Posted by William Charles on November 20, 2017
Bank Account Bonuses

Published on November 20th, 2017 | by William Charles

51

[Expired][OK, CO, TX, NM] BOKF $150 Checking Bonus – Direct Deposit Optional

This offer has expired, click here for the best new checking bonuses.

Reposting because the bonus is working again (disappeared for awhile there).

There are actually four banks offering this bonus, all of them are divisions of BOKF. The offers are:

  • Bank of Albuquerque
  • Bank of Oklahoma
  • Bank of Texas
  • Colorado State Bank and Trust

Only Bank of Texas has the coupon code on their site. But this can be used at all of the above banks branches.

Offer at a glance

Contents

The Offer

Direct link to offer

  • Open a new checking account and receive a bonus of $150 when you complete the following requirements:
    • Print the coupon or show it on your mobile device
    • Complete one of the following within 60 days of opening:
      • Active a direct deposit of at least $250
      • Make 10 debit card purchases ($10 minimum per purchase)

The Fine Print

  • $150 offer is valid for personal checking accounts opened at a banking center on 5/1/17 through 12/30/17. Offer is not available for account opened online, on account conversions, is not applicable to Student or Employee Checking accounts, and is limited to households that do not currently maintain a personal checking account.
  • Accounts are subject to our standard eligibility and documentation requirements.
  • $50 minimum opening deposit balance required.
  • Bonus will not be considered part of the minimum opening deposit. Bonus cash is considered interest and is reportable on IRS Form 1099-INT.
  • Limit one (1) per household.
  • The $150 will be deposited ten (10) days after the conditions noted below have been met, if the account is open, active and in good standing.
  • Requirements: Checking account must remain open for a minimum of six (6) months or the $150 will be debited from account during closing transaction. One of the following must be completed within sixty (60) days of account opening date: a. Set up a $250 recurring direct deposit such as Social Security, Pension or Payroll. Each recurring direct deposit must be a minimum of $250. b. Complete 10 eligible Debit Card transactions of at least $10.00 per transaction. ATM transactions are not eligible.
  • We reserve the right to disqualify Debit Card transactions in circumstances where we reasonably believe they were not made in good faith.Banker Instructions: To process offer, select Notice Code “Online Checking Bonus” Notice Code in TPSS. Once qualifying conditions have been met, bonus will automatically be credited to the new checking account within ten (10) business days. Does not apply to Student or Employee Checking accounts.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Access checking seems to be the easiest account to waive the monthly fee on. It has a $5.95 monthly fee and this is waived with eStatements and by using self service channels. I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee charged or not.

Our Verdict

Good bonus if you live in the area as it looks to be a soft pull and direct deposit isn’t a requirement. Also isn’t difficult to keep the account fee free. I will be adding this to our best checking promotions page, click here to view that.

Useful posts regarding bank bonuses:



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Minh
Minh

I opened this account last month with Bank of Texas and an ACH push from CapOne360 triggered the bonus. $150 was deposited into my account in less than a week.

Adam

what type of Cap1360 acct was it, as in checking/savings/money market? wonder if that even matters, but just curious.

Minh
Minh

It was a 360 checking account. But I just recently did the same offer again transferred money from Chase and got the bonus.

Keron Cyst
Keron Cyst

“or,” not “of” (typo in the “Additional Requirements” line).

Reg
Reg

William, opened his account and it was not a hard pull.

Brian
Brian

Are we sure bank of Oklahoma qualifies? The link is for bank of texas

Ken
Ken

Can we do this for each bank? I’m in CO now but moving to TX next month. Sure is a pain to open in branch though since I work from home and rarely leave the house.

Rick
Rick

Anyone had any luck with this bonus in Colorado via DD? I tried a $257 DD from Cap One 360 checking (which apparently worked for TX above). Posted on 6/22, still no bonus.

Side note: they apparently forgot to order my debit card. Ordered a month ago, never received, finally called in, and they said order hadn’t been placed even though I requested one when opening in-branch and selected a PIN.

I’ll update if bonus posts.

Deborah
Deborah

Has anyone opened this with currently open checking accounts at other financial institutions? In the fine print it would seem to require that the BOKF checking account offering the bonus is the only open account per household.

Any info regarding this would be greatly appreciated.

DJ Johnson
DJ Johnson

Limit one per household means only one new account bonus offer with them is available for your entire household. Meaning, for example, your spouse can’t go in and do another offer cause you’re in the same household.

Deborah
Deborah

Thanks very much for the info.

Steve
Steve

I opened by phone and was allowed to fund $250 on my BofA TR card, which counted as a purchase. Used CapOne360 for the DD requirement and the bonus posted 4 business days later.

Thom
Thom

So this worked with Bank of Albuquerque? I was hoping to see a DP before going to a branch … but I guess I can do this over the phone instead. Did you use the 800 number on the coupon?

Adam

And what number did you call to get this opened up? How long did the process take approximately?

Not that it matters but was this Bank of TX by any chance or one of the other states/affiliations?

Thanks!

Steve tx
Steve tx

Sorry for the late reply. It was with Bank of Texas and I called the number on the advertisement, they called it ExpressBank.

Lisa
Lisa

Is Bank of Texas chexsystem sensitive?

jackgopack4
jackgopack4

Coupon link now redirects to homepage…can’t find any mention of it now!

Thom
Thom

The coupon now has an expiration date of 12/31./17.

My DPs:

10/27 Opened over the phone, specified this is a Bank of Albuquerque account
10/30 Initial deposit of $50 credited
11/03 Payroll DD
11/09 Bonus time

Adam

What did you use for initial $50 funding esp since the app was over the phone?

And what number did you call to get this opened up? How long did the process take approximately?

Thanks!

Thom
Thom

I did a bank transfer from my Cap1 checking. I just gave them routing and account numbers.

I called the number in the Bank of Texas coupon (800-346-5312). And my first question was if they handled Bank of Albuquerque accounts. The CSR said it’s the same phone number for the family of banks.

I was on the phone less than 27 minutes. That was a Friday afternoon and the account was open and funded the following Monday.

This was my ninth personal account opened in the previous six months.

dan
dan

cap1 venture counted as purchase

Tom
Tom

Anybody in CO open this account *BY PHONE* and get the bonus (or were told they will get it after meeting requirements)?

Kinda hate going in to the branch.

Also curious if anyone knows which of the three credit reporting agencies they use for the pull.

Aaron
Aaron

I’m confused about one thing:
“Additional requirements: Direct deposit of 10 debit card transactions of $10+”
I thought direct deposit was optional. Is this a typo?

Thom
Thom

Typo — the online coupon says direct deposit OR 10 debits.

dan
dan

so, either a DD of $250, or 10 DC purchases will receive the bonus, correct?

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