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Cblt
Cblt

This may be worth it for the five or so people with this account:

“VISA Balance Transfer
Throwing money away on high-interest credit cards? Open a Visa with KaiPerm and take advantage of our great balance transfer promotions today!
Choose between:
– 0% interest for 6 months with a 1% transfer fee OR
– 5.99% until the balance is paid in full with NO balance transfer fee. ”

Their CC is unexceptional other than these occasional offers(I wonder if they will ever do the 1% given TO you for BTs). This includes new and existing card members and is all done through email(Docusign).

https://www.kaipermnw.org/wp-content/uploads/KaiPerm-News-2.1.2022.pdf

Nodo
Nodo

Not updated for at least THREE YEARS after comments that this covers KP members in WA & OR! What’s going on?!

Nodo
Nodo

Why does this still say “Availability: Penn…”?? See comments below. Kaiser is in WA & OR! PLEASE fix this.

PAUL S.
PAUL S.

So because I live in Washington State and have Kaiser Permanente for my insurance, I thought why not. 60.00 per year is probably a safer investment than my ATT dividends right now. Here is an email I received detailing the requirement:

DIRECT ADVANTAGE
-Earns 6.% interest on average daily balance up to $1,000 & .11% for every dollar above
-No Minimum Balance fee
-No Monthly Service fee
-Free Debit Card orders on new, replacement & renewal cards
-Free Corporate Draft Checks
-Free Online Banking & Bill Pay
-Free Mobile Money
-Free E-statements
-Free E-notices
-Discounted NSF Fee’s
-2% lower loan rates than our standard rates on KaiPerm Loans including VISA
-Up to $1000 line of credit for overdraft protection (No application or paystub needed)
-Higher Dividend rates on Money Markets
-Higher Dividend rates on Holiday accounts
-Higher Dividend rates on CD’s
*Requires use of Online Banking
*Requires 100% Net income direct deposited
*Requires active use of account as a primary checking

I said no thank you, can’t do the last two requirements

Nancy
Nancy

Confused–This article hasn’t been updated to fix the “Availability”, but it seems that being a Kaiser member in OR or WA qualifies. What’s going on?

Dude
Dude

Emailed and got the following response:
In order to be eligible for our credit union, one of the following must be applicable:
1. A current or retired Kaiser employee in Oregon or Washington.
2. Have current active Kaiser Medical Insurance issued in Oregon or Washington.
3. Be an immediate family member of a current member of our credit union.

DB
DB

Do I have any long lost cousins who are already members? 😮

Wesley Groth
Wesley Groth

If you have the free or paid membership with family tree we can see.

Jonathan
Jonathan

“Availability: Pennsylvania, in-branch only”

I’m confused. Kaiser Permanente doesn’t even operate in PA.

Rick
Rick

It looks like this offer requires direct deposit. Right at the top it says: “Just say “Yes” to Direct Deposit (100%) of your paycheck or Social Security check— and everything below is yours!” Was there something else in the offer that suggests that direct deposit is not required?