Posted by William Charles on June 10, 2018
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Published on June 10th, 2018 | by William Charles

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[Expired] [MN & WI] Spire Credit Union $100 Checking Promotion

Deal has expired, view more bank bonuses by clicking here

Deal is back, hat tip to reader EW

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: MN & WI only, maybe be able to join if a family member is already a member
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: 5 check card transactions
  • Hard/soft pull: Hard pull (Equifax)
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Account must remain open for six months
  • Expiration date: December 31st, 2016 June 30th, 2017 September 30th, 2017 December 31st, 2017 June 30th, 2018 September 30th, 2018 December 31st, 2018 March 31st, 2019

The Offer

Direct link to offer

  • Open a new Spire checkng account and receive a bonus of $100 when you do the following:
    • set up an Automatic Payment or Direct Deposit and make a total of 6 SPIRE debit card transactions within 60 days

spire-checking

The Fine Print

  • Offer valid to persons with no prior checking relationship with SPIRE in the last 12 months.
  • $100 minimum balance required to open checking account.
  • To qualify for $100 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 5 SPIRE debit card transactions within 60 days.
  • Account must remain open for six months.
  • $100 will be deposited to the checking account upon account opening.
  • If all requirements of offer are not met, SPIRE reserves the right to reclaim the $100.
  • Account holder responsible for any applicable taxes.
  • Limited time offer valid 10.01.16 – 12.31.16. Subject to termination at any time.

Avoiding Fees

This is a free checking account, you do need to keep the account open for six months to avoid any fees.

Our Verdict

The fact that it’s a hard pull to open the account kills the deal, you’d be better off signing up for a credit card with a high cash sign up bonus instead. You can view a list of the checking sign up bonuses we do recommend (and without hard pulls) by going here.

Useful posts regarding bank bonuses:



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Michael
Michael

A tad better than the St. Paul Saints checking package, where you GET t2x tickets to a St. Paul Saints as the bonus. Yippee!

https://myspire.com/personal/checking/saints-checking-account-a-visa-check-card

Stevil
Stevil

Offer renewed, 7/1/17 to 9/30/17, if someone’s interested. They’ve run pretty solid auto loan rate specials on occasion, so the HP might not be an absolute waste.

Eric
Eric

Offer extended to 12/31/17. They increased the debit card transactions requirement from 5 to 6.

EW
EW

Offer has been extended through 6/30/18.

MickeyMouse
MickeyMouse

“The fact that it’s a hard pull to open the account kills the deal, you’d be better off signing up for a credit card with a high cash sign up bonus instead.”

The downside to what you’re saying is it takes a toll on your 5/24 status while the checking does not. I agree it’s a lower checking bonus than others, but would definitely rather HP for a checking than a new CC at this point because I’m close to getting out of 5/24 hell, just in time for the new SouthWest “Premium Card”.

MikeTheCreator
MikeTheCreator

Did this bonus today and came home with a 150$ cash, i did the auto loan bonus refinance offer which they gave 50$ for because they couldn’t beat my current APR.

Matt K

MikeTheCreator still a hard pull?

MikeTheCreator
MikeTheCreator

yes , but i don’t think they use chex at all

Sam
Sam

Still on…

“Offer valid to persons with no prior checking relationship with SPIRE in the last 12 months. $100 minimum deposit required to open Free checking account. $50 minimum deposit required to open a Saints or Teen checking account. To qualify for $100 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 6 SPIRE debit card transactions within 60 days. Account must remain open for six months. $100 will be deposited to the checking account upon account opening. If all requirements of offer are not met, SPIRE reserves the right to reclaim the $100. Account holder responsible for any applicable taxes. Limited time offer valid 7.1.18 – 9.30.18. Subject to termination at any time. Other conditions and restrictions may apply.”

William Charles

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