Chase Sapphire Cards New 48-Month Signup Bonus Limitation (Instead of 24 Months) [Work Around No Longer Working]

Update 9/13/18: Temporary workaround for another few weeks, details here. 

Update 09/10/18: Unfortunately all referral links and pre-approved offers are now showing the 48 month language instead of 24 months. Hat tip to pfdpfd

The Chase Sapphire Preferred and Sapphire Reserve cards have updated their signup bonus limitation from being once every 24 months to once every 48 months (hat tip to Uscreditcardguide).The Sapphire ‘family rule‘ limitation is in place as before whereby all Sapphire cards are counted as one to limit you further in getting more bonuses.

Other Chase cards like Freedom still show the 24 months language. It may only be a matter of time until that changes as well. The Sapphire changes were probably all part of streamlining and advancing the Sapphire brand with today’s Sapphire Banking launch.

Many of us can’t apply for most Chase cards due to 5/24. This added limitation just makes it less interesting to try getting yourself under 5/24, IMO.

Workaround

I noticed that Sapphire referrals are still showing the 24-month rule, not the updated 48 month terms. It’s probably not a mistake: they likely can’t switch those in mid-offer. They’ll probably be updated at some later date.

We’ll post a Sapphire Reserve and Preferred referral thread shortly.