Posted by William Charles on September 6, 2017
Credit Card Offers

Published on September 6th, 2017 | by William Charles


[No Longer Working] Calling IHG Can Get You A 100,000 Point Offer On The Chase IHG Card

Unfortunately this method is no longer working.

The Chase IHG card has had a targeted bonus of 100,000 points after $2,000 in spend for some time, the problem is that the offer is targeted. After the offer was launched it was possible to apply for the 80,000 point offer and then get matched to the 100,000 offer but that didn’t last long. When I was on vacation reader David A mentioned that he was able to get the offer by calling IHG and asking about their credit card, this also worked for reddit user zXFDz. The process should be something along the lines of this:

  • Call 1-888-897-0083 & ask about the Chase IHG card
  • The above number is for IHG, they will state they need to transfer you to Chase
  • Once transferred they will offer you the 100,000 points after $2,000 in spend
  • You apply over the phone

As always please confirm that you’re actually getting the 100,000 point offer before applying. Keep in mind this card doesn’t fall under the Chase 5/24 rule. Please share your own experiences in the comments. Now that we have some confirmations of this successfully working I’ll add it to our list of the best credit card bonuses.

Card Details

  • Annual fee of $49, waived first year
  • Free night certificate on your card member anniversary, can be used at any IHG property
  • 10% rebate on all points that are redeemed (maximum of 100,000 per year)
  • Platinum Elite status for as long as you’re a card member
  • Card earns at the following rates:
    • 5x points at IHG properties
    • 2x points at gas stations, grocery stores & restaurants
    • 1x points on all other purchases
  • No foreign transaction fees
  • This card is not subject to the Chase 5/24 rule
  • 5,000 points when you add an authorized user after they make their first purchase

57 Responses to [No Longer Working] Calling IHG Can Get You A 100,000 Point Offer On The Chase IHG Card

  1. Frank says:

    Does it fall under the 2/30 rule?

  2. Datapoint says:

    To spend the bonus points…. are these available as a cash reward/bonus or only for hotel or travel ?

    • Curmudgeon says:

      These points are only good for stays at IHG hotels. The points aren’t worth much, maybe .4 – .5 cents/point.

      A basic Holiday Inn that I can get for $90 cash rate is about 20,000 points, although some redemptions are worth more, others are even worse.

      The card really isn’t worth using after getting the bonus. I keep it just to get the free night for $49/year so it’s like get a room night for half price every year.

  3. jamesheine says:

    So if I have this card currently, can I get matched? Or this only for new apps

  4. Maxis says:

    I applied this morning using the above instruction and got the 100k offer after 2k spend and additional 5k for adding AU. I am lol/24 and got 2 weeks message.

  5. Jed says:

    Do you know if they are still willing to match the 100,000 offer for people that recently got approved for the 80k offer? I read on another blog that they may have quit doing that.

    • Al Gee says:


      I’ve sent Chase a few secured messages about being bumped up to the 100,000 point offer. (I am on the 80k offer currently)

      I’ve been rejected all three times stating that it wasn’t currently available for me at this time. Now I’ve only recently received my card so I’m not sure if that is an issue or not. I doubt I will try again as hitting 2,000 minimum spend for me in 3 months might be difficult.


    • I haven’t seen any recent DP of matches being successful.

  6. tassojunior says:

    Any possible chance with Chase for a 2nd card with the other still open?

    If so, would the 2nd annual free night be given or should one open a second IHG account?


  7. tassojunior says:

    also–IHG redemptions are all over the place on value which is great. You can shop through their many and usually find a bargain.

    And the annual free night in NYC ! 2 years ago I used mine at the Crowne Plaza Times Square on New Year’s Eve.

  8. adam d says:

    Spent 10k points at a candlewood suites in indianapolis, pretty clean, most redemptions were 15-20k in small-medium sized US cities.

  9. Tony p says:

    Applied two months ago @ 60k, got bumped up to 80k no problem.

    Rep refused to bump me up to 100k @ 2k spent

  10. imperium says:

    Not worth it.
    The basic offer of 80k+5k($425) for $1k(>40% return) on spend is decent. The additional 20k(about $100) for an additional $1k(10% return) on spend is not worth it unless you’re planning of spending an additional $1k in an IHG properties anyway.

  11. Sergei says:

    Applied tonight at around 7.30 pm CST. The offer details are as described above – 100k after $2k spend and additional 5k for AU, no annual fee first year. Got a 2 weeks message.

  12. Ken says:

    Does this 100k offer come around often? Don’t have any travel plans this year. Do you think it will come back again next year?

  13. JEnriquez says:

    I applied for this offer earlier today via phone as the instructions above recommended. I was offered 100k pts after 2k spend and 5k for adding an authorized user, no annual fee for the 1st year, and 2 week message. Thank you for the heads up on this offer!

  14. V says:

    Just got my 100,000 points posted to my account. Interesting the extra 20,000 points posted at qualifying points. It just bonus points towards spire elite.

  15. Abhi says:

    Have a basic question – most of these cards have minimum spending limits to get the sign up bonus. Does paying rent qualify as a purchase or does it have to be actual purchases ?

    Or else, what is the best way to get these spends without actually needing to buy stuff we don’t need ..

    Appreciate advise.

  16. MarcoPolo says:

    Does anyone know which credit bureau they pull?
    I froze my Experian for Merrill+ card.

    • Gadget says:

      Chase usually pulls two of the three… as least when I, and SO, apply. I got this card in August, and they pulled my EX & EQ. (I’m in VA)

      However, I have seen them pull EQ & TU instead, for Chase Freedom, or maybe it was my CSP, so I don’t know if it random, by choice, or just whatever card you pick. Astrological sign?

  17. Jonathan says:

    hey Chuck, any guesses on whether this 100k over the phone IHG bonus will stick around as long as the 80k offer available online? Or does past history tell us this offer may not stick around much longer? I just started meeting 6k of spend on two other cards, and am weary of applying for IHG so soon, given my MS methods are limited.

  18. Matt says:

    Followed the steps and got the 100K +5K offer. Still seems to be working. I am well over 5/24 and got approved instantly.

  19. JL says:

    Another successful data point for getting the 100K offer over the phone.
    I got instant approval as well! (I am 8/24)
    Very happy with the offer, thanks Will !!

  20. Drew says:

    Followed these steps and was approved for instant approval (at 5/24) for the 100k + 5k offer.

  21. C says:

    Followed the steps and was approved for the 100k + 5k offer.

  22. tinytavosa says:

    My GF followed the steps and got Instant approval for 100k + 5k offer.

    Stats of the pull//approval here:

  23. Manish Jain says:

    I followed the steps described and got the offer – 100k + 5k points. Thank you!

  24. ed says:

    I tried, but was not able to be matched to the 100K since I applied under the 80K offer. Bummer.

  25. Jody says:

    Try logging into your IHG account — mine & hubby’s both had banner for 100K offer

    • jason says:

      I saw the banner offer after logging into my account, but the link returns and error for me. I called IHG who passed me to Chase (like this post says), but Chase was only able to provide me with 80K on 2k spending! I mentioned the banner ad and they said they couldn’t input any codes or offer me anything else. Asked for a supervisor who said they would have chase investigate the faulty link and call me.

      So for now, I’m hoping the 100K offer will actually work. I’m not applying w/o it.

      • jason says:

        Chase called me back today and the 100K offer was supposed to have expired on 9/30. They said they can’t match it since it’s no longer valid.

        Looks like I will take the 80K on 1K spend offer via Chase website.

      • a$]-[u says:

        I had same experience, I can see 100k offer when I login my IHG account as of 10/03 but the link leads to a error page.

        Called IHG, got forwarded to Chase who said it’s just 80k now! Did not apply.

  26. eclipsor says:

    Just tried calling, only 80k/2k

  27. Aaron says:

    They have caught on to the loophole. Only 80k now, just called.

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