Update: Links are back up, but the 5/24 language that was previously added has been removed. The online application link for the Chase Sapphire Reserve card is no longer working. Both direct links and affiliate links error out at the... Read More →
Category - Credit Cards
Bank of America Asiana Visa Signature Review: 30,000 Mile Bonus + 10,000 Miles, $100 Rebate & Two Lounge Passes Annually
Bank of America recently launched their new Asiana Visa Signature card, there was a lot of interest in it – so a full review is in order! Here are the card basics: Annual fee of $99 not waived Earns at the following rates 3x miles... Read More →
What Credit Bureau Does Bank of America Pull?
Introduction Find out what credit bureau (formally known as consumer reporting agencies) Bank of America pulls for credit card applications. For the purposes of this post, we only looked at data from 2014 onwards. You can also read... Read More →
[Targeted] American Express SimplyCash Plus Business Card $1,000 Sign Up Bonus
The Offer Direct link (need unique offer code to apply) Spend $5,000 on purchases within the first three months and receive $500 back OR Spend $10,000 on purchases within the first three months and receive 1,000 back Card Details Read... Read More →
Chase 5/24 Rule Now Official! Showing On Chase Sapphire Reserve Application Page
Update: The application link for this card went down, when it came back the language was removed. We’ve known about the Chase 5/24 rule for awhile now, but it seems that Chase are now including it in the fine print of at least the... Read More →
[Targeted] Spending Bonuses On All Citi Cards (5x/5%/3x/10x etc)
The Offers Citi Premier Earn 5x points on the following categories: Clothing stores Computer & Electronics Stores Department Stores Toy Stores Citi ThankYou Preferred Earn 5% cash back on the following categories: Grocery stores Gas... Read More →
American Express Delta Cardholders Now Get $100 (Really $20) Discount On CLEAR Memberships
The Discount Direct link to details Delta are now offering a $100 discount to their American Express Delta Skymiles cardholders, the discount applies to primary cardholders only (not authorized users) and the following cards: Gold Delta... Read More →
Last Chance To Get Prorated Annual Fee Refund From American Express By Cancelling Your Card
Introduction On September 1st, American Express will be making changes to how they handle annual fee refunds. Previously if you cancelled your card you would receive a prorated annual fee refund, for example if you cancelled the... Read More →
[Targeted] American Express Delta Gold 75,000 Point Offer
The Offer Targeted offer, no direct link. Check your e-mails People have reported receiving the following offer of up to 75,000 miles when you open a new American Express Delta Gold Card: 50,000 miles after spending $2,000 or more in... Read More →
Bank of America Guts the WorldPoints Program Starting November
Via @mileswhip, Bank of America sent out a snail mailer informing users the end of flight redemptions with WorldPoints in November. Many Bank of America cards (and, previously, FIA Amex) have the ability to be cashed out at 1 cent per... Read More →
Chase Downgrade/Product Change Tip
One of the rules for downgrading a Chase card is that your card must be open for at least a year before being able to do a product change. But it’s actually possible to downgrade to the Chase Sapphire (no annual fee card) without... Read More →
Does Citi Deny You If You Have 6 Or More New Inquiries From One Credit Bureau Within Six Months?
A few readers pointed me to this reddit thread that discusses a Citi application rule I haven’t seen discussed before. The “rule” seems to be as follows: You won’t be approved for a credit card if you have six or... Read More →
Barclaycard Wyndham 15,000 Points + $50 Statement Credit On No Annual Fee Card
The Offer Receive a $50 statement credit after your first purchase and 15,000 Wyndham points after $1,000 in spend within three months on the Wyndham Rewards Visa Signature from Barclaycard. How To Get The Offer Go to and search for... Read More →
[Targeted] Chase Ink Cash $500 Offer
The Offer People have reported receiving the following offer on the Chase Ink Cash Card: Receive $500/50,000 Chase Ultimate Rewards after making $3,000 in purchases within the first three months of account opening. Card Benefits No... Read More →
Bank of America Asiana Credit Card Increased To 30,000 Miles After $3,000 (Now Visa Instead of AmEx)
The Offer Direct link to offer Receive a sign up bonus of 30,000 Asiana miles after you spend $3,000 or more in purchases within 90 days of account opening on the Bank of America Asiana Airlines Visa Signature card. Card Details Read... Read More →

