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jackgopack4
jackgopack4 (@guest_572779)
March 21, 2018 21:46

Just pulled up the schedule of fees – $10 for accounts closed within 1 year of opening. Seems pretty minimal.

Jay
Jay (@guest_552152)
January 18, 2018 18:11

DD and bonus timing DP (Bank of Texas):

$150 bonus posted exactly one week after a $300 ACH push from my Schwab brokerage account posted.

Edit: I opened this account via mentioning this offer over the phone.

dv
dv (@guest_539120)
December 20, 2017 13:50

Opened over the phone in Colorado. CSR rep was super nice, made me read the coupon to her so she knew how to enter the promotion. She wouldn’t let me fund over the phone no matter how much I pleaded. She said if I didn’t have $50 in the account within 48 hours, the account would be closed. I ACH’d $50 from Ally which arrived the next day.

She also helped me set up online banking and said she turned off paper statements, but when I logged in later, paper statements were still showing. Glad I double-checked.

Will DD $250 from work and see how it goes.

dv
dv (@guest_551920)
January 18, 2018 11:59
  dv

DD on 1/5, $150 bonus applied on 1/17

Steven
Steven (@guest_537769)
December 18, 2017 19:00

Opened over the phone, very easy, very pleasant. $50 CC funding limit. CIP – have my CA limit set, so shouldn’t be an issue there.
CSR also stated the bonus may be retracted if the account is closed within 6 months.
Went with Access checking – as noted, self-serve and no fee with eStatements. Fees incurred if you have to go into the branch.
Thanks, DoC!

dan
dan (@guest_537497)
December 18, 2017 06:31

did 1 ach push of $300 from cap1 a month ago, but still no bonus

dan
dan (@guest_555778)
January 31, 2018 10:44

did an actual DD of $275 in early Jan but still no bonus; sent a sm yday and a $150 bonus is issued today; mine was opened in mid Nov.

PM
PM (@guest_531835)
December 7, 2017 02:13

Does anyone have info about the fine print that says “recurring direct deposit of at least $250”
So it can’t be cancelled after the first dd? It has to be recurring? I’m confused….

Seanmh
Seanmh (@guest_533818)
December 11, 2017 11:48
  PM

I’m wondering about this, as well. As a business owner I’ve setup many direct deposits but I haven’t a clue how they know if it’s recurring or not. Just one direct deposit of $250+ will satisfy this?

stackedude
stackedude (@guest_526935)
November 29, 2017 18:03

opened over phone, took 15 min. first rep said there was problem with system so i couldn’t fund over phone. would have to drive >100 miles to branch to fund and get debit card and sign signature sheet. she did give me my account number though! so.. i called back and had 2nd rep order me a debit card (as this is necessary for online banking) takeaway is: no absolute minimum to open over phone (in Texas).

Adam
Adam (@guest_522158)
November 22, 2017 19:56

thanks to Thom above for the help & DPs. he encouraged me to get this opened up.

my DP is similar:
– 11/22 successfully able to open up BofTX Access Checking acct over the phone
– funded $50 via BofA TR CC, expect it to post by Fri or Mon at the latest per Thom’s DP
– expect to get debit card by Tue next wk so that I can setup my online access & DDs

some CSRs are clueless. first one was too thickheaded to even enter my address in properly. HUCA, 2nd one was alright. but they’re used to basic folks opening up accts w/debit cards etc. lol rep was like $50 is the min & the max for funding over the phone lol which makes no sense… I told him he was wrong 😛 but he didnt budge & didnt try a diff amount. tho he was willing to try a CC (initially he said ACH or debit only)

also thanks Minh & Tom for the additional DPs that made me finally apply!

Lisa
Lisa (@guest_530376)
December 4, 2017 23:21

Did it code as purchase or cash advance? Is 50$ the max you can fund with cc?

Lisa
Lisa (@guest_530377)
December 4, 2017 23:23

Sorry You said they didn’t tell you the max.

Adam
Adam (@guest_537092)
December 17, 2017 07:53

coded as purchase fwiw.

Thom
Thom (@guest_520965)
November 21, 2017 16:35

Additional DP: Yes, BOKF pulls a Chex inquiry. (I got my Chex report).

They don’t seem to be Chex sensitive, though. This was my 8th or 9th new bank account this year.

Lisa
Lisa (@guest_527792)
November 30, 2017 23:50

Does Chexsystem show all the bank accounts you have even banks who don’t pull chexsystem inquiry?

Sean
Sean (@guest_520352)
November 20, 2017 20:27

The fine print say it must be opened in the branch – you are able to open over the phone and still receive the bonus?

dan
dan (@guest_520703)
November 21, 2017 10:24

where does the fine print say must be open in branch? the coupon shows the following instead:

Let’s talk! Call ExpressBank at (800) 346-5312 and reference this offer, or find your nearest banking center to open your new account!

Jack
Jack (@guest_521433)
November 22, 2017 01:30

Yes, I also have same question!

Hope this can be opened over phone, correct?

Let’s talk! Call ExpressBank at (800) 346-5312 and reference this offer, OR find your nearest banking center to open your new account!