Discover has released their Q2 2023 5% quarterly categories:
- Restaurants
- Wholesale Clubs
- Tip: You can buy a Costco shop card online and pay with Discover, then you can use that in-club or on Costco gas.
- Likewise, you can buy a Sam’s Club gift card in-club or online using your Discover card, and then use that to pay at Walmart.
Valid April 1 – June 30, 2023. Requires activation first.
Activate to earn 5% Cashback Bonus at Restaurants and Wholesale Clubs from 4/1/23 (or the date on which you activate 5%, whichever is later) through 6/30/23, on up to $1,500 in purchases. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Check with your Wholesale Clubs to make sure your Discover card is accepted. Purchases of affiliated Wholesale Club services, such as delivery services, travel, and cell phone purchases, may not be eligible in this category. Individual merchants and stand-alone stores within physical Wholesale club locations, or online, may not be eligible in this category.
Would this work for a Disney giftcard from Sam’s club?
Should be fine. I’ve bought plenty of other gift cards at Sam’s and paid with Discover and received the 5%.
Does this include BJs store cards or gas? Thanks
does anyone know if the digital version of Costco’s shop card will also get the bonus points on the discover credit card.
There’s no distinction in how the card is charged whether you’re buying a grill or digital cash cards at Costco.com
Do bars or alcohol places count?
Does reataurants count buying off grub hub and DoorDash?
I believe the MCC for the gift cards is different as its sold by a different entity, but feel free to test with a $5 gift card.
FWIW my doordash order counted. It gave me 5% back.
I should probably know this, but does anyone know if buying gas at Sam’s Club pumps will count as warehouse (5%) or gas (1%)? I’m presuming the latter, as when using a 5% gas card at Sam’s Club gas pumps, it counts as gas. For all of the years I’ve been gaming this, whenever a card has featured Warehouse Clubs as a category, I had a different sure-thing 5% gas card, or I had walmart/samsclub gift cards that I’ve purchased at >=5% off. But I probably won’t have that this year.
chris paynter IMO Costco gas stations code as gas vs warehouse, so presume same is true with Sam’s. You can always check the Payments Workshop for DPs too: https://www.doctorofcredit.com/payments-workshop/
Sams club gas has coded as gas for me (using costco visa card)
Is Walmart considered?
Walmart is considered Walmart. Walmart is *not* considered a Wholesale Club. Depending on card issuer, Walmart could be considered Grocery, Discount Store, or perhaps when using at gas pumps attached to a Walmart store, Gas. But not Wholesale Clubs. But there is the trick of buying a Sam’s Club gift card at Sam’s (for 5% CB) and using that gift card at Walmart.
Is a Sam’s club gc useful for MS at Walmart? Payment denied when trying to buy a SecureSpend VGC with one. Can Sam’s cash be used for BillPay? MO? Discover Checking loads?
No. A Walmart/Sam’s gift card can not be used for anything other than purchase merchandise, interchangeable use between the two stores. Sam’s cash can only be used at Sam’s for merchandise.
Now to see what Chase comes up with. Maybe they’ll just end up copying the categories.
If Q1 was any indication, then unfortunately they will.
Unfortunate for coverage, true, but OTOH, being able to get 5% at Costco directly with a Freedom Visa would be a lot easier than the monkey business of buying Costco g/c’s online with Discover and then keeping track of those. YMMV. I mean, I’m cheap enough to do the gift card shuffle, I just prefer it when I don’t have to.
Sams gift cards eligible?
Yep, should work, added a note
Do you need a membership to buy their giftcard?
For those who don’t know, you can buy Costco Cash card online using discover to get 5% cashback and use cash card for in-warehouse shopping.
Says you have to already be a Costco member (?):
https://www.costco.com/cash-cards-gift-certificates.html
Andie
Maybe that is what you were implying – a discount card for Costco members – but I was hoping this would be a way to get into Costco without a membership.
Correct, you would need to have a member log in to the website and order, but once you receive the shop card, you can use it to enter the warehouses (and fill up gas too)
It is, but a Costco member needs to be the one buying it.
You can only pay with Visa, debit, cash, or check in store. Since Discover credit isn’t accepted in store but is accepted online you can buy a shop card online in order to get 5% back on warehouse purchases, and then use the shop card in store.
Just became Costco members. Appreciate the tip!
I’ll add a note
No way! You are going to save me a lot of money! Thanks for the tip!
Anyone knows if you can use digital Costco shop card (not physical card) at self checkout or at the pump?
SCO yes, pump no…
however, you can always buy a plastic shop card for the value of your digital card
Yup, just bring your instant digital /print out gift card to the customer service,and get converted to physical card (so can use for gas too).
That’s correct, I always do that!
can Costco cash cards be added to Samsung pay/Google Pay etc.?
So buying shop card “online” will also count as warehouse, right? That is what I am hoping for
Yes, any purchases on warehouse or their online website counts as warehouse purchase.