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Dominique (@guest_1360516)
April 8, 2022 10:44

I opened this account under the 10,000 Swagbucks offer but the points never posted. In-state/footprint in CA. I initially funded both a checking and savings account with $1k each with my B of A Cash Rewards mastercard, and the transaction earned 3% for $60 total cashback. I opened the accounts in late January. Just recently, I received surprise checks in the mail with my remaining balances because they apparently found something concerning in my Chex report and didn’t want to keep my accounts open. I’ll take the nice cashback profit, but I don’t think I’ll ever see the Swagbucks.

Midnight (@guest_1400064)
June 25, 2022 09:40

They did the same thing but they refunded the card so I lost the points for it…..

bullmeister (@guest_1298365)
December 13, 2021 01:47

Per SB terms, you can combine the $30 bonus for savings and $100 for checking (or separate offers if you want).

bullmeister (@guest_1304333)
December 23, 2021 16:58

I was able to do $2000 in CC funding by putting $1000 in checking and $1000 in savings.

SB says:
Top 3 Things to Know
Allow up to 45 days for award to credit your account.
Must be a new member and sign up between 11/30/21 and 01/31/2022.
Deposit of $50 must be made upon opening account.

bullmeister (@guest_1308407)
January 3, 2022 12:12

They called me to say that they didn’t like how I had account inquiries with other banks, that I look like a victim of fraud, and that they would close my accounts and send me a check. Now to see if Swagbucks credits me or not.

Every Sperm is Sacred
Every Sperm is Sacred (@guest_1309321)
January 4, 2022 23:04

please let us know how it goes. I am considering doing it.
Can you confirm it was only a soft pull? I assume they also do a Chex pull but looks like they are not very sensitive.

Also, wondering if the $300 bonus from this post might come back since that one sounds better than $100 from Swagbucks. It would be better to do the $300 offer first if it came available and then do Swagbucks/Mypoints offers later (if they were still around).

parkdanil (@guest_1293932)
December 2, 2021 20:24

First Citizens has a checking account offer on Swagbucks for $100 reward. Open a checking account and deposit $50.

Kyle (@guest_1223455)
July 16, 2021 01:48

3/23/20: opened Free Checking w/ $1,000
3/30/20: (10) Amazon debit reloads @ $1.00/each
4/2/20: transferred out everything but $1
7/2/21: sent secure message via online banking regarding no bonus payout
7/8/21: filed CFPB complaint (received no response to secure message via online banking)
7/13/21: $300 bonus posted

Thank you very much.

767 (@guest_1180559)
April 21, 2021 22:08

As a DP for closing out, they would not close by sm but requested that I send a letter that did not need to be notarized. I first zeroed out the balance then mailed the letter. When I tried to login today, I was no longer able to. Said my login ID is currently disabled

767 (@guest_1164897)
March 22, 2021 20:32

Anyone have experience closing this account? SM or phone? The only DP is from 2016 and involved either going into a branch or faxing a form then mailing a notarized letter.

Betelgeuse ㊙️
Betelgeuse ㊙️ (@guest_1164942)
March 22, 2021 21:49

When I asked by sm last year they wanted faxed/mailed documents but I can’t remember if they needed them notarized. I think the easiest way is to zero out the account(s). Then they will close them automatically after a month or so.

767 (@guest_1165692)
March 24, 2021 09:12

Thanks will do that.

payyoutuesday (@guest_1170642)
April 4, 2021 09:35

Working on that right now. They would not close it by secure message but said I could do it by phone. I called and made the request. Supposedly once that request makes its way through their system, I will receive a DocuSign to close the accounts.

dave69 (@guest_1147275)
February 19, 2021 05:06

discover it CA limit set to $0, tried funding $1000, didn’t go through.

Ryan (@guest_1123570)
January 7, 2021 11:15

CFPB worked wonders. Submitted complaint 12/15 and company responded 1/6. Essentially saying that I needed a specific code at account sign up and I did not qualify for bonus, but the company decided to grant the $300 bonus anyway.

lc (@guest_1120746)
January 2, 2021 20:57

FYI: I just realized that my checking account has been hit with numerous international fraud transactions, just reported to the bank. Check your debit associated checking account!

Dylan (@guest_1104407)
December 7, 2020 11:31

FWIW was able to downgrade to free checking via secure message after the bonus posted. Based on the T&C and account termination penalties, I’m going to leave free checking and savings accounts open with $1 each until one year anniversary.

Also noticed that there’s a $2.99 external transfer fee when originating the transfer from FCB. Going to try to avoid the fee by pulling pull from an external account.