Offer at a glance
- Maximum bonus amount:
- Availability: Must live, work or worship in one of the following counties: Harris, Ft Bend, Brazoria, Montgomery, Austin, Chambers, Galveston, Liberty, Waller, Wharton. TX
- Direct deposit required: Two direct deposits totaling $1,000+ within 60 days of account opening
- Additional requirements: Use promo code
- Hard/soft pull: Unknown
- ChexSystems: Unknown, sensitive
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- Members Choice Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
- Use promo code NEWREWARDS
- Receive at least two qualifying direct deposits that combined total $1,000 or more within sixty days of account opening
The Fine Print
- Checking Account $300 Bonus: Earn $300 when you receive at least two qualifying direct deposits that combined total $1,000 or more within sixty (60) days of opening your new Members Choice consumer account using promo code NEWREWARDS.
- Person-to-person payments and internal transfers do not qualify.
- Only one checking bonus may be earned per member.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer Eligibility: To qualify, membership must be less than thirty (30) days old and has not previously held a Members Choice membership in the past twenty four (24) months. Membership eligibility required.
- Must be 18 years or older to qualify.
- Business accounts and minor accounts not eligible.
- Bonus Payout Timing: Bonus rewards will be paid within thirty (30) days after the end of the qualification period into the primary accountholder’s main savings account, provided all conditions have been met and accounts are in good standing at the time of payout.
- Program Changes: Offers are subject to change or withdrawal without notice. Other restrictions may apply. Members Choice reserves the right to modify or end this offer at any time.
Avoiding Fees
Monthly Fees
None
Early Account Termination Fee
Couldn’t see any mention in the fee schedule
Our Verdict
Seems worth doing if you live in a qualifying area.
Hat tip to reader Jamie
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

