Posted by William Charles on May 30, 2016
Bank Account Bonuses

Published on May 30th, 2016 | by William Charles

38

[Expired][MA only] Blue Hills Bank $200 Checking Bonus

This offer has expired but you can still get $300 in Uber credit from Blue Hills.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must live or work in MA (also have to be a permanent resident or U.S. Citizen)
  • Direct deposit required: Optional, recurring direct deposit of at least $1,000 (+$100)
  • Additional requirements: Two online bill pays (+$100)
  • Hard/soft pull: Soft
  • Credit card funding: Up to $1,000
  • Monthly fees: None
  • Early account termination fee: $25, 90 days
  • Expiration date: October 31st, 2016

The Offer

Direct link to offer

  • Receive a sign up bonus of $200 when you open any new Blue Hills Checking account and complete the following requirements within 60 days of account opening:
    • Set up a recurring direct deposit of at least $1,000 per statement cycle
    • Pay two payees online through their online banking service

blue hills bank

The Fine Print

  • Offer expires October 31, 2016.
  • $25 minimum opening deposit.
  • Earn $200 by opening a checking account with direct deposit and paying two bills online. Direct deposit must be recurring at least monthly and equal at least $1,000 per statement cycle to earn $100 incentive. Blue Hills Bank will pay $100 when you establish and pay two payees online through our online banking service.
  • Direct deposit and bill payees must be established and paid within 60 days from account opening.
  • Incentives will be credited to the qualify­ing account within 30 days after the 60 day qualifying period ends
  • One per household. New personal checking customers only.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Blue Hill Bank offers a free checking account, the only requirement is that you must open it with at least $10. Their fee schedule says that there is an early account termination fee of $25 if the account is closed within 90 days.

Our Verdict

They have offered a $200 bonus in the past, they used to allow up to $10,000 in credit card funding but that was reduced to $1,000. Still this is a good deal, easy to keep the account fee free and the bonus requirements aren’t too hard either. The $1,000 in credit card funding is just a bonus. Because of these reasons we’ve added this bonus to our list of the best checking account sign up offers.

Big thanks to reader, Pablo who let us know (& reader JJ-Na who was the first to let us know on Twitter!). Please consider sharing bank bonuses with this site so we can make it even better.

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JJ-Na
JJ-Na

I shared this info with you before Pablo via twitter message on 5/19 and no credit *sign* I will just use your link next time.

Sa
Sa

I closed my account with them about 2 months ago. Do you know if i qualify fo another round?

K
K

Opened with Chase United MileagePlus, posted as a purchase.

Taylor
Taylor

Chase Ink Cash is pending at $1000, but my cash advance limit is set at $20 so I think it will go through as a purchase.

Taylor
Taylor

To follow up, it did code as a purchase!

Livvy
Livvy

Does anyone know if you can use an Amex card for the opening balance? Thanks.

Kevin
Kevin

Did an Ally Bank ACH to test the direct deposit, it’s showing up as P2P in the Blue Hills Bank account, so I’m guessing it doesn’t work.

Liz
Liz

any update on the Direct deposit?

Kevin
Kevin

Both Ally ACH and Citibank ACH didn’t qualify.

BigSexy
BigSexy

Can one just do the bill pay part and get $100 or is it structured similar to Santander Extra20 where you are SOL unless you also have DD?

pavel
pavel

I would add to the “Availability” that you have to be a U.S. citizen or a permanent resident to open account. Not just work in MA (by visa or EAD)

Max
Max

How do they check/enforce this?

santosh Purohit
santosh Purohit

Discover Transfer considered as DD requirement . Posted the bonus on 3 days after the 2 bill pays done .

Dan Lee
Dan Lee

Chase Freedom $1000 posted as purchase!

Jason
Jason

I’m in New York. Still applied for it (debit rewards checking) today, asked me for Driver license photo but I uploaded passport and SSN, see what it will say.

At least some data point for everyone: Bank of America Travel Rewards posted $1000, set cash limit to $300, therefore I can assume it will be posted as purchase.

Daniel
Daniel

Were you allowed in?

Jason
Jason

Was first rejected for myself due to too many inquiries in Chex.

Pablo
Pablo

Do you know how many bank accounts you have applied within the last 12 months? Just curious to see how inquiry sensitive they are as I myself have almost 10 here within 12 months.

Bungy
Bungy

Had trouble verifying my address in MA since my home has since changed on my DL. I don’t have an active passport, so I had to go in person and open the account. However, I did fund the account online with a chase sapphire CC, coded as purchase. However, in branch they do not do CC funding. Just a heads up. The CC charge was reversed.

Max
Max

DP: Tried to fund using US Bank FlexPerks travel rewards. Was declined. Called US Bank, they said Blue Hills was running it as a cash advance (and it was above my CA limit).

Max
Max

Declined. NOTICE OF ACTION BASED ON INFORMATION CONTAINED IN A CONSUMER REPORT

We regret we cannot open your account today due to information received from ChexSystems, Inc., a consumer-reporting agency. ChexSystems did not make the decision to disapprove your account application and is unable to provide you with specific reasons why the decision was made.

Pablo
Pablo

Hey, thanks for letting us know. So you got denied because of a ChexSystems report but I was wondering how many bank accounts you opened in the past 12 months or so? Thanks

kk
kk

Can anyone else confirm discover ach meets direct deposit requirement. I assume you must do $1,000 twice a month for 2 months to meet the requirement. Thanks in advance

Dan
Dan

what did you end up using for dd requirement?

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