Deal has expired, view the best current checking bonuses by clicking here.
Deal is back for 2018, also includes a $50 savings bonus as well. Hat tip to reader EW
Offer at a glance
- Maximum bonus amount:Â $100
- Availability:Â IL only [Branch locator]
- Direct deposit required:Â Yes no minimum specified
- Additional requirements:Â eStatements
- Hard/soft pull:Â Soft pull
- ChexSystems:Â Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â None
- Household limit:Â None
- Expiration date:Â
September 30th, 2017 December 31st, 2017 January 31st, 2018December 31st, 2018
The Offer
Direct link to offer (search for bonus)
- Wintrust Bank is offering a $100 bonus when you open a new total access checking account when you complete the following bonus:
- Open account by December 31st, 2018
- Tell them you’re aware of the promotion
- Deposit $100 in new money within 10 business days
- Enroll in estatements and receive a direct deposit within the first two months of account opening
- You can also get a $50 bonus by opening a statement savings account and complete the following requirements:
- Open account by December 31st, 2018
- Tell them you’re aware of the promotion
- Deposit $1,000 in new money within 10 business days
- Maintain a balance of at least $1,000Â on each of the last business days of the three (3) consecutive calendar months following the calendar month the account was opened
The Fine Print
- Limit one per customer.
- Employees of Wintrust Financial Corp. and its subsidiaries are ineligible.
- $100 deposit bonus is IRS 1099-INT reportable.
- $100 deposit bonus applies only to new Total Access Checking customers.
- $100 deposit bonus will be deposited into Total Access Checking account by 12/1/17. 3.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
This account has no monthly fees, according to the fee schedule a reader sent us there is no early account termination fee.
Our Verdict
They have had similar deals before for the Cubs checking account under their different brand names. Worth doing considering it’s a soft pull, but not the biggest deal out there. As always please share your datapoints below.
Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
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