Posted by Chuck on May 30, 2018
Credit Cards

Published on May 30th, 2018 | by Chuck

54

MPX is now Carrying Over the Merchant Category [3x Sapphire Reserve, 5x INK]

We reported back in March when purchases on the MPX app stopped carrying through the merchant category to get bonus points on Chase Sapphire Reserve and Chase INK, probably a coding change from MPX’s end. For example, restaurant purchases through the app stopped earning 3x on CSR, and office supply store purchases through the app stopped earning 5x.

We’ve gotten two data points recently (Applebee’s and IHOP) that CSR is now coding again properly as restaurant and earning 3x. It might be that INK cards will earn 5x at office supply stores now as well. If everything is back to normal, here are some experiments we carried out a couple of years ago, but the current reality may or may not be the same.

Please contribute any data points you have in the comments below.

Update: From data points in the comments, it seems everything is back to normal with most/all restaurants coding as restaurant, and office supply stores coding at 5x on INK.



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Haoyun
Haoyun

I only have CSP and earn 2x at papa john’s via MPX last week

Quan
Quan

Starbucks code 3x on my CSR last week.

Juno
Juno

May 27th. MPX Dominos earned 3x on CSR
May 7th. MPX Dominos earned 1x on CSR
May 1st . MPX Dominos earned 1x on CSR

MarcoPolo
MarcoPolo

How much Pizza do you eat 🙂

James
James

Gross fake pizza

David
David

MPX Staples purchase on 5/20 coded 5x on Ink Cash

LeoM
LeoM

Does OD/OM accept store GC’s to buy third party GC’s?

MarcoPolo
MarcoPolo

On a related note, what are people buying via MPX App to get the travel credits since Amazon is no longer listed to buy Amazon GCs.
Thanks

Ben
Ben

Amex fixed that a while ago — MPX no longer triggers travel credits.

Gareth
Gareth

Some still does. For example, PenFed Pathfinder.

MarcoPolo
MarcoPolo

Will it work if I buy Uber GC or eBay GC via MPX App using my WF Propel card?
Thanks

chaseaholci
chaseaholci

yes those should work. my PW credit triggered a couple months ago

Darv
Darv

Yes, it will. I just did it a couple months ago.

MarcoPolo
MarcoPolo

Thanks Darv
Which GC did you buy?

Darv
Darv

Amazon. I imagine anything from MPX will work to trigger the credit. If it doesn’t would be good to know as my wife will probably get the Pathfinder card soon.

MarcoPolo
MarcoPolo

But there is no Amazon on MPX App anymore since May 10th.

Darv
Darv

Maybe I am missing something here but I think this issue is that MPX codes as airfare on Amex cards–I mean Amex cards not issued directly by Amex. And if that is the case, then any merchant under MPX would be fine, including Amazon or a different one.

This thing about the codes passing through, as in restaurants or office supplies, maybe that means it won’t trigger an airline credit anymore but I doubt it since this worked on Amex cards for a long time, including ones issued directly by Amex until they manually patched it.

Jay
Jay

@Darv:
You are missing the fact that MPX stopped selling Amazon around mid-April (don’t remember the exact date) because of Amazon’s new policy.

https://www.doctorofcredit.com/amazon-to-stop-sale-of-amazon-giftcards-from-online-giftcard-websites/

Darv
Darv

Hi Jay. How am I missing it?

Does it matter if it is Amazon or another merchant within MPX?

Jay
Jay

It doesn’t matter obviously, but by “Which GC did you buy?” it sounded a lot like the OP was just curious whether you bought Uber or eBay (because you replied directly to that question with “Yes, it will. I just did it a couple months ago.”) and what your reasons were for choosing either one of those brands, so you confused the OP by replying “Amazon” instead. I think the point about the MCC was already communicated quite a few comments ago.

Darv
Darv

I appreciate your advocacy for your fellow DoC reader.

Jim
Jim

All my Amazon purchases on MPX coded 3x on Propel in April

Bill
Bill

Panera did not code 3x (mid April) on CSR. Haven’t tried again.

TRT
TRT

Domino’s on April 30 still posting as 1 point per dollar.

iahphx
iahphx

Is there an easy tutorial about using the MPX app out there on the web? I assume this is only for in-store purchases? And the benefit is you get UA credits in addition to those you would ordinarily earn on your credit card (like 5x with a Chase Ink card at an office supply store)? Any prohibition against buying, say, Visa gift cards at Staples and getting these extra UA miles?

Beth
Beth

Staples employees will usually tell you “you can’t buy a gift card with a gift card” and refuse to allow the MPX app on Visa gift cards. However I’ve been able to do it a few times at a few different stores, so it isn’t hard coded. I’ve stopped trying though because the last time I tried and said “it’s worked before at this very store” the response from the manager was that the employee who did that was wrong and would get in trouble.

Jay
Jay

“I assume this is only for in-store purchases?”

No. MPX GCs are just regular eGCs, so you can use them as you would any other unrestricted eGC. United does have a separate portal for in-store card-linked offers, but that’s unrelated to MPX and unrelated to GCs.

It’s actually somewhat more difficult to use MPX GCs in-store in some situations, e.g. restaurants where you wouldn’t want to have to hand your phone to the waiter, so MPX suggests writing the entire card # (and PIN, if available) onto a piece of paper or napkin and handing that to the waiter. Plus I’ve experienced many restaurants that do not allow you to tip using GCs.

PoorChurner
PoorChurner

I used my Hyatt card to buy MPX Dominos in April and it coded as 1x but before it would code as 2x. I haven’t tried it since then.

Darcy
Darcy

April 26 Uber 1X
April 26 outback X
May 8 Penera 1x
May 9 outback 1x
May 21 Panera 3x
May 24 outback 3x
Maybe the bonus coding has returned as of end of May??

Darcy
Darcy

Oops
April 26 Outback 1x

sheri
sheri

Chase sapphire reserve: April 13 texas roahouse reestaurnat only earned 1X
but on May 23 same restaurant earned 3x

Peter
Peter

Hi sheri, I go to Texas Roadhouse all the time and just wanted you to know the best discount they do year round on gift cards is happening right now at TexasRoadhouse.com. For every $30 in gift cards you buy you get a bonus $5 (so spend $30 get $35). The bonus amount is a normal gift card not some promotional coupon expiring BS other restaurants do.

The online purchase DOES NOT code as a restaurant. It did in the past but now codes as “stationary/gift stores”.

jwk1414
jwk1414

Is MPX at OD/OM working to buy gift cards? Interested in VGC or closed loop

yseh
yseh

No. Even OD/OM’s own GC doesn’t work. Hardcoded.

jwk1414
jwk1414

Bummer, thanks.

Jared
Jared

Does anyone know — will it correctly code as restaurants on Uber card?

Carter
Carter

Now if we could just get it back to the 5x Platinum loophole…

TC
TC

Exactly… That was such a great gravy train

N.
N.

Just tried to buy amazon gc using mpx, cashier denied saying cant buy GC using a GC.

Miya
Miya

Can anyone tell me what this shows up on your credit card statement as? For example if you buy Starbucks gc through MPX with CSR, does it show up on your CSR statement as Starbucks or MPX?

Darcy
Darcy

Shows up as “MPX Starbucks”

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