Posted by William Charles on November 22, 2017
Bank Account Bonuses

Published on November 22nd, 2017 | by William Charles


Chase Savings $300 Bonus – Requires $25,000 Deposit For 90 Days [Now With Public Link To Open Online]

Orignally posted on November 13th, 2017. Reposting on November 22nd, 2017 due to the fact there is now a public link. Thanks to reader Ender L for the information.

Offer at a glance

  • Maximum bonus amount: $300
  • Availability: Nationwide in branch [Branch locator]
  • Deposit required: $25,000
  • Deposit length: 90 days
  • APY: 0.01%
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: Not available when opening in branch
  • Monthly fees: $5, avoidable
  • Early account termination fee: Six months, bonus forfeit
  • Household limit: None
  • Expiration date: January 16th, 2018

The Offer

Direct link to offer

  • Chase is offering a bonus of $300 when you open a new Chase Savings account and deposit $25,000 or more in new money within 10 business days of account opening and maintain that balance for 90 days.


The Fine Print

  • Savings offer is not available to existing Chase savings customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • To receive the bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $25,000 or more in new money within 10 business days of account opening; AND 3) Maintain at least a $25,000 balance for 90 days from the date of deposit.
  • The new money cannot be funds held by Chase or its affiliates.
  • After you have completed all the above requirements, we’ll deposit the bonus in your new account within 10 business days. F
  • You can only receive one new savings account related bonus each calendar year and only one bonus per account.
  • The bonus is considered interest and will be reported on IRS Form 1099-INT(or Form 1042-S, if applicable).

Avoiding Fees

This account has a $5 monthly fee that isw aived if you do any of the following:

  • Maintain a daily balance of at least $300 or more
  • Have at least one repeating automatic transfer of $25 or more from your Chase personal checking account
  • Are under 18 years of age
  • Have a linked Chase Premier Plus, Chase Premier Platinum Checking or Chase Private Client checking account.

Our Verdict

Chase typically offers two savings bonuses:

Your return actually decreases as the bonus increases, but keep in mind you can only do one Chase savings bonus per calendar year so it might make more sense to go for the higher bonuses if you have the funds available. This deal works out to be over 4.8% APY, not outrageous for a savings bonus but still pretty good. Keep in mind some savings accounts offer 5% long term so those might be better options for some people. If you’re considering this offer make sure you do the $300 checking bonus at the same time as well. I’d also recommend checking for in branch pre-approvals as these by pass the dreaded 5/24 rule. I won’t be adding this to the best savings bonuses because it’s targeted.

Big thanks to reader, Stephen E & Gary M who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

38 Responses to Chase Savings $300 Bonus – Requires $25,000 Deposit For 90 Days [Now With Public Link To Open Online]

  1. doug says:

    does chase still have the savings bonus referral for $200 where you could open it online and not go in branch? or did that one expire

  2. Mike says:

    The simplest way to avoid fees is to open this account as Premier Savings which requires a $15K/month minimum balance which you are exceeding anyway. Premier status adds a few other perks and may help with CHASE credit card offers (it certainly can’t hurt). Downgrade after the 3 months, then keep the account open for another 3 months with $300 before closing.

  3. LD says:

    My email offer today was $200 for $15K to open a savings account with the same terms as in this post.

  4. Sam says:

    I got the 25K/ 300 offer which I thought was very weird.

  5. Daniel says:

    Found it under my offers after signing in. Just signed up a week prior for the $200 offer . . asking to be matched, will report back.

  6. Sal says:

    I got the 300 offer on the chase app my offers

  7. calwatch says:

    I’ve also seen this in the mail with statements.

  8. JASON says:

    Not targeted on this one. I got one saving bonus for account opening in Oct, 2016, closed after 6 months. Opened a new saving account in branch with code in August 2017, $200 bonus posted 2 weeks ago. I’ll close my current saving account in March/April 2018. It’s just too bad that the requirement to keep the bonus live is 6 months, wish it could reduce to 3-4 months for churners like me. lol

  9. Tony says:

    Newb question: Can I ask a branch rep. to match this offer? I don’t have a savings acct. with Chase – Can’t I just show them the screenshot of sample email above?

  10. Ender says:

    I actually got this offer showing in my selected for you section and appearantly I can do this online. Any idea about credit card funding?

    • Credit says:

      Open an account and tell us please.

    • Mike A says:

      You can fund the account with a DEBIT card but not a CREDIT card as long as you open the account online. However, while the option to open the account online appears in conjunction with the offer, this option only works if there is a Chase branch in your State of residence.

      • LC says:

        Any decent /recommend accounts that pay bonuses on debit cards worth getting to fund the 25k?

        • LC says:

          Paypal Business debit card? 1% on “eligible transactions”. Wonder if this is worth the trouble or even possible. Haven’t seen too many data points of people getting debit card rewards

  11. SamSimon says:

    “You can only receive one new savings account related bonus each calendar year” enforced? I had combo $500 bonus in February.
    “those whose accounts have been closed within 90 days” how enforced this one too? If account closed within 60 days, zero chances to get the bonus?

    • Dan says:

      Everything is enforced. Don’t fuck around with Chase.

    • HarryTheFirstHarry says:

      I have a related question: I opened chase checking and savings accounts earlier this year, got the 500 bonus (thanks doc) and then closed them around mid-year(ABC). So now past the 90 days as well. I am wondering if I will be able to get this bonus if I apply now since the 90 day requirement to hold the funds on this will end only in 2018 and the bonus expected date is only in 2018.
      Anyone straddled consecutive years in this manner and got Chase Bonus? Or would it be safer to wait to Jan 1st to apply for this. I have funds lying around after the Discover bonuses and would have preferred to move them in here ASAP though would play it safe if there are any DPs that suggest otherwise.

      • Roberto says:

        Same question, my last Chase Savings bonus posted in Jan 2017. Wondering if I can apply now and when the bonus posts in 2018 it will get credited. Not sure it’s even worth the risk, might as well wait till 2018 to do everything.

        I have the same question with WF bonuses, but I actually am the DP I want to see on that one. (Opened a checking acct w/in 12 months of receiving last WF bonus, but won’t meet bonus requirements until after 12 months. I’ll find out in Feb/Mar and will report back.)

  12. anthonyjh21 says:

    I’m not getting the option to open it online. Not worth it for me personally to have to go to branch. I’ve never understood the requirement to open in branch…

  13. john mccann says:

    Not exactly nationwide. Still not available in my zip code.

  14. NewHere says:

    Opening account at the brunch went pretty smooth. However, when I tried to transfer $$$ from bank X, the transaction didn’t go thought. Chase generated message “$10K max at the time”. Then Chase representative called me and explained that they can’t have my money until a 3 way call between me, the bank I’m transferring money from and Chase representative… And I should be the one initiating that call. After I said ” Doesn’t worth my time. No. Thank you. Feel free to close the Account”, representative offered to take care of the call. He called me back but apparently he reached a credit department of the bank X instead of a savings department. Then I had to stay on the line and wait until the appropriate division is reached. Once it happened, I was asked to verify all the personal info (including security questions) by bank X so they can pull my account info and it all happened while Chase representative was on the phone. It looks like verifying my account wasn’t enough, because after that Chase representative start asking Bank X representative unrelated questions: “when the account was open”, ” how long did she reported that address on the account”, and etc. It made me uncomfortable to release all that but I didn’t know if that’s how the process goes so I kept saying Bank X representative “Yes, it’s Ok to release that”. At some point I noticed that the bank X representative got uncomfortable as well. That’s when I had enough and said it totally doesn’t worth the time put and amount of the info I had to release, so I asked to close Chase Saving account.
    Note: I’ve never been involved in any suspicious activities so I don’t understand why transferring $10K from one back to another can be such a pain.
    It possible some of you will have much smother process. I’m still not sure why I had such an extensive interrogation from Chase to perform a $10K transfer (it’s not like I’m transferring hundred thoughts of dollars) TO Chase. Bank X didn’t give me any hard time and technically they are the one who were about to lose the customer.
    I thought I’ll share my story so you’ll take that into consideration when deciding whether it worth your time. Sorry for the lengthy comment.

  15. dan says:

    chase will accept a check in branch for funding someone’s else acct, correct? my dad’s appl was approved online earlier today, i could come in a branch to hand a check in my dad’s name for $25k, correct?

  16. rd says:

    Is it just me or are chase bankers getting more nosey these days? Last time I tried to redeem a chase coupon they grilled me about why I had closed my accounts (I usually try to do this once per year).

    I mean they have every right to be inquisitive, but I’m curious if it’s just my local branch or if others have faced similar issues.

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