40
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
gordda40
gordda40

Question-if you use one of the referlive links, you can come back and apply for the account through the link and get the $50 referral and the bonus (we think). Once P1 signs up in this method, what would be the procedure for P2 as far as referral and applying for the account to get the bonus? Is the $50 referral mentioned in the offer banner the same method or different than referlive? Basically wondering if you refer P2 through their system, would they still be eligible for both offers, referral and bonus?

Linamax
Linamax

Two parts of the bonus paid out on 10/5/21. Five days after my 10th Amazon reload, I got the $50 bonus. Same day that my second $50 push from Alliant CU posted, I got the $100 bonus.

Jeff
Jeff

What $$ amount did you do for Amazon reloads? Also did you maintain $2500 for 60 days?

Linamax
Linamax

.50 reloads. I’ve maintained 2.5k, but my 60 days isn’t up until mid November.

Ugh
Ugh

Opened account (OH) and funded 1K with CFU. Opted No for overdraft and out of the $2 “Club Checking Benefits”.

Seems to be easy if it all works out, below is my ReferLive link if you want to sign up with it prior to signing up on the direct offer promo (you enter your details in ReferLive, they send you confirmation email, then you proceed as normal in opening via the offer page). With the ReferLive, we would each get an additional $50 prepaid Mastercard after opening.

https://bit.ly/3CStJlm

Ugh
Ugh

Update: they may have closed the account on me?

Opened account, transaction hit on credit card for funding,, signed up for estatements, and then got an email saying “my profile changed” and they delinked my attempt to setup external account transfer. Tried to login and get an invalid id message.

Linamax
Linamax

It may be a one off. I got an error message one time when trying to login from my mobile about three days after account opening. I tried on my desktop immediately after and it worked. The next day, I tried on my mobile again and it has worked fine ever since.

Ugh
Ugh

I still couldn’t access my account, called online team to see if my account was just locked for some reason. They said there was a note on my account from some other department (they wouldn’t say which one). They called said department, and came back and said that “due to a business decision” they have closed my account. Said they would mail cashier’s check for funds, but couldn’t provide a timeline of when they would mail the check.

Ugh
Ugh

Not sure if it was location-related (no branches near me), whether it was Chex, or something else altogether.

Chex is

18/12
28/24
28/36

ES
ES

Does Amex or PPK work for credit card funding?

linamax
linamax

Looks like this offer may apply to OH too. At the 5% progress point of the application it lists what you need to continue and states you need to “be a resident of Michigan or Ohio.”

Initially my app went pending. Then I was approved the next day. Not sure about my Chex. I open on average about an account a month.

This my referral https://bit.ly/3EesnTr

Ugh
Ugh

I was able to open account for Ohio.

Ugh
Ugh

Update: they may have closed the account on me?

Opened account, transaction hit on credit card for funding,, signed up for estatements, and then got an email saying “my profile changed” and they delinked my attempt to setup external account transfer. Tried to login and get an invalid id message.

AllenW
AllenW

DP: P2 Approved Instantly (P1 Wasn’t due to Chex and I will pull P2’s Check numbers)

9-13 – Clicked the Get Started Online Link as it states that would attached the Promo

1K Funding thru Alliant CC. Once approved I had to change the Online password which was weird. But I immediately signed up for estatements to avoid the $2 monthly fee.

Declined the Club Checking Benefits for $2 monthly, and opted out of Overdraft.

This promotion probably will stack with the ReferLive Bonus of $50 for both parties. I had success with Wings Financial and First Merchants multiple times.

https://bit.ly/2XhARrN

You just follow the link and fill out the form. Then you can go back the Offer Link above and apply. Remember you have to follow the Offer links apply now.

All in all, this will turn out to be a good Bonus if approved, Using the $50 Referral, $250 Bonus and then CC spend is $325.

Ugh
Ugh

Used your P2’s referlive link, then followed the direct link above to sign up. Fingers crossed we get both!

AllenW
AllenW

Thanks, I really like these refer lives. Somewhat hidden money and I never understood why people pass on it. Thanks again I hope you’re approved.

AllenW
AllenW

Received the $50 for direct deposit. Nothing yet for debit card and 2500 bal as it haven’t been 60 days.

10-5 – $50 Descriptive Deposit Cash Acquisition 2021

Ugh is your account still open and in good standings.

Ugh
Ugh

Unfortunately it’s not open, it was closed due to unspecified “business reasons”

AllenW
AllenW

10-19 – $100 for the deposit posted.

30ish days till the $100 for 2.5k balance.

gordda40
gordda40

AllenW If we use your ReferLive for P1, will we will be able to generate another one to use for P2? Does this referral system differ from the one offering $50 for each friend or family member mentioned in the Offer Link above? Just trying to figure out the best way to go to maximize bonus for the two player scenario.

AllenW
AllenW

It’s untested for this bank. But it should work the way your thinking. I referred P2 for a different bank with refer live and both got the referral. Did you use my refer live or someone else’s, for your P1

gordda40
gordda40

AllenW Have not signed up yet. Just investigating. At the point we would sign up we would use yours unless there is a limit that you know of. How long do you think before you would get the refer live bonus so it would be certain?

AllenW
AllenW

Approximately 30 – 60 days. Maybe closer to 39 days. I might be getting close but I’m not sure how long this current bonus has. Refer live stacked for me for 2 different banks. So for it to not stack with this. Would surprise me.

MCT
MCT

I was surprised to get instantly approved. My chex is 12/22 in the last 12/24 months.

Ryan Michael Bednarski

Per the fee schedule – Accounts closed with 60 calendar days of opening are subject to a $10 fee

https://www.independentbank.com/hubfs/Website_Files/PDF/RetailFeeSchedule_1.30.20.pdf

AllenW
AllenW

They are Chex Sensitive, Applied online and denied referring to Chex. You can fund 1K total on the application.

linamax
linamax

Is it a soft pull?

AllenW
AllenW

Yep, I didn’t have a hard inquiry.

RJ

Data points
Account opened 9/11
Hard pull: No
Credit card funding: Yes, I was able to do $1k to the only account I opened via Freedom Unlimited
Referrals: Under the referral section I see two offers, one for personal checking and one for business:

Personal: https://bit.ly/3tAymwN
“$50 For You, $50 For Them – Independent Bank Personal Checking Account
Get a $50 Mastercard® Reward Card when your friend registers, opens a new Independent Bank personal checking account and completes the following within 60 calendar days of account opening:
Completes ten (10) debit card transactions (ATM transactions excluded), OR
Completes a minimum of $100 in direct deposits ”

Business: https://bit.ly/3k0I3Bx
$50 For You, $150 For Them – Independent Bank Business Checking Account
Get a $50 Mastercard Reward Card when your friend registers, opens a new Independent Bank business checking account and completes the following within 60 calendar days of account opening:
Completes fifteen (15) debit card transactions (excluding ATM transactions), OR
Has $1,000 in cumulative deposits

Not nearly as awesome as the public offer in this post. Adding links and the business offer incase anyone is interested.

AllenW
AllenW

RJ what are your Chex numbers?

RJ

Not sure, tho I’ve been denied by multiple banks for Chex and Monifi denied me on the spot earlier this week. I was surprised to get in honestly.

AllenW
AllenW

Are close to a branch?

RJ

Maybe 30min from a branch in Livonia, MI. Funny, never heard of this place until now.

AllenW
AllenW

Me neither, i was surprised when i stumbled upon it. I am going to try P2 and see what happens, I’m much closer to the branch than you so It has to be my 33 in 12m Chex, hopefully P2’s is better, doubt it.

Raj
Raj

Thanks, used your referral RJ
Any idea, how long do we have to make the 2.5k deposit? Already funded 1k with my CC.