Posted by William Charles on July 14, 2018
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Published on July 14th, 2018 | by William Charles

29

[Expired] [MA only] Clinton Savings Bank $200 Checking Bonus

This deal has expired and is no longer available. View the best current checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: MA only
  • Direct deposit required: Yes, recurring but no minimum specified
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $1,000 (first page of application mentions debit & credit card as a funding option, so should be possible).
  • Monthly fees: None
  • Early account termination fee: $25, six months
  • Household limit: One
  • Expiration date: September 30th, 2018

The Offer

Direct link to offer

  • Clinton Savings Bank is offering a $200 checking bonus when you complete the following requirements:
    • Open a qualifying checking account: Total Access Checking, Basic Checking and Preferred Checking
    • Receive a recurring monthly direct deposit within 45 days of opening

The Fine Print

  • $200 bonus offer applies to consumers who do not have an existing CSB consumer checking account relationship, or have not had a consumer checking account in the last six months and must implement recurring monthly direct deposit within 45 days of opening from June 8, 2018 through September 28, 2018. Qualifying checking products for this offer are Total Access Checking, Basic Checking and Preferred Checking accounts only.
  • After all requirements are activated, Clinton Savings Bank will deposit the $200 into your new consumer checking account within 30 business days upon meeting the direct deposit requirement.
  • Offer cannot be combined with any other offers and is limited to one bonus per household.
  • $200 bonus will generate a 1099-INT.
  • Offer is limited and may be withdrawn at any time.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The total checking account has no monthly fees to worry about.

Early Account Termination Fee

According to the fee schedule there is a $25 early account termination fee if the account is closed within 6 months of opening.

Our Verdict

Definitely worth doing, easy to keep fee free and a nice amount of credit card funding as well. I’ll be adding this to to the best bank account bonuses.

Big thanks to reader, FindingMyPossible who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:



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Jason
Jason

I opened an account 3 weeks ago. Soft pull.

Mr. Urty
Mr. Urty

Funded Basic Checking online. Able to fund up to $1000 with a credit card (didn’t pay close attention but I think Visa + Mastercard + one other only, no Amex). Put $1000 on IHG Premier, showing as a pending purchase.

The app has language about pulling from Equifax, but I just refreshed CreditKarma and do not see a hard pull.

Got an account number at the end of the application process as well.

Thanks a bunch for this!

Matt
Matt

Getting a “There is a problem with the accuracy of the information you provided” after submitting the identity question answers… 🙁

Am at lol/24 chex

Joey
Joey

i got the same message as well and i know i answered my identification question correctly. I wouldn’t call myself lol/24 chex but it’s definitely high… so maybe chex sensitive?

Jan
Jan

Thanks! Successfully opened today and funded with CSP (CA limit set to $0).

Tried to enroll in online banking but got the pending review message. Is anyone else having the same issue?

Peek
Peek

Yeah I saw the same thing. I’m assuming it just takes a couple days for the account to be fully active. Hoping that’s the case anyway.

Jan
Jan

Update: received an email earlier today that they have approved my online banking application.

newbie
newbie

Did u apply from out of state?

JuicyJosh
JuicyJosh

Applied from out of state. There is intial zip code check. Used branch zip and proceeded to app. Completed app and funded 1k on Citi DC. (Visa, MC, Discover) Passed ID check. Stated signature required to be mailed in. My direct deposit form did not have account number listed nor did i see it anywhere. Attempted online enrollment and received message app still under review. My guess is a person will make the final call tomorrow. Will follow up on results.

JuicyJosh
JuicyJosh

Still cant log into account and getting “we are setting up your online account” message. CC funding did post to Citi DC dated 7/15. Called bank during operating hours and you actually get a person at a branch. Asked for CSR and was transferred to a banker i would presume. Lady said she can assist with in branch openings but marketing department is handling online openings. Not really worried about this yet but by far slowest opening ever. Funding and a $200 bonus makes it acceptable in my book.

JuicyJosh
JuicyJosh

Received certified apology letter in the mail from Clinton today. They issued a bank check to refund my CC funding from account opening. Looks like no bonus on this one ill chalk it up to 1k MS.

LovetoTravel15
LovetoTravel15

Just applied and got approved. Funded with Discover for $1000. Not seeing any pull in Credit Karma yet.

LovetoTravel15
LovetoTravel15

I got the bonus last week.

kalium
kalium

It looks to me that “TOTAL ACCESS CHECKING” is the easiest one to avoid fee, since it is completely free no matter what.

andrewchickentendi
andrewchickentendi

Yeah, what gives Doc? I had already app’d and been approved for the non-fee-free BASIC checking based on the above post. May want to edit this?

andrewchickentendi
andrewchickentendi

Also, the Basic checking has a $5.95 monthly fee for billpay. Repeat, billpay is NOT free. Do your research! Do not trust in post blindly.

Peek
Peek

The Total Access Checking I opened didn’t have a fee for the billpay but there was a $5 dollar fee to transfer to an external account or you can do express for $10 dollars. Highest transfer fee I’ve seen. Even BOA was “only” $3. Looks like I’ll be getting the money out of this account exclusively through billpay.

Michael
Michael

Just be aware of this –

“if you do not meet the requirements for three consecutive statement cycles, the bank reserves the right to convert your account to a Basic Checking account, subject to that account’s associated restrictions and fees (see account details and Fee Schedule). “

Joey
Joey

Definitely Chex sensitive as per their denial letter in the mail.

GH
GH

It seems that the offer has expired. I didn’t see any promotion information on their website and got confirmed by sending them an inquiry email. William Charles

Jay
Jay

anyone find anything other than employer DD that has worked to get the bonus?

Wilson
Wilson

Received bonus for account opened on 7/31, though strangely it appears as a withdrawal, but it seems to have been a positive addition to the available balance… I did 4 transfers from various accounts so not much of a data-point for what counts as DD

CW
CW

What amount? I’ve been doing legit $50 DD biweekly from payroll. Two deposits in and no bonus yet.

Wilson
Wilson

$5. First was on 7th of the month

S
S

Pretty definitive DP that either ally or capital one 360 savings worked to trigger bonus. Opened 6.25, recurring push pulls of small amounts from Cap One 360 and ally over the course of the following few months resulted in bonus 9.10.

Kevin Nguyen
Kevin Nguyen

7/24/18 Account opened with $1000 CC funding and bi-weekly employer DD $20
8/29/18 $200 bonus posted

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