[Expired] Capital One Money Market $200-$1,000 Bonus – Requires Deposit Of $10,000-$150,000+

Why do you think only the $1,000 bonus is worth doing? Dropping $10,000 for a week for a $200 bonus seems pretty good to me! Also I a lot more people could do that one.

It looks like the requirements have changed to prevent the cycling of the deposits.

Just for the sake of comparison:

Assuming your next best use for the money is a 2.25% APY savings account, you take as 0.25% APY hit for 2 months or about $62.50 difference in order to gain the $1000. Unlike some other accounts that pay diddly-squat with their bonus, this one seems worth it (if you have that much, of course). Otherwise the $100k for $600 or $50k for $500 are the next best options.

Looks like it has the same verbiage as the previous ones regarding previous MM account holders:

“If you have or had an open savings product with Capital One after January 1, 2016, you’re ineligible for the bonus.”

Two questions:

How long does the 150000k need to stay in? Only 10 days? Did I read that right?

Can you open up the account before Dec 31st and move the money after, but within 10 days?

Still waiting on the $500 bonus from the deal they offered a couple of months ago for new account and $50K. Straight deposit in mid-September – no cycling- and the money has remained since. Other people who jumped on this quicker reported receiving the $500 within days of meeting the deposit requirement, but no sign of any bonus yet. They also owe me $200 from adding recurring charges to my GM card for a promo they ran in August. Everytime I call they refer the case to “special services”, a blackbox that never responds or adjusts my account. Growing quite wary of Cap One.

Just called and spoke to a rep. She says that I wouldn’t get the bonus if I didn’t receive the offer in mail or email. I said that the terms made no such claim. We just went back and forth and got nowhere.

I want this bonus, but I would hate to sign up, move money, get a lower APR, and then unjustly get denied.

Anyone have more insight?

if you have a secondary account owner on a joint 360 capital, are you eligible for bonus if you open as a primary account owner?

I got the $200 and it went rather smoothly.

Does capital one let you pull in 150k during opening funding? Most banks have limit so that’s a lot to transfer in 10 days.

PSA DP:

Before moving on this offer I would check your instution that you would be moving the $150K from I only had one account that I could move this kind of money in 10 days from as an ACH. You could likely wire it from most accounts but it would cost you.

But Check DOC post for DP on some intuition limits “Hub Accounts – ACH Transfers: Capabilities, Fees, and Limits Across Financial Institutions” Last sub-menu of Bank Accounts menu (may need to switch browser to Desktop browser from Mobile if not at a desktop) to see at the Menu’s at top of the page

I just got off the phone with Capital One. Allen, a supervisor, told me that this offer is a targeted offer. He had no idea if the code would work for someone who didn’t receive the specific offer. Sometimes codes work for non-targeted people and sometimes they don’t. That’s a lot of hassle and money to transfer and not get the bonus. No straight answer.

IMO, the https://www.doctorofcredit.com/capital-one-200-money-market-account-bonus/ offer is better for the $200 bonus, but you have until 12/14 to have your deposit in. Realistically you should complete it by 12/7 to have no issues. I got it already.

I jumped on this 12/4 and setup 150 pull from Popular Direct. Took a day to verify account. Cash finally transferred 12/13. Was not targeted will let you know if get bonus.

Isn’t the fact that there’s a public website enough? That website doesn’t say anywhere in the fine print it’s not open to the public.