[Expired]Numerica Credit Union $200 Checking Bonus [WA, Kennewick In Branch Only]

This bonus has expired and is no longer valid. You can view the best checking bonuses by clicking here.

Offer at a glance

• Maximum bonus amount: $200
• Availability: Bonus only available at Gage branch (8551 W Gage Blvd Suite E Kennewick) WA
• Direct deposit required: Yes, also says ACH will work. $100 minimum
• Additional requirements: 12 debit card transactions
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: None
• Household limit: None listed
• Expiration date: October 15th, 2017

The Offer

Direct link to offer

• Numerica Credit Union is offering a checking bonus at their new Gage Branch , bonuses are as follows:
  • Get $100 when you open a new Numerica Checking Account and receive a minimum direct deposit or ACH deposit of $100
  • Get an additional $100 when you do the above and also compete 12 or more debit or credit transactions

The Fine Print

• Open a Numerica checking account with at least $100 balance for 60 days, a minimum direct deposit or ACH deposit of $100, and get $100 deposited into your Numerica checking account. $25 minimum deposit required to open all new checking accounts. Valid only on new checking accounts.
• hen you meet the above qualifiers and 12 or more debit or credit transactions
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

They offer a free checking account with no monthly fees to worry about. There is also a $20 membership fee to join as well. I wasn’t able to find any early closure fee in the fee schedule.

Our Verdict

I think this would be worth doing if it’s a soft pull (and you should be able to ask and find this out before opening) and if you live near a branch. A direct deposit is required but it looks like any ACH credit will work according to the fine print and doing 12 debit card transactions is easy (some ideas here). We will add this to our best bonus list if we find out it’s a soft pull. As always share your experiences in the comments below. They have also offered the same bonus in the past.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times