Deal has expired, view more checking bonuses by clicking here
Offer at a glance
- Maximum bonus amount: $100
- Availability: Must open in branch, all branches are in CA [Branch locator]
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $2, $0 with eStatements
- Early account termination fee: None
- Household limit: None listed
- Expiration date: March 31st, 2020
Contents
The Offer
No direct link to offer, see flyer below. Some branches are giving out the flyer when asked for it
- Mission Federal Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements:
- Bring flyer into branch (some branches giving it out when asked)
- Have a minimum of five member initiated transactions with 90 days of account opening (ACH, cash or check deposits and withdrawals)
The Fine Print
- Cannot be a signer on any other Mission Fed Credit Union account within the past 12 months
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Easy checking account has no monthly fees to worry about as long as you’ve opted in eStatements
Early Account Termination Fee
I wasn’t able to find an early account termination fee in the fee schedule
Our Verdict
Probably not worth it for most people due to the hard pull and the small bonus. Because of that I won’t be adding it to our list of the best checking account bonuses.
Hat tip to reader John C
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Too bad about the hard pull. Pass. Thanks for posting anyways and giving the reader the choice.
It looks like all branches are in the San Diego area. This might be worth mentioning to save people a search.