufficient income for this card. Already have one rewards card with BofA and use it in a manner they’d be ok with (no MS etc). Like others have said, BofA apparently now has Chase-like 5/24 rule (or similar) for this specific card. I don’t have much use for any of BofA’s products or services..they really don’t do any one thing well (checking, brokerage, cr cards) and have become a third tier option for well- informed customers….but I will take 2 minutes to apply if I think a sign-up bonus is worthy.

DP
DP

The Virgin offer has a very high return on spend (40%+). Going to apply for Delta Gold 70k targeted offer and Virgin 60k offer within the next few days. Wouldn’t have known about either of the offers if it wasn’t for DOC.

DP
DP

Like many others, I got declined for no obvious reason. 771 FICO. 0% utilization. Only 1 new personal account the last 6mon. Solid income. 5+yrs history with BofA with both personal and biz accounts. Recommend everyone avoid BofA unless you are under 5/24 with 0 new accounts the last 6mon. They’re on par with US Bank as far as it being nearly impossible to get approved. Sad, because the Virgin offer was a great one.

DP
DP

Called the BofA reconsideration line. Declined for 2 reasons. Too many new accounts (8/24). And not enough funds on deposit ($0). I asked if opening a bank account would help push the approval through, and they said they could not answer my question. Went out of their way to say I opened a Chase card a year ago, and that was a factor in getting declined. So I guess if you are at 1/24, and that “1” is a competing bank, you’re not the kind of customer they want.

For my pending Delta application, Amex informed me that I would have to close *2* non-charge accounts to get approved for the new card.

So clearly the credit game is tightening.

Trippy
Trippy

Any idea how useful are these miles? I know sometimes there is a bonus transfer offer from MR.

Deciding between this and Alaska. My travel plans tend to be random and all over.

andy
andy

google, ‘best use of virgin atlantic miles’ many bloggers will have the usual articles dedicated to it.

ANA J and F are sweet spots. Delta One is a sweet spot, some more than decent plays avialable and yes I’ve transferred MR with a bonus more than once…

Thomas
Thomas

Approval DP: 3/24, 6/24 counting business cards. Opened savings and deposited $1,500. Same day instantly approved for $6,000 CL.

Thomas
Thomas

Approval DP. Instant approval today. No other BoA accounts, CC or otherwise. Under 5/24, but last new CC opened 07/2019.

andy
andy

Would BoA move credit on a recon if I get rejected?

I have a strong relationship with BoA, even have multiple business cards which are often elusive for most, so not gonna get rejected for any reason other than too much credit with them already.

ALternatively, I can just reduce my limits on the 2 cards where I have large limits.

ANy thoughts?

tolikfox
tolikfox

I am platinum honors with BofA and got rejected for too many cards opened. (only 2 cards opened at the moment which i applied for recently.) Called them and was told to apply again 6 months later. She said the final course of action is to mail in a letter for application to be reconsidered. Have not heard back from them.

andy
andy

Thanks for the response. I’m assuming the 2 open cards are BoA and not other banks? I’m also Plat Honors.

I’ve got 3 cards in teh last 12 months, 2 with US Bank and 1 Wells, Last BoA was a biz card more than 12 months ago, so my velocity is not really strong as of late.

Was also actually looking to jump on Alaska biz at the same time.

Shadrach
Shadrach

BofA seems to auto move credit for new accounts these days. I got this card a few weeks back and they took the credit from my Premium rewards card. I also have a Trave, Cash, and Alaska and I use the Premium the most but that is where they moved the credit from. Was kind of annoyed. I open 2 cards every year like clockwork with BofA and I stopped dropping credit limits as they seem to do it.

DRNB
DRNB

I got denied despite high credit score. They said too many recent applications and no history with BoA. I was shocked.

:)
:)

Too bad bank of America doesn’t think I am good enough to get one of their cards

TomT
TomT

Why is there no mention of the new 3/12 (no BofA deposit account) or 7/12 (for those with a BofA deposit account)?

Crazy Dog Lady
Crazy Dog Lady

I finally got approved for VA recently when I dropped under 3/12, had tried twice before and got denied. Boa moved credit from another card to give me VA without me even requesting it. I’m hoping to go to Japan on ANA so was really wanting this one. Also had recently put a lot of spend through my cash rewards card, maybe that helped.

Back to Top ↑