[Northeastern PA only] Fidelity Bank $400 Checking Bonus

Update 10/29/25: Now $400

Update 1/27/25: Deal is now $550.

Update 8/25/25: Deal is back active at $525. Hat tip to reader Gorb

Update 1/15/22: Deal is back, now $525.

Update 9/19/20: Deal is back, no end date listed. There is now a savings requirement as well. Hat tip to Gadget.

Update 4/20/20: Bonus increased to $500. Direct deposit required increased from $2,500 to $3,000 per month. eSatement and debit card transactions also added. Hat tip to reader Yo

Offer at a glance

Maximum bonus amount: $500
Availability: Northeastern PA only
Direct deposit required: Yes or recurring credit of $2,500 per month for three consecutive months
Additional requirements: See below
Hard/soft pull: Soft
ChexSystems: Yes
Credit card funding: Up to $500, all credit card payment networks are accepted (e.g Visa, Mastercard, American Express & Discover)
Monthly fees: $2-$7, waivable
Early account termination fee: 180 days, unknown
Household limit: None
Expiration date: None listed

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Reliance Checking $7 Monthly Fee
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer

Fidelity Bank is offering a bonus of $200 when you open a new checking account and complete the following requirements within 150 days of account opening:
- Set up your account with direct deposits or recurring credits of $2,500 per month for three consecutive months
- client is enrolled in EZ Statements and
- 15 point-of-sale debit card transactions per month are completed
Use your Fidelity Visa® Debit Card at qualifying merchants an additional 60 times over a 3 consecutive month period and earn $100
Open a new Fidelity Bank savings account at the same time with a minimum of $15,000 and earn an additional $200.
Open your new Fidelity Bank checking account online and earn $25

The Fine Print

Offer valid for new personal checking account customers only.
A $500.00 deposit will be made into your Fidelity Bank checking account when direct deposits or recurring credits of $3,000.00 per month are received for a minimum of three (3) consecutive months.
Requirement must be satisfied within one hundred and fifty (150) calendar days of account opening.
Deposit will be made on the first (1st) business day after one hundred and fifty (150) calendar days from account opening.
Minimum deposit to open a checking account may range between $25.00 and $1,000.00, minimum balance requirements and monthly service charges depend on which checking account is chosen.
Please consult your Fidelity Banker for specific product information. Minimum balance requirements and fees may reduce earnings.
The annual percentage yield (APY) for Performance Checking or Platinum Checking accounts is 0.05% if balance requirement of $2,500.00 is met. APY is current as of May 20, 2019 and may be rescinded or changed at any time.
Rates are variable and may change at any time.
Bonus will be reported on IRS Form 1099-Misc.
Cannot be combined with any other offer.
Customers may only receive one new checking account and savings account opening-related bonus per calendar year.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Reliance Checking $7 Monthly Fee

This account is the easiest to keep fee free, the $7 monthly charged is waived if you do any of the following:

$1500 average daily balance OR
$400 aggregated monthly direct deposit
or ten (10) signature based Fidelity Visa® Check Card transactions

Early Account Termination Fee

There is a fee if closed within 180 days, but I’m unsure what this fee is.

Our Verdict

Previous best bonus was $200, that required a savings account but lower direct deposit/recurring credit. This new bonus is significantly better because the bonus is $400 and the direct deposit/recurring credit isn’t that difficult to meet. Because of that we will be adding this to our list of the best bank bonuses.

Hat tip to reader Jeff L

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