Posted by William Charles on August 5, 2017
Bank Account Bonuses

Published on August 5th, 2017 | by William Charles


[Expired] [IL only] Andigo Credit Union $150 Referral Bonus For Both Parties

Looks like this has expired and is no longer being offered. View the best current checking bonuses by clicking here.

This has been extended until December 31st, 2017. Keep in mind there is a public $250 offer.

Offer at a glance

The Offer

Direct link to offer

  • Andigo is offering $150 when you refer a friend or family member. The person you refer also receives a $150 bonus. To be eligible you need to do the following:
    • Open account with promo code SHAREFUN
    • Receive a direct deposit of at least $500 for three months or Close on a new or refinanced loan (home, auto, home equity or personal) of $5,000 or more

The Fine Print

  • Offer available to those who join Andigo and enter promo code SHAREFUN. The $150 will be deposited to your Andigo checking account up to 90 days after the account is opened and the first direct deposit is posted. New members must deposit a monthly minimum of $500 for at least three months to qualify for the $150 bonus. Bonus payouts are taxable.
  • The $150 will be deposited to your Andigo checking account up to 90 days after you undergo a loan review and close on a home, personal, home equity or auto loan of $5,000 or more. Bonus payouts are taxable.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Their checking account has no monthly fees to worry about. According to the fee schedule there is no early account termination fee.


To sign up you need to provide the person who referred you first and last name. Feel free to share this information in the comments if you’d like to refer people. Just please provide some useful information of your experience with Andigo as well.

Our Verdict

Pretty good bonus considering it’s a soft pull and you can fund with a credit card. Even better if you can do it with a friend and they are willing to split some of their referal money with you (please don’t do this in the comments, it’s too difficult to police for us). I’ll add this to our best checking bonus page.

Useful posts regarding bank bonuses:

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hi anyone can referral me and need member number?send it to me

Would like to get acct but need referral –


Also note they only have a few branches in chicago burbs but have lots of partner credit unions where u can do business. Asecrntra is the main one by me on ia il border

Could also use a referral –

Thank you

Could also use a referral –


My husband and I have been members for over 30 years. Happy to do some referrals.

Hi,Cherl Send me your referral Thank you

Hello Cheryl, please send me a referral also –

Thank you

I can use one too.
Please have “andigo” in subject of the mail

anyone know is this hard pull or soft pull??and is that can use credit card funding?

“New members must deposit a monthly minimum of $500 for at least three months to qualify for the $150 bonus”.

I need to do a least $500 every month for 3 months?

Yes -unfortunately. If anyone needs a referral -you can email me at cd5836 at yahoo. Thanks!

just did apply.pending now…it can be fund up to 500 total with AMEX VISA MASTERCARD AND Discover

Was there a hard pull? Was it chex sensitive? Your DP will be much appreciated as we don’t have any DP about hard pull yet. Thank you,

sorry if stupid question but can i get referred by someone to get that $150, and then go ahead and refer one of my own friends to get another $150? so ill make a total of $300 myself? just want to make sure i go about this correctly to maximize

hey doc,

there might not be IL restriction. It seems it is possible to join via a $15 donation to ConnectVETS.

“Join Andigo by supporting ConnectVETS (, an organization that provides online job search, education and career resources for transitioning service members and veterans. To become a ConnectVETS member, make a one-time contribution of $15 or more. Continue to become a member of both ConnectVETS and Andigo.”

A bunch of people have been able to join, and Andigo reps have said the bonus was live outside of state, but I think DoC is awaiting datapoints of people receiving to declare this version nationwide. Can you add if you’ve gotten your bonus?

If anybody needs a referral, shoot me an email at
Will be happy to help.
Also, it is a soft pool. Used my Chase Freedom Unlimited card to fund the account. Was coded as purchase. Maximum of $500 can be funded using a CC. AMEX is allowed.

Update – someone who used my referral was told by Andigo it would be a hard pull to open a checking account. No one experienced this?

ACH ? Paypal as direct deposit?

my application is in review. although i got a welcome email . But havent received the account number. Becareful about application session timing out . Mine timed out twice while filling the application and it appears to be a glitch. I funded 500 through quick silver. Now does ACH ,Paypal count as direct deposit? Is it 500 direct deposit for 3 months along with 500 minimum daily balance?

I applied through a referral link and i also intend to refer a family member ,does it mean i can earn 300?

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