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DJ K
DJ K

Hi, This is back. For new and existing members if they don’t have the cash back checking account. Need to hit the qualifications for 3% rewards the month after application.

https://www.chartway.com/personal/spend-and-save/checking/cash-back-checking.html?#cash-back-account

Fred F
Fred F

Are all CUs pretty much real DD only?

Eric

No.

Raynor
Raynor

12/17 account Opened
12/30 real DD 500$
02/13 10 Debit card purchases
60 days maintained 1000$ as well
No Bonus as of 04/18/23
Had to call 30min on the line to get the bonus.

Piyush
Piyush

12/29/2022: Account Opened
01/18/2023: Legit $500 DD posted
01/31/2023: 10th debit card transaction posted
04/11/2023: SM’d inquiring about the bonus
04/13/2023: Received the bonus

Harold
Harold

I received the $200 bonus today. No SM needed. Qualified on 1/29/23.

Eric
Eric

When was the account opened if you don’t mind sharing? I’m trying to be patient based on your DP but would love to move on from this one.

Bdon
Bdon

I’m in the same boat. Applied 12/15/2022. Did 2 DDs, 10x Amazon reloads. Didn’t receive $200 bonus, nor the cash back that some are mentioning below. Have been waiting, but might SM in a few days.

MAC944Turbo
MAC944Turbo

Bdon

As far as the cashback goes, they really make you jump through hoops to get it. Did all 10 transactions post in the same month (along with the other two requirements: $500+ DD & enrolled in electronic statements) ?

Bdon
Bdon

You’re right, I realized the $500+ DD posted 31 Jan, while the Amazon reloads were on 1 Feb. Bummer. Anyway, I just messaged customer service on the app (using the Chat function), and they promptly credited by $200 bonus after 15 minutes. In case this is helpful for anyone!

Harold
Harold

Sorry for the late reply. I opened the account on 12/09/22.

Atomic
Atomic

12/06/2022: Applied for account
12/07/2022: Rep emails me asking for DL pictures. Sent in later that day.
12/08/2022: Accounts opened with $1,500 funding using Citi Premier, coded as purchase
12/13/2022: $2,600+ employer DD
01/20 – 02/05/2023: 10 debit card purchases of at least $10 (6 gas station, 4 Google Fi prepayments)
03/14/2023: Saw Lefty’s DP of sending a SM after still not receiving the bonus by 03/09/2023 (my expected date). Sent a SM at 12:15 PM CDT. Rep responded at 4:00 PM CDT saying bonus had been credited. Sure enough, $200 bonus was posted as “Deposit HOLIDAY22”.

Sandy
Sandy

If you have completed the requirements you may chat with customer service executive to confirm the eligibility and they will credit the bonus to the account. I did that just now and in 5 min the $200 bonus was posted to the account ( during the chat). Rare chat support experience 🙂

Lefty
Lefty

12/8/2022 Account Opened – $1500 Wells Fargo Active Cash Credit Card Coded Purchase (2% Rewards)
12/9/2022-2/5/2023 – Met All Requirements Within 60 Days
* $1,000 Average Daily Balance
* $500 Direct Deposit (Real DD)
* 10 Debit Card Purchases of $10 Or More
3/8/2022 Bonus Not Paid – Sent Secure Message in Online Banking
3/13/2022 $200 Bonus Paid (“Deposit HOLIDAY22”)

Atomic
Atomic

Hmm, I opened my account on the 8th, too. Thanks for the DP. Just sent in a SM for the bonus.

DJ K
DJ K

DP: Opened 12/13. Did Real DD on 12/30. Did the debit transactions. Stayed above $1000.
Contacted CSR via chat, was told by March 10th.
Chatted again on 3/10, was told they would look into it.
Chatted again this morning. Just received bonus only due to CSR’s investigation.

Tony
Tony

Still no bonus on my end, opened 12/5

Eric M.
Eric M.

I haven’t received it either but I opened 12/13

Lefty
Lefty

Tony Just checked my account and no bonus. Sent another secure message. Met all requirements with real DD. WTF is their problem?

Katie P
Katie P

Bonus posted today! Full DPs:
11/25 Applied online
11/29 Approved, account opened
12/1 CC funding posted, $1500 via BofA Unlimited Cash Rewards (purchase)
1/12 & 1/27 real DD’s $501
10x $10 Amazon reloads
Maintained minimum balance of $1k through 2/17
3/7 $200 “Deposit HOLIDAY22”

The Amazon reloads did trigger the 3% cashback for the account as well.
I had taken a break from new signups for a couple months prior so I was 0/90 when I applied.

Eric M.
Eric M.

I suspect you may have received the bonus due to messaging them rather than it posting correctly on its own.