Posted by Chuck on June 7, 2018
Bank Account Bonuses

Published on June 7th, 2018 | by Chuck


Chase Savings $225 Online Bonus – Requires $15,000 Deposit For 90 Days

Keep in mind this now contains the new two year language.

Offer at a glance

  • Maximum bonus amount: $225
  • Availability: Select areas (see data points at the top of this post for more exact locations – probably similar results here)
  • Deposit required: $15,000
  • Deposit length: 90 days
  • APY: 0.01%
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: up to $500 (seems like it’s debit card only now)
  • Monthly fees: $5, avoidable
  • Early account termination fee: Six months, bonus forfeit
  • Household limit: None
  • Expiration date: August 6, 2018 September 27th, 2018 November 20th, 2018 January 17th, 2019

The Offer

Direct link to offer

  • Chase is offering a bonus of $225 when you open a new Chase Savings account and deposit $15,000 or more in new money within 20 business days of account opening and maintain that balance for 90 days.

The Fine Print

  • Savings offer is not available to existing Chase savings customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • To receive the bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money within 20 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit.
  • The new money cannot be funds held by Chase or its affiliates.
  • After you have completed all the above requirements, we’ll deposit the bonus in your new account within 10 business days.
  •  You can only receive one new savings account opening related bonus every two years from the last enrollment date and only one bonus per account
  • The bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Avoiding Fees

This account has a $5 monthly fee that isw aived if you do any of the following:

  • Maintain a daily balance of at least $300 or more
  • Have at least one repeating automatic transfer of $25 or more from your Chase personal checking account
  • Are under 18 years of age
  • Have a linked Chase Premier Plus, Chase Premier Platinum Checking or Chase Private Client checking account.

Our Verdict

This deal turns the equivalent of a 6% APY by locking up $15k for 90 days.  There are currently three other offers available as well (both expire soon):

If you have an extra $10k on hand, you’ll earn the equivalent of a 3% APY rate on the extra $10k by doing the $300/$25k offer instead of doing the $225/$15k offer – up to you if it’s worth it. You can also do a $300 checking offer as well if you’re interested.

We’ll add this best savings bonuses, alongside the above-mentioned $300 savings offer.

Hat tip to jenncheer on r/churning

Useful posts regarding bank bonuses:

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Not nationwide.

We can’t open this type of account for you.
This product isn’t available in your region.


Please correct — it is not “Nationwide”

Of course, I just opened the $200 last week, bah!

Rolando Gonzalez
Rolando Gonzalez

Same, should I wait until my bonus hits 3 months from now to bring up this other promo for $25 more?

The $300 offer also expires August 6.

Good catch! I was planning to withdraw the Insight funds early to meet Chase’s date but now I can earn the last bit of 5%. 🙂

I got an offer for 250. It’s my next stop when insight dies

Nebraska after requested log in

We can’t open this type of account for you.
This product isn’t available in your region.

I called the Moline IL branch 300+ miles from me. They verify that I CAN do this in branch.

We can’t open this type of account for you.
This product isn’t available in your region.

I’m in Charlottesville Virginia.

I have a PO Box in California but they need an actual street address.

Opened 300-bonus Total Checking online in March. Could not open this online this time. Tried both logging in and manually inputting address.

After reading some reddit comments, tried VPN with a NY-based IP address, but still no dice on either this $225 link or the other 6/11 $200 (+$300 checking) link. Guess that March link that worked for so many was really a unicorn.

Did not work in NC. Using incognito mode and tried two ways: 1) saying no to existing customer and filling in the form, and 2) saying yes to existing customer and providing my Chase credentials. Either way .. product not available.


Wondering if there is a way to do the 300 checking and this 225 savings online at the same time with a different coupon code for each entered….anyone tried?

Just do them separately, you don’t have to do the combo to get the full $500 bonus with the $300 checking.

Not available in my region. I’m in Nashville, Tennessee.

Important:We can’t open this type of account for you.
This product isn’t available in your region.
Minneapolis, MN a no go too ….sigh

Successfully opened an account in Texas

bernard aschkenas
bernard aschkenas

When I try to sign on to this offer it will only take initial funding from a Visa or Mastercard, however it won’t accept any of my cards. Has anybody else had this experience?

Was calculating the effective interest rate for the Chase Savings accounts and realized that this $225/$15K is now the same rate as $150/$10K rate. If Chase keeps up the math, we may see the $300/$25K bonus upped to $375/$25K.. One can only hope.

Got this account open in branch New York office. CS said had never seen the $225 coupon before. Also did the $300 premier checking.

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