Posted by William Charles on June 13, 2017
Bank Account Bonuses

Published on June 13th, 2017 | by William Charles

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[OK, CO, TX, NM] BOKF $150 Checking Bonus – Direct Deposit Optional

There are actually four banks offering this bonus, all of them are divisions of BOKF. The offers are:

  • Bank of Albuquerque
  • Bank of Oklahoma
  • Bank of Texas
  • Colorado State Bank and Trust

Only Bank of Texas has the coupon code on their site. But this can be used at all of the above banks branches.

Offer at a glance

The Offer

Direct link to offer

  • Open a new checking account and receive a bonus of $150 when you complete the following requirements:
    • Print the coupon or show it on your mobile device
    • Complete one of the following within 60 days of opening:
      • Active a direct deposit of at least $250
      • Make 10 debit card purchases ($10 minimum per purchase)

The Fine Print

  • $150 offer is valid for personal checking accounts opened at a banking center on 5/1/17 through 12/30/17. Offer is not available for account opened online, on account conversions, is not applicable to Student or Employee Checking accounts, and is limited to households that do not currently maintain a personal checking account.
  • Accounts are subject to our standard eligibility and documentation requirements.
  • $50 minimum opening deposit balance required.
  • Bonus will not be considered part of the minimum opening deposit. Bonus cash is considered interest and is reportable on IRS Form 1099-INT.
  • Limit one (1) per household.
  • The $150 will be deposited ten (10) days after the conditions noted below have been met, if the account is open, active and in good standing.
  • Requirements: Checking account must remain open for a minimum of six (6) months or the $150 will be debited from account during closing transaction. One of the following must be completed within sixty (60) days of account opening date: a. Set up a $250 recurring direct deposit such as Social Security, Pension or Payroll. Each recurring direct deposit must be a minimum of $250. b. Complete 10 eligible Debit Card transactions of at least $10.00 per transaction. ATM transactions are not eligible.
  • We reserve the right to disqualify Debit Card transactions in circumstances where we reasonably believe they were not made in good faith.Banker Instructions: To process offer, select Notice Code “Online Checking Bonus” Notice Code in TPSS. Once qualifying conditions have been met, bonus will automatically be credited to the new checking account within ten (10) business days. Does not apply to Student or Employee Checking accounts.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Access checking seems to be the easiest account to waive the monthly fee on. It has a $5.95 monthly fee and this is waived with eStatements and by using self service channels. I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee charged or not.

Our Verdict

Good bonus if you live in the area as it looks to be a soft pull and direct deposit isn’t a requirement. Also isn’t difficult to keep the account fee free. I will be adding this to our best checking promotions page, click here to view that.

Useful posts regarding bank bonuses:



12 Responses to [OK, CO, TX, NM] BOKF $150 Checking Bonus – Direct Deposit Optional

  1. Minh says:

    I opened this account last month with Bank of Texas and an ACH push from CapOne360 triggered the bonus. $150 was deposited into my account in less than a week.

  2. Keron Cyst says:

    “or,” not “of” (typo in the “Additional Requirements” line).

  3. Reg says:

    William, opened his account and it was not a hard pull.

  4. Brian says:

    Are we sure bank of Oklahoma qualifies? The link is for bank of texas

  5. Ken says:

    Can we do this for each bank? I’m in CO now but moving to TX next month. Sure is a pain to open in branch though since I work from home and rarely leave the house.

  6. Rick says:

    Anyone had any luck with this bonus in Colorado via DD? I tried a $257 DD from Cap One 360 checking (which apparently worked for TX above). Posted on 6/22, still no bonus.

    Side note: they apparently forgot to order my debit card. Ordered a month ago, never received, finally called in, and they said order hadn’t been placed even though I requested one when opening in-branch and selected a PIN.

    I’ll update if bonus posts.

  7. Deborah says:

    Has anyone opened this with currently open checking accounts at other financial institutions? In the fine print it would seem to require that the BOKF checking account offering the bonus is the only open account per household.

    Any info regarding this would be greatly appreciated.

    • DJ Johnson says:

      Limit one per household means only one new account bonus offer with them is available for your entire household. Meaning, for example, your spouse can’t go in and do another offer cause you’re in the same household.

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