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Jason_08
Jason_08

For anyone who was able to sign up, did anyone get the bonus yet?

P2:
Applied: 02/27
Opened: 03/05 (Agent confirmed would still be eligible for bonus)
Finished 10th purchase: 04/03

Jason_08
Jason_08

Looks like it showed up soon after this post. Posted Apr 15, $100

Jason_08
Jason_08

Expecting to be denied, but both me and P2 got Referred. Not sure if I should have any hope though

Sudocat
Sudocat

Denied. 2 inquiries on Chex

Robert
Robert

Within the past 3 years or which time frame?

fitzejunk
fitzejunk

Tried to join via the charitable donation. From that option, there’s an option to either make a $10 donation or opt-out. The opt out let me proceed…

Thinking I’ll go through with that and just see what happens. This isn’t a big enough bonus to stress about, may as well be a data point for any future bonuses.

Xiaobing
Xiaobing

Can we apply for the credit card before having a checking account with them?

sudocat
sudocat

from what I understand opt out means opting out of membership after paying the fee to join as continued membership is not a requirement for membership as stated. So you still pay $10

Sagan
Sagan

Chase freedom posted as a cash advance William Charles

VG
VG

I opened the account and was approved, opening deposit ($1500) was charged (Southwest card – not posted as a Cash Advance).

Approved on Sunday and Southwest card charge already posted, but no communication at all from Chartway since Sunday. Hopefully will get something soon with some information.

parrothead
parrothead

I was instantly approved on Sunday and charged $1500. Monday afternoon I received an email saying I was declined lol. Disputing $1500 charge now since they haven’t communicated where my money is

AWLL
AWLL

any update?

Onyxi
Onyxi

Incredibly Chex sensitive as everyone says. Don’t bother unless you’ve barely done other accounts in the past year.

Adeel
Adeel

The $1500 CC funding is wrong. I tried funding $5 to the primeshare, and $1495 to the checking account, but when the account opened, they only deposited $15 into the checking account.

The limit says $1500, and the form let’s you submit with $1500, but in practice it’s much lower.

Brandon
Brandon

Anybody else have this issue? Kills the deal if this is the case

lumberjake
lumberjake

Purchases must be minimum $10 each.

Would 10x $10 Amazon reloads satisfy the requirements?

Brandon
Brandon

Yes

SA
SA

Note: They are extremely chex sensitive and I was told that they want less than 5 chex inquiries in last 12 months. I was denied even after having an existing relationship (auto loan) with them.

Wayne
Wayne

Thanks, I ordered my report to verify 4 or less. I suspect it’s a whole lot more than 5? 🙂

desert rat
desert rat

Less than 5 in last 12 months – that would mean I could have more than 5 in last 2 yrs, as long as less than 5 in 12 months? I can do that I think!

Edit: Oh, CHEX inquiries. I was thinking credit report inquiries. I probably have LOL chex inquiries. Still I may try to apply anyway.

Wayne
Wayne

I just don’t know which banks check? I’ve opened 16 accounts in the last 8 months. I’ll have to wait on my report.