Which Credit Bureau Does Chase Pull?

which credit bureaus does chase pull fromThe credit bureau that chase will pull your credit from depends on your location. Below we have a complete list of the 51 states in the USA (including Washington DC) and the credit bureau chase has pulled from.

You can view other posts in this series below:

Charts

In these charts we’ve provided you with the state and the credit bureaus that Chase has pulled from in that state. The number next to some of the credit bureaus indicates the number of people who have reported this information. In some cases you’ll see some in abbreviations, this happens when Chase pulls from multiple credit bureaus.

EX = Experian
EQ = Equifax
TU = TransUnion

Combined Chart

This chart contains information for all cards issued by Chase. You can scroll down further to find information for specific credit cards.

AbbrevationState NameCredit Bureau Pulled
ALAlabamaTransUnion, Equifax
AKAlaska
AZArizonaEquifax, Experian 6
ARArkansasExperian, Equifax
CACalifornia (CA)Experian 44 (EX + TU 1), TransUnion 1, Equifax 11, (EX + EQ),  (EX + EQ + TU)
COColoradoExperian 6 (EX + TU), TransUnion 2, Experian
CTConnecticutExperian 4
DEDelawareExperian
FLFloridaEquifax 15, Experian 11 (EQ + EX), TransUnion
GAGeorgiaExperian 3, Equifax 12, TransUnion, (EQ + EX)
HIHawaii
IDIdaho
ILIllinois(TU + EX 2), TU 12, EX 4,
INIndianaTransUnion 4
IAIowa(EX + EQ), TransUnion
KSKansasEquifax 2
KYKentuckyTransUnion, Equifax
LALouisiana(EQ + EX 1), Equifax 3, TransUnion
MEMaine(EX + TU)
MDMaryland(EQ + TU), Equifax 6, TransUnion 2, Experian
MAMassachusettsExperian 7, TransUnion 2, Equifax 2
MIMichiganTransUnion 14, Experian 2 (EX + TU), Equifax, TransUnion
MNMinnesotaExperian, Equifax 3
MSMississippiTransUnion
MOMissouriEquifax 2, TransUnion 2, Experian 2
MTMontanaTransUnion
NENebraskaTransUnion
NVNevadaExperian 5, TransUnion, Equifax
NHNew HampshireTransUnion 2, Equifax 2
NJNew Jersey(EX + TU 1), Experian 14, TransUnion 3, Equifax 2
NMNew Mexico
NYNew YorkTransUnion 8, Experian 15  (EX + EQ), (EX + TU 2), Equifax
NCNorth CarolinaEquifax 10, (EX + EQ), Equifax 2
NDNorth Dakota
OHOhio(EX + EQ 1) , TransUnion 4,  (EX + TU 1), EQ 3, EX 4
OKOklahomaTransUnion
OROregonEquifax 5, Experian,
PAPennsylvaniaTransUnion 6 (EX + TU 3), Experian 6, (EX + EQ)
RIRhode Island
SCSouth CarolinaEquifax 4, TransUnion
SDSouth Dakota
TNTennessee(EQ+EX 2), Experian, Equifax 2, TransUnion
TXTexasExperian 18, Equifax 11, (TU, EX, EQ), (EX + EQ), TransUnion 5
UTUtahExperian 3
VTVermontTransUnion
VAVirginiaEquifax 9,  (EX + EQ 1), TransUnion
WAWashingtonExperian 2, (TU + EX)
WVWest VirginiaExperian
WIWisconsinTransUnion 3, Equifax
WYWyoming
DCCapitalExperian 2, Equifax 3, TransUnion

Chase Sapphire Preferred

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizonaEquifax, Experian
ARArkansas
CACalifornia (CA)Experian 10, (EX + TU)
COColoradoExperian
CTConnecticut
DEDelaware
FLFloridaEquifax 2, Experian
GAGeorgiaExperian, Equifax
HIHawaii
IDIdaho
ILIllinoisTransUnion 2, (TU + EX),
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisiana(EQ + EX 1)
MEMaine
MDMaryland
MAMassachusettsExperian 3, TransUnion
MIMichiganTransUnion 3
MNMinnesota
MSMississippi
MOMissouriEquifax
MTMontana
NENebraska
NVNevadaExperian 2
NHNew Hampshire
NJNew JerseyExperian 2 (EX + TU)
NMNew Mexico
NYNew YorkTransUnion 2, Experian
NCNorth CarolinaEquifax
NDNorth Dakota
OHOhioTransUnion, Equifax, (EX + EQ) ,   (EX + TU )
OKOklahoma
OROregonEquifax
PAPennsylvaniaTransUnion 2 (EX + TU 2)
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennessee(EQ+EX 1)
TXTexasExperian 3, Equifax 2
UTUtah
VTVermont
VAVirginiaEquifax 4
WAWashington
WVWest Virginia
WIWisconsinTransUnion
WYWyoming
DCCapitalExperian, Equifax

Chase Sapphire

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACalifornia (CA)
COColorado
CTConnecticutExperian
DEDelaware
FLFloridaExperian 2, Equifax
GAGeorgiaEquifax 2
HIHawaii
IDIdahoExperian
ILIllinoisTransUnion
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMaryland
MAMassachusetts
MIMichiganTransUnion
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevada
NHNew Hampshire
NJNew Jersey
NMNew Mexico
NYNew York
NCNorth Carolina
NDNorth Dakota
OHOhioExperian, Equifax
OKOklahoma
OROregon
PAPennsylvaniaExperian 2, TransUnion 2
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennessee
TXTexas
UTUtah
VTVermont
VAVirginiaExperian
WAWashington
WVWest Virginia
WIWisconsinEquifax
WYWyoming
DCCapital

Chase Freedom

AbbrevationState NameCredit Bureau Pulled
ALAlabamaTransUnion, Equifax
AKAlaska
AZArizona Experian 2
ARArkansasExperian, Equifax
CACalifornia (CA)Experian 18, TransUnion 2
COColoradoExperian 3 (EX + TU), TransUnion
CTConnecticutExperian 2
DEDelawareExperian
FLFloridaEquifax 6, Experian 6 (EQ + EX), TransUnion
GAGeorgiaExperian, Equifax 6
HIHawaii
IDIdaho
ILIllinois(TU + EX), TU 5, EX 3,
INIndianaTransUnion
IAIowa(EX + EQ)
KSKansas
KYKentuckyTransUnion
LALouisianaEquifax 2
MEMaine
MDMarylandEquifax 3, TransUnion 2
MAMassachusettsExperian 2, TransUnion
MIMichiganTransUnion 6, Experian 2 (EX + TU)
MNMinnesotaExperian, Equifax 2
MSMississippi
MOMissouriEquifax, TransUnion, Experian
MTMontana
NENebraskaTransUnion
NVNevada TransUnion
NHNew HampshireTransUnion, Equifax
NJNew JerseyEX 4, TransUnion 2
NMNew Mexico
NYNew YorkTransUnion 3, Experian 10  (EX + EQ), (EX + TU),
NCNorth CarolinaEquifax 6, (EX + EQ),
NDNorth Dakota
OHOhioTransUnion,  EQ 2, EX 3
OKOklahoma
OROregonEquifax 2, Experian,
PAPennsylvaniaTransUnion 2, Experian 3, (EX + EQ)
RIRhode Island
SCSouth CarolinaEquifax 2, TransUnion
SDSouth Dakota
TNTennessee
TXTexasExperian 7, Equifax 4 (TU, EX, EQ), (EX + EQ), TransUnion 2
UTUtahExperian
VTVermontTransUnion
VAVirginiaEquifax 1, (EX + EQ 1)
WAWashington(TU + EX)
WVWest Virginia
WIWisconsinEquifax
WYWyoming
DCCapitalExperian, Equifax

Chase Slate

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACalifornia (CA)Experian 2
COColoradoExperian
CTConnecticut
DEDelaware
FLFloridaExperian, Equifax
GAGeorgiaEquifax
HIHawaii
IDIdaho
ILIllinoisTransUnion 4
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisianaEquifax
MEMaine
MDMaryland
MAMassachusettsExperian 2
MIMichigan
MNMinnesota
MSMississippi
MOMissouri
MTMontanaTransUnion
NENebraska
NVNevada
NHNew Hampshire
NJNew Jersey
NMNew Mexico
NYNew YorkExperian, TransUnion
NCNorth CarolinaExperian, Equifax 2
NDNorth Dakota
OHOhio
OKOklahoma
OROregon
PAPennsylvaniaExperian
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennesseeExperian
TXTexasEquifax 2, Experian
UTUtah
VTVermont
VAVirginiaExperian
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming
DCCapital

Chase Southwest Cards

We combined both the premier and plus cards as very few people identified which one they applied for.

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizonaExperian 2, Equifax
ARArkansas
CACalifornia (CA)Experian 8, TransUnion 3, Equifax 2
COColoradoExperian
CTConnecticutExperian
DEDelaware
FLFloridaEquifax 2
GAGeorgiaExperian, TransUnion
HIHawaii
IDIdahoExperian 2, Equifax
ILIllinoisTransUnion 4
INIndiana
IAIowaExperian
KSKansas(EX + EQ), Equifax
KYKentucky
LALouisiana
MEMaine
MDMarylandEquifax 2
MAMassachusetts
MIMichigan
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevadaEquifax
NHNew Hampshire
NJNew JerseyExperian
NMNew MexicoExperian
NYNew YorkExperian
NCNorth Carolina
NDNorth Dakota
OHOhio
OKOklahomaEquifax
OROregonEquifax
PAPennsylvaniaExperian 2, TransUnion 2
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennesseeExperian
TXTexasEquifax 2 (TU & EX), TransUnion
UTUtahExperian, TransUnion
VTVermont
VAVirginia
WAWashingtonEquifax 2
WVWest Virginia
WIWisconsinTransUnion
WYWyoming
DCCapital

Chase United

This contains information for both the Explorer and Club version of this card.

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACalifornia (CA)Equifax 3, (EX + EQ), Experian 3, TransUnion
COColoradoExperian
CTConnecticut
DEDelaware
FLFlorida
GAGeorgia
HIHawaii
IDIdaho
ILIllinoisTransUnion 3, Experian, (TU+EX)
INIndiana
IAIowaTransUnion
KSKansas
KYKentuckyEquifax
LALouisiana
MEMaine
MDMarylandExperian 2, Equifax
MAMassachusetts
MIMichiganTransUnion
MNMinnesotaEquifax
MSMississippi
MOMissouriExperian
MTMontana
NENebraska
NVNevadaExperian 2, Equifax
NHNew Hampshire
NJNew JerseyExperian 2
NMNew Mexico
NYNew YorkExperian, Equifax , TransUnion
NCNorth CarolinaEquifax
NDNorth Dakota
OHOhioExperian
OKOklahoma
OROregonEquifax
PAPennsylvaniaEquifax 2
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennesseeEquifax
TXTexasExperian, TransUnion 2, Equifax
UTUtah
VTVermont
VAVirginiaEquifax
WAWashingtonExperian
WVWest Virginia
WIWisconsinTransUnion
WYWyoming
DCCapital

Chase British Airways

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizonaExperian
ARArkansas
CACalifornia (CA)Equifax, Experian
COColorado
CTConnecticutExperian
DEDelaware
FLFloridaExperian 2
GAGeorgia
HIHawaii
IDIdaho
ILIllinois
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMaryland
MAMassachusetts
MIMichigan
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevada
NHNew Hampshire
NJNew JerseyExperian 5
NMNew Mexico
NYNew YorkExperian 2, TransUnion
NCNorth CarolinaEquifax
NDNorth Dakota
OHOhio
OKOklahoma
OROregon
PAPennsylvania
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennessee
TXTexas
UTUtah
VTVermont
VAVirginia
WAWashington
WVWest VirginiaExperian
WIWisconsin
WYWyoming
DCCapital

Chase Marriott

This includes both the premier and regular version of this card.

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACaliforniaExperian 4, Equifax 3
COColorado
CTConnecticut
DEDelaware
FLFlorida
GAGeorgia
HIHawaii
IDIdaho
ILIllinoisMarriott
INIndianaTransUnion
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine(EX + TU)
MDMaryland
MAMassachusetts
MIMichiganTransUnion 2
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevadaExperian
NHNew Hampshire
NJNew JerseyExperian
NMNew Mexico
NYNew York
NCNorth Carolina
NDNorth Dakota
OHOhio
OKOklahoma
OROregon
PAPennsylvaniaTransUnion
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennesseeEquifax
TXTexas
UTUtahExperian
VTVermont
VAVirginiaEquifax
WAWashingtonExperian
WVWest Virginia
WIWisconsinTransUnion
WYWyoming
DCCapital

Chase Disney

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizonaExperian 2
ARArkansas
CACaliforniaExperian 3, (EX + EQ + TU)
COColoradoExperian
CTConnecticut
DEDelaware
FLFloridaEquifax 2
GAGeorgiaEquifax 3
HIHawaii
IDIdaho
ILIllinois
INIndiana
IAIowa
KSKansasEquifax 2
KYKentucky
LALouisianaTransUnion
MEMaine
MDMaryland
MAMassachusettsEquifax
MIMichiganEquifax, TransUnion
MNMinnesota
MSMississippi
MOMissouriTransUnion
MTMontana
NENebraska
NVNevada
NHNew HampshireTransUnion, Equifax
NJNew JerseyTransUnion
NMNew Mexico
NYNew York(TU + EX)
NCNorth CarolinaEquifax
NDNorth Dakota
OHOhio
OKOklahoma
OROregonEquifax
PAPennsylvaniaTransUnion
RIRhode Island
SCSouth CarolinaEquifax
SDSouth Dakota
TNTennessee
TXTexasTransUnion, Experian 2
UTUtah
VTVermont
VAVirginiaTransUnion
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming
DCCapitalTransUnion

Chase Hyatt

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACalifornia
COColorado
CTConnecticut
DEDelaware
FLFlorida
GAGeorgia
HIHawaii
IDIdaho
ILIllinoisEquifax
INIndianaTransUnion
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMaryland
MAMassachusettsEquifax
MIMichigan
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevada
NHNew Hampshire
NJNew JerseyEquifax
NMNew Mexico
NYNew York
NCNorth Carolina
NDNorth Dakota
OHOhioTransUnion, Experian,
OKOklahomaTransUnion
OROregon
PAPennsylvania
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennessee
TXTexasEquifax
UTUtah
VTVermont
VAVirginia
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming
DCCapital

Chase Amazon

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACaliforniaExperian, Equifax
COColorado
CTConnecticut
DEDelaware
FLFlorida
GAGeorgiaEquifax
HIHawaii
IDIdaho
ILIllinois
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMaryland
MAMassachusetts
MIMichigan
MNMinnesota
MSMississippiTransUnion
MOMissouri
MTMontana
NENebraska
NVNevada
NHNew Hampshire
NJNew Jersey
NMNew Mexico
NYNew York
NCNorth Carolina
NDNorth Dakota
OHOhio
OKOklahoma
OROregon
PAPennsylvania
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennesseeTransUnion
TXTexasEquifax
UTUtah
VTVermont
VAVirginiaEquifax
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming
DCCapital

Chase BP

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACalifornia
COColorado
CTConnecticut
DEDelaware
FLFloridaEquifax 2
GAGeorgia
HIHawaii
IDIdaho
ILIllinois
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMarylandEquifax 2
MAMassachusetts
MIMichiganTransUnion 2
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevada
NHNew Hampshire
NJNew Jersey
NMNew Mexico
NYNew York
NCNorth CarolinaExperian, Equifax 2
NDNorth Dakota
OHOhioTransUnion
OKOklahoma
OROregon
PAPennsylvania
RIRhode Island
SCSouth CarolinaEquifax
SDSouth Dakota
TNTennessee
TXTexas
UTUtah
VTVermont
VAVirginiaEquifax
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming
DCCapital

Chase Ink

We had to combine the data for Ink Plus® Business Credit CardInk Bold® Business Charge Card and Ink Cash®  Business Credit Card because there wasn’t enough data to do it separately.

AbbrevationState NameCredit Bureau Pulled
ALAlabama
AKAlaska
AZArizona
ARArkansas
CACaliforniaExperian 2, Equifax 3
COColoradoTransUnion
CTConnecticut
DEDelaware
FLFlorida
GAGeorgiaTransUnion, Experian, (EQ + TU)
HIHawaii
IDIdaho
ILIllinois
INIndianaTransUnion
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMarylandEquifax
MAMassachusetts
MIMichigan
MNMinnesota
MSMississippi
MOMissouri
MTMontana
NENebraska
NVNevada
NHNew Hampshire
NJNew JerseyExperian
NMNew Mexico
NYNew YorkExperian 2
NCNorth Carolina
NDNorth Dakota
OHOhioEquifax
OKOklahoma
OROregon
PAPennsylvania(TU+EX), TransUnion
RIRhode Island
SCSouth Carolina
SDSouth Dakota
TNTennessee
TXTexasExperian 4
UTUtahExperian
VTVermont
VAVirginia
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming
DCCapitalEquifax

We compiled these lists by looking at data found in the credit boards credit pull database (make sure you add in your own information to help it grow). We only included data from the start of 2008 onwards and have removed duplicated listings where possible. You can also add to this list by commentating, just make sure you state whether you also added this data into the database so we don’t count it twice. We also haven’t count applications where the user has had one or more reports frozen.

We look at data on the following cards only (alphabetical order):

We weren’t able to find data for the following cards:

  • The Ritz-Carlton Rewards®  Credit Card
  • IHG®  Rewards Club Select Visa®
  • Fairmont Visa Signature®  Credit Card
  • Amtrak Guest Rewards®  MasterCard®
  • Southwest Airlines® Rapid Rewards® Premier Business Card
  • Southwest Airlines® Rapid Rewards® Plus Business Card
  • United MileagePlus®   Explorer Business Card
  • GM Business Card

This page was last updated on the 17th of February, 2014. We will update it next on 17th May, 2014. 


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Got approved for Chase Marriott in Va pulled Equifax

Got an instant approval for Chase Sapphire for $5000 they pulled TU I’m in Michigan

I got the Ink+ in June and Chase pulled Experian. I’m in NJ.

Thanks for this info. Saved my $20 as I applied for Chase Southwest card. I live in Colorado and only had to unfreeze Experian which is what you had listed. Chase would not tell me which to unfreeze so I went with your information and it was right on.

DataPoint: Chase Southwest Personal Premier in Michigan. Instantly approved. Pulled TransUnion.

I live in MD. chase marriott: equifax+experian. chase amazon: equifax+experian

Marriott – Illinois
You put “marriott” again as opposed to TU, EX, etc

Sapphire pulled EX + TU for WA State

CSP = EX + TU
SW Premier = EX
SW Plus = EX
Marriott Personal = EX
Freedom = EX

All of these are in NY

CSR pulled EX in NY

for the Freedom card in Rhode Island,
they pulled Experian.
Same for AARP (why is it not on your list?)

New york city
chase sapphire reserve
Experian

insatnt aprooval
CSP TU
United MileagePlus TU
IL

was denied ink+ because of 5/24 but they pulled TU only

Where I live, Chase always pull EQ and at my parents’ address, Chase always pull EX. We live in California and are 100 miles apart. From my experience, it doesn’t matter what card you’re applying for, but your address that determines which credit bureau Chase pulls.

Parents’ address…..

Freedom – EX
Freedom – EX
Marriott – EX
————————————-

My area…..

Slate – EQ
Hyatt – EQ
Slate – EQ
Ink Plus – EQ
Sapphire Preferred – EQ
Marriott Biz – EQ
Hyatt – EQ
IHG – EQ

————————————-

I recently applied for 2 cards and a credit line increase on the same day. I was approved for all 3 with just a single credit pull from EQ.

I forgot to add these as well…..

United MileagePlus Explorer – EQ
United MileagePlus Explorer Biz – EQ

What part of California do you live and what part of California do your parents live?

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