Which Credit Bureau Does Chase Pull?

The credit bureau that chase will pull your credit from depends on your location. Below we have a complete list of the 51 states in the USA (including Washington DC) and the credit bureau chase has pulled from.

You can view other posts in this series below:

• American Express
• Bank of America
• Barclaycard
• Capital One
• Citi
• Discover
• U.S. Bank
• Wells Fargo

Charts

In these charts we’ve provided you with the state and the credit bureaus that Chase has pulled from in that state. The number next to some of the credit bureaus indicates the number of people who have reported this information. In some cases you’ll see some in abbreviations, this happens when Chase pulls from multiple credit bureaus.

EX = Experian
EQ = Equifax
TU = TransUnion

Combined Chart

This chart contains information for all cards issued by Chase. You can scroll down further to find information for specific credit cards.

Chase Sapphire Preferred

Chase Sapphire

Chase Freedom

Chase Slate

Chase Southwest Cards

We combined both the premier and plus cards as very few people identified which one they applied for.

Chase United

This contains information for both the Explorer and Club version of this card.

Chase British Airways

Chase Marriott

This includes both the premier and regular version of this card.

Chase Disney

Chase Hyatt

Chase Amazon

Chase BP

Chase Ink

We had to combine the data for Ink Plus® Business Credit Card, Ink Bold® Business Charge Card and Ink Cash®  Business Credit Card because there wasn’t enough data to do it separately.

We compiled these lists by looking at data found in the credit boards credit pull database (make sure you add in your own information to help it grow). We only included data from the start of 2008 onwards and have removed duplicated listings where possible. You can also add to this list by commentating, just make sure you state whether you also added this data into the database so we don’t count it twice. We also haven’t count applications where the user has had one or more reports frozen.

We look at data on the following cards only (alphabetical order):

• Chase Freedom
• Chase Sapphire
• Chase Sapphire Preferred
• The Hyatt Credit Card

We weren’t able to find data for the following cards:

• The Ritz-Carlton Rewards®  Credit Card
• IHG®  Rewards Club Select Visa®
• Fairmont Visa Signature®  Credit Card
• Amtrak Guest Rewards®  MasterCard®
• Southwest Airlines® Rapid Rewards® Premier Business Card
• Southwest Airlines® Rapid Rewards® Plus Business Card
• United MileagePlus®   Explorer Business Card
• GM Business Card

This page was last updated on the 17th of February, 2014. We will update it next on 17th May, 2014. 

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Reese

August 9, 2014 5:05 pm

Got approved for Chase Marriott in Va pulled Equifax

Reply

Jay Thompson

November 25, 2014 8:41 am

Got an instant approval for Chase Sapphire for $5000 they pulled TU I’m in Michigan

Reply

Jesse

July 21, 2015 9:16 am

I got the Ink+ in June and Chase pulled Experian. I’m in NJ.

Reply

Lydi

January 7, 2016 9:08 pm

Thanks for this info. Saved my $20 as I applied for Chase Southwest card. I live in Colorado and only had to unfreeze Experian which is what you had listed. Chase would not tell me which to unfreeze so I went with your information and it was right on.

Reply

John

January 23, 2016 9:00 pm

DataPoint: Chase Southwest Personal Premier in Michigan. Instantly approved. Pulled TransUnion.

Reply

Gabe

April 17, 2016 8:10 am

I live in MD. chase marriott: equifax+experian. chase amazon: equifax+experian

Reply

SJ0

July 8, 2016 4:25 am

Marriott – Illinois
You put “marriott” again as opposed to TU, EX, etc

Reply

JW

August 10, 2016 11:04 am

Sapphire pulled EX + TU for WA State

Reply

Nick

August 16, 2016 9:25 am

CSP = EX + TU
SW Premier = EX
SW Plus = EX
Marriott Personal = EX
Freedom = EX

All of these are in NY

Reply

Mike

August 16, 2016 1:11 pm

CSR pulled EX in NY

Reply

FB

August 23, 2016 9:04 am

for the Freedom card in Rhode Island,
they pulled Experian.
Same for AARP (why is it not on your list?)

Reply

anthony

August 27, 2016 8:48 pm

New york city
chase sapphire reserve
Experian

Reply

mark

August 28, 2016 10:04 pm

insatnt aprooval
CSP TU
United MileagePlus TU
IL

Reply

mark

August 28, 2016 10:46 pm

was denied ink+ because of 5/24 but they pulled TU only

Reply

mark

August 28, 2016 10:46 pm

IL

Reply

Ku

September 2, 2016 4:35 am

Where I live, Chase always pull EQ and at my parents’ address, Chase always pull EX. We live in California and are 100 miles apart. From my experience, it doesn’t matter what card you’re applying for, but your address that determines which credit bureau Chase pulls.

Parents’ address…..

Freedom – EX
Freedom – EX
Marriott – EX
————————————-

My area…..

Slate – EQ
Hyatt – EQ
Slate – EQ
Ink Plus – EQ
Sapphire Preferred – EQ
Marriott Biz – EQ
Hyatt – EQ
IHG – EQ

————————————-

I recently applied for 2 cards and a credit line increase on the same day. I was approved for all 3 with just a single credit pull from EQ.

Reply

Ku

September 2, 2016 4:37 am

I forgot to add these as well…..

United MileagePlus Explorer – EQ
United MileagePlus Explorer Biz – EQ

Reply

Roger

March 3, 2017 3:22 pm

What part of California do you live and what part of California do your parents live?

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