Posted by William Charles on January 5, 2018
Bank Account Bonuses

Published on January 5th, 2018 | by William Charles

194

[Expired] [IL only] Andigo $250 Checking Bonus

Bonus has expired and is no longer available. View the best current checking bonuses by clicking here.

Update 01/05/18: Deal is back and valid until December 31st, 2018. Hat tip to YAR.

Reposting because the offer is back and valid until December 31st, 2017 hat tip to reader Simon.

Originally posted on August 22nd, 2017. Reposting again on November 19th as there is a new expiry date of November 30th, 2017 (previously expired on October 31st, 2017). Hat tip to reader borntobehermit.

Offer at a glance

The Offer

Direct link to offer

  • Andigo is offering a bonus of $250 when you open a new checking account and complete the following requirements:
    • Use promo code COLLECT250
    • Receive a monthly direct deposit of at least $500 for three months

The Fine Print

  • Must enter promo code COLLECT250.
  • The $250 will be deposited to your Andigo checking account up to 90 days after the account is opened and the first direct deposit is posted.
  • Must deposit a monthly minimum of $500 for at least three months to qualify for the $250 bonus.
  • Offer ends October 31st, 2017 November 30th, 2017
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Their checking account has no monthly fees to worry about. According to the fee schedule there is no early account termination fee.

Our Verdict

They also offer a $150 referral bonus for both parties, that’s the better offer if the person referring you will give you their $150 as well but that is somewhat unlikely so this will be better for most people. Good deal especially if it can be opened online, I guess it can be due to the promotional code but not 100% sure on that and the fact you get a $50 extra bonus if you open in branch, this DP says they were told in branch only. For now I won’t add it to our best checking bonus page until we know a bit more.

Hat tip to reader Luke

Useful posts regarding bank bonuses:



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Ry
Ry

link to join on other page is not working, link to join is: http://www.connectvets.org/#external

Jay
Jay

And remember, there’s no need to join ConnectVETS and pay that $15 if you’re already affiliated with any of the qualifying organizations listed on their page (some big names like American Eagle, ARRIS, Google, Motorola etc.):

http://www.andigo.org/Andigo/Become-a-member

Brad
Brad

Appears you can apply the promo code online.

J Ro
J Ro

Their website says if you apply in the branch, you also leave with a $50 vgc.

Jerry M
Jerry M

I do not see that. Which section you are looking at?

J Ro
J Ro

Click on the “direct link to offer” in this post: Search for this: “Bonus $50 for new members! If you open your account in person at our new branch, you’ll leave with a $50 Visa gift card!”

PW
PW

I’m a little bit confused, where is the link that I can open the account online?

Jay
Jay

I do not have an IL address.

Applied online using the promo code (qualified via the $15 ConnectVETS option), and funded with my UBS Visa Infinite.
Note that Amex CCs will *not* work even though the CC funding page does have a check box for American Express.

Will report back later with any updates.

Rye
Rye

I applied too online used Citi DC for funding.

NBG
NBG

Did u fill the form to contact also – the one in the promo page?

Jay
Jay

No, and I don’t see why that would be necessary. Looked to me like it was for marketing purposes only.

NBG
NBG

Thanks. I am out of state as well and called to check if I can apply and the person said yes. So fingers crossed on the promo.

Rye
Rye

Do you have the address or fax numer to send the signed docs?

My page timed out before I could save/copy it.

Jay
Jay

1501 E. Woodfield
Road Suite 400W
Schaumburg, IL 60173

Fax: 847.538.1588

James
James

“Must deposit a monthly minimum of $500 for at least three months to qualify for the $250 bonus.”

Any method of direct deposit?

Jay
Jay

It never mentioned three months of straight direct deposit, right? It said deposit of $500. Right? I only placed one deposit.

Jay
Jay

08/24 Update:

Account approved (I sent all required docs right after the application), enrolled in Online Banking, and the amount that I funded already shows up under “Available Balance”.

For some reason, they didn’t charge me the $15 for joining ConnectVETS yet. So I’ve still got a total of $500 available across my checking/savings combined. Curious to see if/when they decide to take the $15.

Too good 2B!
Too good 2B!

Have they taken your $15 yet?

Jay
Jay

Yes, they took it from the savings account about a week after it was funded.

Justintime
Justintime

Does anyone have any direct deposit data points? Not sure if they handcheck like BMO or not.

Jon
Jon

opened online…max funding between all opened accounts is $500..fortunately i live within their target zone and did not have join for $15.

Mike M
Mike M

I applied online and at the end it said my application was being reviewed and I’d be notified within 2 days. Anyone getting instant approval through the online app?

puzzled
puzzled

Same here

NBG
NBG

FWIW and YMMV on action implementation – they called me back to say that this offer is only for in branch applications. But since they promised me earlier, they would honor it for me.

Shivansh
Shivansh

Since they just say direct deposit and don’t explicitly say if it should be from an employer or something, does that mean ACH transfers will work?

John K
John K

Looks like membership is limited to specific counties in Northern IL, although as someone else stated, anyone can join for $15 by donating to a good cause. Thinking about making a drive to earn some cash… 🙂

Andigo members come from all over. If you fit into any of these groups, you’re in!

Anyone living or working in the Greater Chicago area (east of Route 47 and North of I-88/290. Gorgeous this time of year.)
Anyone related to current Andigo members by blood or marriage, including foster, adopted and step family members. Same-sex and domestic partners very much included.
Employees, contractors, members and retirees of these organizations (including their subsidiaries, joint venture companies, successors, and other firms who have business relationships with them. Whew. That’s a lot):
Academy of General Dentistry
Americaneagle.com
Andigo
ARRIS
Brook Electrical Supply
Cambium Networks
Continental
Direct Selling Association (DSA)
GO2 Partners
Google
KinderCare
LPL Financial
Motorola Mobility
Motorola Solutions
NewNet Communication Technologies
Nidec-Shimpo America
Nokia Networks
Property Specialists, Inc.
SAC Wireless
Smalley Steel Ring
Twisted Pair Solutions
Zebra Technologies Corporation
Anyone who makes a $15 donation to ConnectVETS.

fungo45
fungo45

I’m going to the branch in Schaumburg today to sign up. It’s down the street from my office. Hoping this allows me to join for free as my home is not it the target zone above.

Tim
Tim

I went to the direct link and followed the instructions to open a checking account with the $250 promo. The instructions are to enter your name, email, and phone. I then clicked on “Let’s Go”. It said: Thanks for entering. A representative will be in touch with you shortly. I wanted to open this online and see how far I could go but now they’re going to try to call me first. I have not joined one of the organizations yet. Don’t use the direct link if you want to open this online.

Mike M.
Mike M.

Seems like this may be nationwide if you’re willing to put down the $15 bucks to join through ConnectVETS. The online application worked for me, funded witi Citi Double Cash. Will post again if I get the bonus.

MJG
MJG

Just want to confirm that this is definitely a Chex inquiry if you opened online. Got a call from them asking about “a number of inquiries from M&T Bank”. Ha! But then they just asked whether I had applied with M&T online, and when I said yes they said that the application would go through and apologized for the delay.

NBG
NBG

Per the CS and banker, no need to fax the agreement form that comes at the end of the online application. Its just a FYI for our records. Only send what is asked in the email they send.

Rye
Rye

yup,
ID, SSN card, mortgage or utility bill.

approved the following day I sent docs.

Too good 2B!
Too good 2B!

Do they require this on all new accounts? I lost my SSN card years ago. Might need to order a replacement…

VH07V
VH07V

Did you apply as a resident of IL?

Stammers95
Stammers95

Just did my application without issues and keeping my fingers crossed as im out of state. I’ll keep you guys posted as a DP. Thanks again Doc

Rye
Rye

anyone try for a 2nd household appplication for their spouse?

Justintime
Justintime

I am wondering this as well. Still waiting for my first account to approved and then I’ll have my spouse do it. I sent all verification docs 2 days ago and nothing yet.

NBG
NBG

I’m waiting for mine to get approved and then do the referral promo which is better and no branch restriction.

Rye
Rye

is there a link for referral promo?

Rye
Rye

never mind, missed it on the top 🙂

Mike M
Mike M

They did ask me how I heard about BranchBash along with the aformentioned SSN,ID,utiility and bill.
FYI

VH07V
VH07V

What did you tell them? Thanks.

NBG
NBG

I sent in the docs on Tuesday, still account yet to be opened/no reply yet. Anyone in the same boat?.

VH07V
VH07V

Same here. Sent in my docs yesterday. No response yet.

NBG
NBG

Got my account info today and fully opened.

Justintime
Justintime

They are very, very slow. I submitted on Tuesday all documents and still waiting. I have a feeling this is going to need a real employer DD for the bonus.

Jon
Jon

CSR called me today and set up the account. had sent all the documents in last friday.

NBG
NBG

Interesting, when i lookup branch locations, it shows TruMark Financial CU as a branch location and there is one near me. But, TruMark themselves have a checking a/c and they are hard pull.

Justintime
Justintime

I was turned down 3 days later after sending in verification documents for a reason not explained in the email. I’m guessing chex sensitive. I’ve had around 10-12 accounts opened so far this year.

Nil
Nil

Opened the account in branch, Walked away with $50 VGC and banker confirmed $250 after DD.

Nick
Nick

Can you fund with CC in branch?

jack
jack

Can we open the account in any branch or only at Schaumburg branch to get $50 VGC? Any documents required to open in branch also?

zkay
zkay

The expiration seems to have been updated to 9.20.2017 per the site.

zkay
zkay

Nevermind, just realized I read the page wrong. Disregard.

Adam D
Adam D

No chexsystems sensitive but banker did bring up every chex inquiry from this year so far…about 6 or so. Opened in branch, walked out with $50 vgc…If you refer a friend you get $150 and friend gets the current $250 bonus +50 of they do it in branch. Banker confirmed they match friend to higher current bonus even though online page only says $150…Seems like a good c.u….used to be inly for motorola employees now nationwide open enrollment allowed…car loans are the standard 1.74apr

Adam D
Adam D

William, Can I leave my email for referrals? Seems that the referree only needs to provide first and last name of referrer.

Too good 2B!
Too good 2B!

I applied online 8/24. Got an email asking me for employment info, copy of DL and a recent bill for address verification on 8/25, and I replied back that day with requested info. Had not heard anything since so figured it might be a denial based on above comments. I called today and CR verified I’d been approved and will be getting an email today with my account number (and that is with 12 bank accounts opened since June)!

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