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RY
RY

Tried to fund with US Bank Leverage card. The $1400 charge was blocked, and I called US Bank and they said it was going to be cash advance if it went through. My CA limit was $1250

Chris
Chris

I was able to fund my account with $1500 through Citi Premier. I disabled cash advances on the Citi side through a chat prior to opening.

Yawgoog
Yawgoog

William Charles Chuck Seems to have expired

Kris
Kris

Applied 12/30/22, Approved 1/5/23, Chex, 0/3, 4/6, 8/12, 18/24.

Kris
Kris

Tip: As soon as you get your docusign, you can enroll into your account. You need the member id that is on one of the pages.

Waq
Waq

I have my credit frozen and they want to hard pull for a checking account.

Gadget - BankBonusGeek dot com

Chartway doesn’t do a hard pull, but they need access to your credit report to do a soft pull.

They pull Chex and SP Experian.

Waq
Waq

Rep told me to unfreeze experian, so this is in line. I hope her response about hard pull is wrong.
Thanks.

Gadget - BankBonusGeek dot com

Only if you are applying for a loan, CC, or maybe overdraft coverage beyond “standard”, then HP. Otherwise, it will be a soft pull.

However, they are so Chex inquiry sensitive, it’s nearly impossible to get approved.

MH
MH

How you plan to satisfy the 10 debit card purchases? Will cash app or Upgrade load work? Anyone tried?

Brown Guy Churning
Brown Guy Churning

Use Amazon or for daily purchases.

Minnu
Minnu

Expired?

ZigZag
ZigZag

Looks like it. William Charles

Fay White
Fay White

Took a while but I was approved for an account.

DC
DC

I applied and got the message: “Great News – we’ve approved your application! So that you know, this approval is contingent on a final review by our team. To ensure we have all the information needed, a team member will reach out to you within one business day.”

Not sure what this means, but really hoping i’m approved. I checked my ChexSystems before applying. It showed “no reported information” under the Reported Information setting, but it showed 7 inquiries in the past two years. Not sure what that means. Fingers crossed I am approved!

MAC944Turbo
MAC944Turbo

DC

Any update on your application or approval?

DC
DC

Hey! I did get another email asking me to sign documents to create an account, and I have the $1,500 deposit to this bank pending on my chase card. But no info on how to create an account … so I’m going to have to call up I guess. So it looks like it is approved.

Andrew Pender
Andrew Pender

I didn’t see anything in the cash back checking account requiring 1k average balance. Also it looked like only cash back checking was eligible for the 200 bonus.

MAC944Turbo
MAC944Turbo

Maybe they don’t list it as a requirement for the account itself but rather to receive the bonus?

On a related note, I’m still a bit confused about the terms they use in regards to maintaining an average daily balance of at least $1000 for the first 60 days. Wouldn’t this make it so that if someone funded the account with $1000, then the average daily balance would still fall below the required $1000 at the end of the 60 says simply due to the first few days where the account was at $0 (until the transfer/deposit completed)?

Would this mean that only people who deposit ($1034.50) initially would satisfy the requirement (optimistically assuming only the first 2 days of the 60 the account is at $0)?

Prob overthinking this but kinda curious.