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John
John (@guest_426397)
June 23, 2017 17:14

My wife and I just started on bank account bonuses last September, so we only made $1000 last year, but this year has been awesome. We’ve cleared $4200 so far already and have another $2000 worth of bonuses in the pipeline. Wish I’d started years ago!

Max
Max (@guest_421206)
June 15, 2017 13:59

I’m about $2K and single but I’m a non-citizen and therefore INELIGIBLE TO OPEN M&T ONLINE *cries self to sleep*. I even tried to open an account in branch but they enforce the state restriction in branch.

Max
Max (@guest_422363)
June 17, 2017 13:07

It’s all thanks to you Will :). I even (sloppily) maintain a list of the bank bonuses available in MA for a Facebook group of Boston Churners.

https://docs.google.com/spreadsheets/d/1S0lZkemtOBmoDlhtxLnLEnuXgHK-9n-MWSsqotDAdG8/edit#gid=0

Josh
Josh (@guest_421171)
June 15, 2017 12:33

It’s been a great year! My wife and I are combined at a little over $6,000 currently. I also have helped countless other people get into it and their combined earnings are over $10,000!

Bharat Kondapalli
Bharat Kondapalli (@guest_421004)
June 15, 2017 02:34

Guys…whoever earned these high amounts, can you help explaining how u are able to do so? Iam new to this..never knew we can earn this much in bank account bonuses 😖😭 . I read through the post..but most of them are in the range of 200-300$..how did you guys make upto 4500+?

HarryTheFirstHarry
HarryTheFirstHarry (@guest_422371)
June 17, 2017 13:41

I have done 1xPNC, 2xChase chkg+savings, 2xMTB, 2xSantander, 1xC1. totalling about 2K+ so far for just this year with couple more in the pipeline. I heard of this site last year and started actively doing only this year and have not churned anything yet The 2x is for self and household member. I missed out on 2xWells (opened accounts but no bonus awarded despite following all the rules – oh well you win some, lose some). So its not like you earn it all in one go, but if you have couple other household adults you can reach those numbers easily. I have been doing slowly because I find it tough to track the rules for each bank and also have a low float, but even with such a slow and conservative rate it has been good picking.
And certainly ow to doc, this site and the readers a big thanks.

Johnz
Johnz (@guest_422393)
June 17, 2017 14:46

Bharat, (I miscounted, ony $4425 so far) It helps to have free ACH-push capable hub accounts and some savings to park for the required period ($15K for 30 days at Citi Bank $300; $15K for 90 days at Chase $300, $15K 3 months at CIT $100 & $125). Sometimes need to park some savings to avoid monthly fees ($7500 at M&T for $250 bonus).

Keep good records of offer terms, deadlines, status; a color-coded, commented spreadsheet helps me. Read people’s comments for the bonuses you’re interested in, that’s how I learned the M&T bonus terms were so loose or unenforced (M&T’s an easy bonanza this year).
I’d have $4875 if BMO Harris had accepted Vanguard ACH as ‘pension’ and Nassau FCU’s vague bonus offer had said upfront that $250 was their offer’s minimum required direct deposit amount (or if I’d had the smarts to ask Nassau to clarify that beforehand).

As Mr. Charles said ‘Opening lots of accounts’: Over 22 so far.

Johnz
Johnz (@guest_420613)
June 14, 2017 12:35

I agree it’s a golden age, thought last year was good for me ($2500+) but 2017’s way better! Already got $4500 and it’s only June! Thank You DoC!

Avi
Avi (@guest_420553)
June 14, 2017 10:44

Just wanted to give a big thank you to DoC for writing this post. Previously, I thought bank account bonuses were more hassle than they were worth, especially because they’re subject to income tax, but this post encouraged me to be more aggressive and I’m already up over $6000 this year (before taxes) between me and my wife’s accounts. It reminds me of back in the day when I thought credit card bonuses were a waste of time until I finally got a taste. It’s certainly not free money, but a pretty good side gig 🙂

Avi
Avi (@guest_420567)
June 14, 2017 11:14

Wow, there’s two of us here.

Superchurn
Superchurn (@guest_422564)
June 18, 2017 00:29

Same here…up to $6325 in 2017 between wife and I.

Not possible without DoC!

Chris
Chris (@guest_365327)
March 6, 2017 14:20

Standing offer to buy you a beer at the Bedford area Winking Lizard as a THANK YOU for the $1800 you’ve made me (before taxes) this year already… and however much last year =)

Also would help organize a Cleveland Area Meetup

Rich
Rich (@guest_362986)
March 2, 2017 09:37

With raising interest rates, perhaps we may be going from a golden age to platinum age. In about 18 months actually free checking may be storming back and banks may increase sign up bonuses. Just a prediction.

dizzy
dizzy (@guest_362796)
March 2, 2017 00:29

$1-2k totally doable your first year. Heck, I did >$1k in less than a year, low income/mediocre credit, located out of the country.

Aloe
Aloe (@guest_362749)
March 1, 2017 22:36

Anyone live in Philadelphia that does this? I seem to be just far away enough to miss the easy bonuses for North and West suburban banks and we don’t have banks like Chase. I do not have $15K to drop in accounts for long time periods like HSBC and not really interested in keeping funds in a bank acct because I’m aggresively paying student loans. I’ve done Key, Wells and Citadel and cannot do M &T, PNC and Santander. Anyone have any other suggestions? Thanks Doc for providing this amazing website!

Jack
Jack (@guest_362933)
March 2, 2017 06:43

What do you mean you can’t do those three? I’m in Philadelphia and have done all three with several inquiries on my Chex. M+T three times.

Aloe
Aloe (@guest_363372)
March 2, 2017 20:59

I currently have or have had those accounts within the last two months. I also already have Schwab. I was looking to see if there were any other accts you or anyone else suggest since we live just far enough from Huntington, Third Fifth, Chase or have any other regulars you apply for often. I tried People’s with three inquires and they denied me.