Discover Q2 2023 5% Categories: Restaurants & Wholesale Clubs

Discover has released their Q2 2023 5% quarterly categories:

  • Restaurants
  • Wholesale Clubs
    • Tip: You can buy a Costco shop card online and pay with Discover, then you can use that in-club or on Costco gas.
    • Likewise, you can buy a Sam’s Club gift card in-club or online using your Discover card, and then use that to pay at Walmart.

Valid April 1 – June 30, 2023. Requires activation first.

Activate to earn 5% Cashback Bonus at Restaurants and Wholesale Clubs from 4/1/23 (or the date on which you activate 5%, whichever is later) through 6/30/23, on up to $1,500 in purchases. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Check with your Wholesale Clubs to make sure your Discover card is accepted. Purchases of affiliated Wholesale Club services, such as delivery services, travel, and cell phone purchases, may not be eligible in this category. Individual merchants and stand-alone stores within physical Wholesale club locations, or online, may not be eligible in this category.

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39 Comments
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Erin
Erin (@guest_1622238)
May 22, 2023 19:31

Would this work for a Disney giftcard from Sam’s club?

Celia
Celia (@guest_1622278)
May 22, 2023 21:05

Should be fine. I’ve bought plenty of other gift cards at Sam’s and paid with Discover and received the 5%.

Al Saver
Al Saver (@guest_1596484)
April 12, 2023 21:40

Does this include BJs store cards or gas? Thanks

denny
denny (@guest_1592311)
April 5, 2023 23:57

does anyone know if the digital version of Costco’s shop card will also get the bonus points on the discover credit card.

Frey
Frey (@guest_1592477)
April 6, 2023 09:36

There’s no distinction in how the card is charged whether you’re buying a grill or digital cash cards at Costco.com

Mark
Mark (@guest_1580322)
March 19, 2023 17:17

Do bars or alcohol places count?

Adriane
Adriane (@guest_1568461)
March 3, 2023 18:14

Does reataurants count buying off grub hub and DoorDash?

heisenbug
heisenbug (@guest_1570205)
March 6, 2023 16:45

I believe the MCC for the gift cards is different as its sold by a different entity, but feel free to test with a $5 gift card.

Rajiv
Rajiv (@guest_1640393)
June 23, 2023 12:27

FWIW my doordash order counted. It gave me 5% back.

chris paynter
chris paynter (@guest_1568095)
March 3, 2023 11:35

I should probably know this, but does anyone know if buying gas at Sam’s Club pumps will count as warehouse (5%) or gas (1%)? I’m presuming the latter, as when using a 5% gas card at Sam’s Club gas pumps, it counts as gas. For all of the years I’ve been gaming this, whenever a card has featured Warehouse Clubs as a category, I had a different sure-thing 5% gas card, or I had walmart/samsclub gift cards that I’ve purchased at >=5% off. But I probably won’t have that this year.

Flynn
Flynn (@guest_1568919)
March 4, 2023 14:49

chris paynter IMO Costco gas stations code as gas vs warehouse, so presume same is true with Sam’s. You can always check the Payments Workshop for DPs too: https://www.doctorofcredit.com/payments-workshop/

kona
kona (@guest_1569948)
March 6, 2023 10:31

Sams club gas has coded as gas for me (using costco visa card)

Seeu
Seeu (@guest_1567781)
March 3, 2023 01:04

Is Walmart considered?

chris paynter
chris paynter (@guest_1568141)
March 3, 2023 12:09

Walmart is considered Walmart. Walmart is *not* considered a Wholesale Club. Depending on card issuer, Walmart could be considered Grocery, Discount Store, or perhaps when using at gas pumps attached to a Walmart store, Gas. But not Wholesale Clubs. But there is the trick of buying a Sam’s Club gift card at Sam’s (for 5% CB) and using that gift card at Walmart.

Hu Man You
Hu Man You (@guest_1637766)
June 19, 2023 19:46

Is a Sam’s club gc useful for MS at Walmart? Payment denied when trying to buy a SecureSpend VGC with one. Can Sam’s cash be used for BillPay? MO? Discover Checking loads?

Celia
Celia (@guest_1637779)
June 19, 2023 20:13

No. A Walmart/Sam’s gift card can not be used for anything other than purchase merchandise, interchangeable use between the two stores. Sam’s cash can only be used at Sam’s for merchandise.

Quan Titative
Quan Titative (@guest_1567292)
March 2, 2023 13:35

Now to see what Chase comes up with. Maybe they’ll just end up copying the categories.

Chipoltee Guy
Chipoltee Guy (@guest_1567699)
March 2, 2023 22:50

If Q1 was any indication, then unfortunately they will.

chris paynter
chris paynter (@guest_1568128)
March 3, 2023 12:01

Unfortunate for coverage, true, but OTOH, being able to get 5% at Costco directly with a Freedom Visa would be a lot easier than the monkey business of buying Costco g/c’s online with Discover and then keeping track of those. YMMV. I mean, I’m cheap enough to do the gift card shuffle, I just prefer it when I don’t have to.

Bill
Bill (@guest_1566927)
March 2, 2023 03:10

Sams gift cards eligible?

lanslort
lanslort (@guest_1567277)
March 2, 2023 13:19

Do you need a membership to buy their giftcard?

Andie
Andie (@guest_1566860)
March 2, 2023 00:19

For those who don’t know, you can buy Costco Cash card online using discover to get 5% cashback and use cash card for in-warehouse shopping.

mangorunner
mangorunner (@guest_1566869)
March 2, 2023 00:33

Says you have to already be a Costco member (?):
https://www.costco.com/cash-cards-gift-certificates.html
Andie
Maybe that is what you were implying – a discount card for Costco members – but I was hoping this would be a way to get into Costco without a membership.

John
John (@guest_1566874)
March 2, 2023 00:39

Correct, you would need to have a member log in to the website and order, but once you receive the shop card, you can use it to enter the warehouses (and fill up gas too)

Msrecord1
Msrecord1 (@guest_1566948)
March 2, 2023 04:28

It is, but a Costco member needs to be the one buying it.

Jeremy
Jeremy (@guest_1567025)
March 2, 2023 08:24

You can only pay with Visa, debit, cash, or check in store. Since Discover credit isn’t accepted in store but is accepted online you can buy a shop card online in order to get 5% back on warehouse purchases, and then use the shop card in store.

Kyle
Kyle (@guest_1566985)
March 2, 2023 06:44

Just became Costco members. Appreciate the tip!

Volt
Volt (@guest_1567078)
March 2, 2023 09:31

No way! You are going to save me a lot of money! Thanks for the tip!
Anyone knows if you can use digital Costco shop card (not physical card) at self checkout or at the pump?

jd
jd (@guest_1567093)
March 2, 2023 09:49

SCO yes, pump no…
however, you can always buy a plastic shop card for the value of your digital card

Asteroid
Asteroid (@guest_1567117)
March 2, 2023 10:20
  jd

Yup, just bring your instant digital /print out gift card to the customer service,and get converted to physical card (so can use for gas too).

Roman
Roman (@guest_1567127)
March 2, 2023 10:41

That’s correct, I always do that!

Andrey
Andrey (@guest_1567147)
March 2, 2023 11:05

can Costco cash cards be added to Samsung pay/Google Pay etc.?

randomguy
randomguy (@guest_1567183)
March 2, 2023 11:39

So buying shop card “online” will also count as warehouse, right? That is what I am hoping for

Andie
Andie (@guest_1567193)
March 2, 2023 11:55

Yes, any purchases on warehouse or their online website counts as warehouse purchase.