[CA] Travis Credit Union $300 Checking Bonus

Extended to 4/30/25

Update 1/26/25: Bonus now $300.

Update 9/11/24: Bonus now $250.

Update 1/13/24: Bonus is now $350 (was $250).

Offer at a glance

• Maximum bonus amount:
• Availability: Everyone who lives, works, worships or attends school Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus counties; Military and civilian personnel of Travis Air Force Base; Immediate family members of current members.
• Direct deposit required: Fine print says any electronic deposits
• Additional requirements: 
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Up to $12,000 No longer offered.
• Monthly fees: None
• Early account termination fee: $20, six months
• Household limit: None
• Expiration date: None

The Offer

Direct link to offer

• Travis Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
  • Use promo code FC25
  • Deposit at least $500 monthly for three months within 120 days of account opening into your Free Checking or Access Checking account through qualified direct deposit transactions.

 

The Fine Print

• $350 offer applies to new and existing Travis Credit Union (TCU) members who open their first TCU checking account and meet the deposit requirements.
• Only Free Checking and Access Checking accounts are eligible for this offer.
• To qualify for the $350 reward, a new membership and/or a new TCU Free Checking or Access Checking account must be opened using the promo code.
• The $350 reward will be payable into the checking account after 90 days if a total of $2,000 of external electronic deposits have been made within the 90-day period.
• Person to person payments such as Zelle® and other cash apps are not eligible for this offer.
• Only new money qualifies and no cash deposits (cash allowed for the initial deposits).
• New money is defined as funds not currently on deposit with TCU. Offer only applies to ages 18 years and over.
• Excludes Travis Credit Union employees.
• Only one offer per member allowed.
• Membership eligibility and other restrictions may apply. Membership requires a one-time non-refundable $5 fee plus a $5.00 minimum deposit.
• Only the Free Checking or Access Checking account qualifies for this offer and requires a $50.00 minimum deposit.
• The $350 reward is considered interest and will be reported on IRS form 1099-INT.
• See disclosure for details at traviscu.org. This offer is subject to change or cancellation at any time. Insured by NCUA. Applicant must meet membership and account qualifications.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

$20 if closed within 6 months.

Our Verdict

Looks to be a relatively easy bonus, doesn’t seem to be any terms that state it has to be payroll specific. Hopefully it’s not Chexsystems sensitive. Referral program no longer offered.

Hat tip to reader calvin

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