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Josh
Josh

12/19/2018: Opened
12/31/2018: Funded $10k (took a while to verify b/c of holiday’s and weekends)
2/6/2019: $200 bonus posted as “Cha-Ching! New account bonus “

Henry
Henry

FWIW, account was open 12.10, no problem. Got $1k bonus show up in account 01.25.

Jason
Jason

Opened my account December 20, 2018. Funds transferred into the account December 24. Received a $1000 bonus on February 6, 2019.

Dima
Dima

Same here. Is it safe to transfer funds out right after the bonus posts?

C
C

Make sure your bank does not have a cap per day or per month on how much you can transfer to an external bank. I have a bank paying 3% promo rate on a mm account for 12 months that only allows 2k per day and 5k per month transfer so I’m stuck with the $200 bonus instead of $1k bonus.

Mike
Mike

“I have a bank paying 3% promo rate on a mm account for 12 months”

Please share the bank info! Would love to jump on a 3% MM for 12 months!
Your current bank has a much sweeter deal. If you just leave $150k in it for the 12 months you would earn $4,500 vs the $4,000 from CapitalOne offer so you’d be $500 ahead!

Lisa
Lisa

You could pull from cap 1.

Ben
Ben

Has any one received the $1000 bonus for depositing $150,000 using code VALUE2018? or the $200 bonus for depositing $10,000?

Betelgeuse
Betelgeuse

Yeah my friend got it. Account opened end of nov. 1k bonus posted mid Jan. Money was left in the account for a month.

Redacted
Redacted

Is there good info anywhere about whether this really is targeted (or whether the targeting will be enforced)? I got a $500 Cap1 bonus recently, but for $1K and 2% I could sign up Mrs Redacted and transfer the $150K.

Grace
Grace

Isn’t the fact that there’s a public website enough? That website doesn’t say anywhere in the fine print it’s not open to the public.

Econ Jon
Econ Jon

I jumped on this 12/4 and setup 150 pull from Popular Direct. Took a day to verify account. Cash finally transferred 12/13. Was not targeted will let you know if get bonus.

Grace
Grace

Why did it take so long to transfer?

econjon
econjon

I think it’s b/c I did a pull instead of a push.

econjon
econjon

Just a follow up…It worked. Got the bonus last week.

AllwaysLearning22
AllwaysLearning22

IMO, the https://www.doctorofcredit.com/capital-one-200-money-market-account-bonus/ offer is better for the $200 bonus, but you have until 12/14 to have your deposit in. Realistically you should complete it by 12/7 to have no issues. I got it already.

Oregon
Oregon

I just got off the phone with Capital One. Allen, a supervisor, told me that this offer is a targeted offer. He had no idea if the code would work for someone who didn’t receive the specific offer. Sometimes codes work for non-targeted people and sometimes they don’t. That’s a lot of hassle and money to transfer and not get the bonus. No straight answer.

Yoni
Yoni

PSA DP:

Before moving on this offer I would check your instution that you would be moving the $150K from I only had one account that I could move this kind of money in 10 days from as an ACH. You could likely wire it from most accounts but it would cost you.

But Check DOC post for DP on some intuition limits “Hub Accounts – ACH Transfers: Capabilities, Fees, and Limits Across Financial Institutions” Last sub-menu of Bank Accounts menu (may need to switch browser to Desktop browser from Mobile if not at a desktop) to see at the Menu’s at top of the page

Lisa
Lisa

Does capital one let you pull in 150k during opening funding? Most banks have limit so that’s a lot to transfer in 10 days.

Abelian Grape
Abelian Grape

Just do a wire transfer? Or write yourself a check and deposit it in person?

Jason Heiss
Jason Heiss

It let you set up the transfer during the account opening process. It had no objection to me requesting a transfer of 150k, and in my experience few banks limit the size of outgoing transfers that are initiated by another bank.