[KS, MO, NE, IA] Union Bank & Trust $100 Checking & $100 Savings Bonus

Update 3/1/25: There is now a $100 checking & $100 savings bonus. Hat tip to reader Avi

Update 7/6/24: Deal is back and valid until 11/22/2024. Hat tip to Smurfit

Update 7/8/23: Deal is back and this time it’s a $100 savings bonus. Back until  09/29/2023

Offer at a glance

• Maximum bonus amount: $250
• Availability:KS, MO, NE, IA
• Direct deposit required: Yes, $2,500+
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: None Up to $500 across checking & savings 
• Monthly fees: None
• Early account termination fee: $25, 180 days
• Household limit: None listed
• Expiration date: September 30th, 2020 December 31, 2020

The Offer

Direct link to offer

• Union Bank & Trust is offering a bonus of up to $200. Earn a bonus of $100 when you open a new Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage and make $2,500 in direct deposits within 60 days and enroll in online statements. Earn a $100 bonus when you open a new Union Savings account and maintain a $2,500 balance for 90 calendar days from account opening

The Fine Print

• Checking offer not valid for primary accountholder on existing UBT personal checking account(s).
• Savings offer not valid for primary accountholder on existing Union Savings or MyStyle Savings account(s).
• Offer not valid if existing checking or savings accounts closed 120 days prior to 06/01/2020.
• Receive $50 when you open a Simply Free Checking account and have $500 in electronic direct deposits posted within 90 calendar days of account opening.
• Receive $150 when you open an interest-earning checking account (Bonus, Journey, Premier, or Premium Interest Advantage) and have $2,500 in electronic direct deposits posted within 90 calendar days of account opening.
• Receive $50 when you open a Union Savings account and maintain a $2,500 balance for 90 calendar days from account opening.
• Bonus is credited to your active account within 100 days of account opening if you meet requirements.
• $50 opening deposit required on Checking accounts (Bonus Checking requires $1,000 opening deposit).
• Union Savings requires $2,500 opening deposit in new money.
• Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers.
• Journey Checking accounts are designed for people age 50 and over.
• Premier Checking limited to Private Banking clients.
• Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska.
• Promotions available 06/01/2020 to 09/30/2020.

Avoiding Fees

Monthly Fees

Bonus checking and savings account has no monthly fees to worry about.

Early Account Termination Fee

According to the fee schedule you’ll be charged an early account termination fee of $25 if the account is closed within 180 days of opening.

Our Verdict

Checking bonus isn’t new, but the $50 savings bonus is. Relatively easy to meet the requirements for this bonus so it’s worth doing. Will add this to our best account bank bonuses.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

Post history:

• Update 8/26/22: Deal is back and valid until 9/30/22. Now available in KS, MO, NE, IA
• Update 10/11/20: Extended until December 31, 2020.