Posted by William Charles on April 21, 2019
Bank Account Bonuses

Published on April 21st, 2019 | by William Charles


[KS only] Emprise Bank $100 Checking Bonus – Direct Deposit Not Required

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: You must reside in Kansas or will be relocating to Kansas within the next 60 days
  • Direct deposit required: No, any automatic payment (ACH) will work
  • Additional requirements: Use promo code and make 12 debit card purchases
  • Hard/soft pull: Unknown 
  • ChexSystems: Unknown, sensitive
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: June 21st, 2019

The Offer

Direct link to offer

  • Emprise Bank is offering a bonus $100 when you open a new checking account and complete the following requirements:
    • Use promo code EBCASH100
    • Set up a receive a direct deposit or automatic payment opening
    • Use your debit card to make 12 purchases within 60 days of opening

The Fine Print

  • Offer expires June 21, 2019.
  • This offer is for new personal checking account customers only; you are not eligible for this offer if you were an owner of an Emprise Bank personal checking account within the last 90 days.
  • Offer will only be paid once on a new single or joint account.
  • To receive the $100 bonus you must:
    • 1) provide the promo code at the time of account opening;
    • 2) setup and receive one direct deposit or automatic payment (ACH) within 60 days of account opening;
    • 3) use your debit card to make 12 purchases from your new checking account within 60 days of account opening.
  • Once all requirements are met for the bonus, we will deposit the bonus directly into your new personal checking account within 90 days of account opening.
    The new personal checking account must be open and in good standing up to and including the date the bonus is paid in order to receive the bonus.
    The bonus will be reported as interest income to the IRS.

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

According to the fee schedule there is no early account termination fee.

Our Verdict

Always nice to see a bonus with no direct deposit requirement, we still need to know if you can fund with a credit card and if it’s a hard or soft pull. If it’s a soft pull then it’s probably worth doing even though it’s a relatively small bonus. Account also earns 2.02% APY if requirements are met, but there are lots of basic savings accounts that earn at a higher rate.

Hat tip to ragormack

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Hard / sort pull?


according to rep i spoke with on phone, they dont check credit at all. Will report back if anything changes on that when i sign up.

Edit: Cant fund with CC. Must open account with at least $100 and max of $500 via ACH. It said will be contacted within 1-2 business days by rep.


Chex systems inquiry sensitive. Denied 3/3 people

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