The Offer Direct link to offer Receive a sign up bonus of 30,000 Asiana miles after you spend $3,000 or more in purchases within 90 days of account opening on the Bank of America Asiana Airlines Visa Signature card. Card Details Read... Read More →
Category - Credit Cards
You Can Now Activate Your 5% Cash Back On The Discover it For Q4 (Amazon.com, Department Stores & Sam’s Club)
It’s now possible to activate your 5% cash back rotating categories for the Discover it for quarter four. The categories are: Amazon.com Department Stores Sam’s Club Some people will have double cash back as well, depending... Read More →
Maximizing The Chase Sapphire Reserve $300 Travel Credit For Cash
One of the better Chase Sapphire Reserve benefits is that you get $300 in credit towards travel purchases, we’ve talked about how this benefit works before here. As Freequent Flyer Book likes to point out, travel credits... Read More →
Strategies For Dealing With Citi’s New Application Rule
Reposting this because this new rule is now in effect. Update: New rules not in place until August 28th, 2016. As we recently discovered and shared, Citi has added a new rule on eligibility for receiving a sign up bonus. Basically the... Read More →
How To Ensure You’ll Receive Pre-Approved Offers
Opt Out Prescreen Under the FCRA, you’re able to opt out of credit and insurance offers that aren’t initiated by you. If you’ve previously opted out, you’ll need to opt back in (you’re opted in by default)... Read More →
Reminder: Last Chance to Get Citi Bonuses Under the Old Rules
Citi changed the rules to combine all credit cards within the same family of cards to be considered together for the purposes of signup bonuses. Going forward, you can only get one bonus each 24-months on all ThankYou cards combined... Read More →
[Targeted] Chase Ink Plus 100,000 Point Offer With $95 Annual Fee Waived First Year
The Offer People have reported receiving the following offer on the Chase Ink Plus Card: Receive 100,000 Chase Ultimate Rewards after making $5,000 in purchases within the first three months of account opening. The annual fee of $95 is... Read More →
Chase Devaluing Ultimate Rewards When Redeeming On Amazon
We’re reposting this because an e-mail was sent out to cardholders. Keep in mind this was never a good option, you were always better off redeeming for statement credit and then making your purchase (that way you’d earn... Read More →
No, Bank of America Doesn’t Charge A $20 Fee To Expedite Under Review Applications
Yesterday reddit user AmeriKop45 posted that they applied for two credit cards, one was instantly approved and the other was under review. They called in to try and expedite that application under review and were told that their is now... Read More →
How Long Will the Sapphire Reserve 100,000 Bonus Last?
Reader JD asks: Hey doc, do you know how long will the CSR 100k promo last? Is it gonna be the standard signup bonus like CSP 50k? We do have a small bit of information on that. At the top of a memo with details on the Sapphire Reserve... Read More →
Special Consideration Form on Chase Business Cards for $10,000 Relationship Clients
Chase has a Special Consideration form to help approve the credit card applications of clients who have $10,000+ in deposits with Chase. Your banker can submit the form on your behalf to make a case for your approval with the goal of... Read More →
Everything You’ve Ever Wanted To Know About The Chase Sapphire Reserve Priority Pass Lounge Benefit
One of the benefits of the Chase Sapphire Reserve is that it comes with Priority Pass lounge access. In this post we’ll show you what this benefit actually gives you. What Lounges Do You Get Access To? This card gives you Priority... Read More →
Chase PreApproval In-Branch Frequently Asked Questions
We all want to get approved for Chase’s credit cards, yet most cards fall under the notorious 5/24 rule, and are difficult for us to get. One prime method people are using to bypass 5/24 is getting pre-approvals in a Chase branch. When... Read More →
Using Chase Private Client Status to Get Approved for Credit Cards
Update 1/4/17: Chase Private Client no longer works to bypass 5/24. Chase Private Client We all want to get approved for Chase’s credit cards, yet most cards fall under the notorious 5/24 rule, and we can’t get them through... Read More →
Over 5/24? Apply For Chase Sapphire Reserve In Branch
Update: If you still have questions, read this post. Now that the Chase Sapphire Reserve is officially available, there are a lot of disappointed people because the Chase 5/24 rule applies to this card. One of the ways you can bypass... Read More →

