Posted by Chuck on December 15, 2019
Manufactured Spending

Published on December 15th, 2019 | by Chuck

41

[Expired]Office Depot/Max: Buy $300 in Visa Giftcards & Save $15 Instantly

Deal has expired, view more Office Depot deals by clicking here.

The Offer

No direct link, check your local store

  • Office Depot/Max are offering a $15 instant discount when you buy $300 in Visa gift cards this week.

The Fine Print

  • Valid 12/15/19 – 12/21/19
  • Limit 1 per household/business
  • Discount applied at register
  • Purchase fees may apply
  • Valid in store on Visa gift cards only

Our Verdict

This one is not showing up in the circular, but it’s appearing in stores, according to Frequentmiler. As always, it’ll be store dependent how many times they let you come back during the week.

The $15 discount more-than-covers the purchase fees. Lots of people like racking up their INK points or another card that offers a bonus at office supply stores. There’s also a fee-free deal at Staples this week as well. 

Hat tip again to Frequentmiler



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Pointz
Pointz

Please change MC to Visa in Fine Print section

Mat
Mat

Can someone kindly answer a question I have been wondering? When you get lets say $3,000 worth of GCs in order to meet a minimum spend, what are some methods of liquidating?

Wayne
Wayne

You could use the money to pay bills or pay ahead. There’s always Ebay, Square, or apps for selling the gift cards. Some places will let you buy a money order, then you could deposit the money into an account. This site and others has a lot of information. It’s best to research what’s best for you.

CardShark
CardShark

Depending on the card you’re trying to meet minimum spend (e.g. Amex) buying these GCs may not count towards your MSR for the SUB.
As for liquidating, they have the Visa logo, but more importantly, are considered “debit”. I used to pay my property taxes with these because they were “debit” cards; I’m sure if you study a bit, you’ll find lots of uses for debit cards that the average person doesn’t think about.

D.T
D.T

True this. However lots of merchants start treating these cards as “credit” due to swipe fee. I found out hard way 🙁 can no longer pay KOHLS Charge bill in store with these card starting December.

ReconScott
ReconScott

You can use them to buy money orders are wmt or your local groc store for a small fee (usually <$1). I have never purchased a $1k MO using 5 $200 VGCs, but my friend has — YMMV. I still have some BB and serve cards, so I'm able to use the $200 VGCs to load to them at wmt for 0 fee.

veeRob

Most WM has 4 swipe max, so most likely you’ll be doing $799.xx.

Lily
Lily

I rarely buy mo from Walmart. Maybe once every 3 months. Last Friday when i tried to buy a $999.12 mo, the desk person asked for my ID. I was very surprised as i thought the ID requirement was for purchasing multiple money orders. So i asked her if it was a new change to the policy and she said, “how should i know? i just came back from a long vacation. I just do what the machine tells me to. ” i ended up not buying because i hate to use ID for just one money order. Does anyone else has the same experience?

Jenny
Jenny

That ‘machine is telling me’ thingy used to be an excuse. Not sure if it still is

veeRob

You have to show ID now for transactions over $1k.

Lily
Lily

But i was trying to buy $999.12. Doesn’t make sense. And from her reaction and demeanor, didn’t look like lying. Any ways, thank goodness there’s krogers near by.

veeRob

$999.12 + $0.88 fee = $1000.

It’s really not that big of a deal to me. If it is to you, try $999.11.

Lily
Lily

$1000 is not over $1k. Lol. Seriously, i was never asked for ID when i bought $999.12 ($1k with fee) before. The one time i was asked for ID was when i bought 4×$999.12. And it took forever for them to key in the info; also they asked for my social security number and my occupation. I don’t mind going through all this hassle for 4 MOs, but not for just one.

veeRob

I don’t work for Walmart. I don’t set the rules. Just trying to help you understand. If you don’t like showing your ID for a money order, then I guess you’re done buying MO’s at WM because the screen can randomly ask for it for any amount now.

Lily
Lily

Your last sentence has solved the puzzle! Thanks for your information. You obviously are very knowledgable about the Walmart’s system. I’m grateful for your help.

James Bond

Yes. Some WM CSRs recently started to ask for my ID for MOs under the $1k threshold. I am currently blocked from purchasing MOs over $1k at WM. So select CSRs block me from purchasing MOs.

Roobear
Roobear

Is there a limit on how many MO you can do per day or per week at Walmart? I am new to the MO game, and I am trying to max out points on daycare and the mortgage.

veeRob
scott
scott

I have a Bluebird and Serve card that I can use at Walmart. I just put load the GC’s onto those and then transfer the funds to my bank.

Lily
Lily

I never had bluebird. Maybe i should open one.

Curmudgeon
Curmudgeon

Nope. You should open five. 😀

Josh Brock

How the hell do you sort this out

veeRob

Can you be a little bit clearer on what your question is?

az
az

Will buy one 200 dining everywhere and one 100 fuel everywhere using INK cash, cost 300+4.95+3.95-15=292.9, about 9.7% off (UR=1.5 cent). Will use dining everywhere in Costco and Fuel everywhere in Safeway to buy Amazon GC (additional $3 off in fuel point).

Champ
Champ

az, just need clarification on what you wrote. Can you confirm that you’re able to use Dining Everywhere at the Costco warehouse?

Superman
Celia
Celia

Thanks for that. I was heading to Costco tomorrow anyway to pick up some gift cards for gifts. Will stop by OD on the way.

az
az

Sure, Both dining everywhere and home everywhere. Dining everywhere also supports local grocery store.

veeRob

az I recommend you max the promotion out by buying 2×200 DE depending on your spend.

AB
AB

Not arguing with your strategy. To each his own.

But if you have a Discover card, you’ll be able to go on Costco.com in a few weeks to get Costco cash cards at a 5% discount. So you may want to consider another alternative.

Just a regular $200 VGC, for example, would be purchased at net $199.45. That’s 997.25URs which at your valuation would be a 7.75% discount on everything everywhere if you plan to liquidate with purchases.

Lily
Lily

Oh Doc, some happy cards ( happy her, happy teen, happy eat,? Can’t remember the last one) are also on sale this week – $15 off on $150 or more.

Kyle
Kyle

Dang my local store is cracking down a bit. Well at least one of the managers is. Last time I was told I could only purchase them once. ) :

Bill
Bill

eh, once per day, per store… I have like 6 stores that I can easily route to.

Kyle
Kyle

Man there are only 2 stores within reasonable driving distance for me. The one that is cracking down is literally 5 minutes from my house. The “grumpy” manager was there the other day and just looked at me without saying a word.

James Bond

+1. This play is becoming more difficult every year.

jay
jay

I was not able to buy money order at my local Walmart stores. Lately I have been buying money order from Stop and Shop. 500 is the max amount. Could anyone know how many swipe I can do for one transaction? So far I did 3, is 4 the limit? I have a lot of $100 gift cards left,Thanks

kenpet
kenpet

Here is my 2c advise. Just use one card per transaction of money order. If you use more than one, it is easier to get caught and that will shut off future purchases. I am telling u from my experience.

raekwon
raekwon

I literally said to the cashiers at my closest OM on Saturday (when the similar MC promotion ended) “okay, guess you guys are done seeing me for a bit.”

GUESS NOT.

Captainsave
Captainsave

These back to back deals are killing my friendly OD.

AKJohnny
AKJohnny

has anyone been able to get these vgc to work on Plastiq? I have $1k left on my student loans and trying to pay off using plastiq… it got declined even though I registered online and triple checked that all the numbers were correct… I don’t want to buy more if I can’t liquidate them easily… (I hate buying money orders for $199.31)

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