Category - Credit Cards

Opt Out Prescreen Under the FCRA, you’re able to opt out of credit and insurance offers that aren’t initiated by you. If you’ve previously opted out, you’ll need to opt back in (you’re opted in by default)... Read More →

Citi changed the rules to combine all credit cards within the same family of cards to be considered together for the purposes of signup bonuses. Going forward, you can only get one bonus each 24-months on all ThankYou cards combined... Read More →

The Offer People have reported receiving the following offer on the Chase Ink Plus Card: Receive 100,000 Chase Ultimate Rewards after making $5,000 in purchases within the first three months of account opening. The annual fee of $95 is... Read More →

We’re reposting this because an e-mail was sent out to cardholders. Keep in mind this was never a good option, you were always better off redeeming for statement credit and then making your purchase (that way you’d earn... Read More →

Yesterday reddit user AmeriKop45 posted that they applied for two credit cards, one was instantly approved and the other was under review. They called in to try and expedite that application under review and were told that their is now... Read More →

Reader JD asks: Hey doc, do you know how long will the CSR 100k promo last? Is it gonna be the standard signup bonus like CSP 50k? We do have a small bit of information on that. At the top of a memo with details on the Sapphire Reserve... Read More →

Chase has a Special Consideration form to help approve the credit card applications of clients who have $10,000+ in deposits with Chase. Your banker can submit the form on your behalf to make a case for your approval with the goal of... Read More →

One of the benefits of the Chase Sapphire Reserve is that it comes with Priority Pass lounge access. In this post we’ll show you what this benefit actually gives you. What Lounges Do You Get Access To? This card gives you Priority... Read More →

We all want to get approved for Chase’s credit cards, yet most cards fall under the notorious 5/24 rule, and are difficult for us to get. One prime method people are using to bypass 5/24 is getting pre-approvals in a Chase branch. When... Read More →

Update 1/4/17: Chase Private Client no longer works to bypass 5/24. Chase Private Client We all want to get approved for Chase’s credit cards, yet most cards fall under the notorious 5/24 rule, and we can’t get them through... Read More →

Update: If you still have questions, read this post. Now that the Chase Sapphire Reserve is officially available, there are a lot of disappointed people because the Chase 5/24 rule applies to this card. One of the ways you can bypass... Read More →

In case you’ve missed one of our 1,000 posts on the Chase Sapphire Reserve card, it’s now live. I assume this card is paying a healthy commission to bloggers, so I thought I’d write a post explaining the different... Read More →