[OK, In Branch Only] MECU (MECUOKC) 55″ TV Checking Bonus

Offer at a glance

• Maximum bonus amount:
• Availability: Must live, work, worship, or attend school in any one of the following counties:
  • Oklahoma County
  • Cleveland County
  • Pottawatomie County
  • Canadian County
  • Lincoln County
  • McClain County
  • Grady County
  • Logan County
• Direct deposit required: Yes, $750
• Additional requirements: None 
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None 
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• MECU (MECUOKC) is offering a free 55″ TV (unknown brand) when you open a new checking account and complete the following requirements: 
  • Receive a qualifying direct deposit totaling $750 or more during a calendar month within 60 days of account opening

The Fine Print

• Credit union membership is voluntary, and individuals are not required to join, maintain membership, or open any account to access general information about products and services.
• A savings account is required to establish and maintain membership, as it represents the member’s ownership share in the credit union.
• Membership is available to eligible individuals who meet the field of membership requirements as defined by the credit union’s charter.
• This promotional offer is optional and available to new members who are 18 years of age or older at the time of account opening.
• Participation in this promotion is not required to become a member, nor is it required to open any additional accounts beyond the basic membership savings account.
• Members may choose whether to participate based on their individual financial needs.
• Eligible new members may receive a television (“TV”) as a promotional bonus by opening a new checking account and completing qualifying direct deposits totaling at least $750 or more during a calendar month and must be received within 60 days of the checking account opening date.
• The TV bonus is subject to availability and fulfillment conditions and may vary in model or retail value as determined by the credit union.
• The reward must be picked up at the location where the account is opened.
• The TV bonus will be issued within 30 days after all requirements have been verified as satisfied, provided the account remains open and in good standing at the time of fulfillment.
• To be considered in good standing, the account must not be closed, restricted, or subject to unresolved delinquency, fraud investigation, or other compliance holds at the time the reward is processed.
• Members are not required to open a checking account, receive direct deposit, or participate in any promotional offer unless they voluntarily choose to do so.
• This incentive is separate from standard account features and is intended solely as an optional promotional reward for eligible new members.
• Qualifying direct deposits are defined as electronic deposits made by an employer, payroll provider, government agency (such as Social Security or benefit payments), pension provider, or other verified third-party source. Transfers between accounts, person-to-person payments (including Zelle, Venmo, Cash App, or similar services), mobile check deposits, ATM deposits, cash deposits, and other non-payroll or non-benefit credits do not qualify. Members who are approved for and open a Rewards Visa credit card may earn 3x points on eligible purchases during the first 90 days from account opening. After this promotional period, standard rewards terms and conditions will apply.
• Credit approval is required, and additional terms, exclusions, and limitations may apply.
• Limit one promotional bonus per person. Membership eligibility requirements always apply.
• This offer is not payment for any required action and is not required to obtain any other product or service.
• The TV bonus may be considered taxable income, and the credit union may report its value to the IRS.
• The recipient is responsible for any applicable taxes.
• Federally insured by the National Credit Union Administration (NCUA). The credit union reserves the right to modify, suspend, or discontinue this promotion at any time, in accordance with applicable law. Additional terms and conditions may apply.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Super checking has no monthly fees to worry about. 

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF. 

Our Verdict

Most people don’t want a random brand TV, would be helpful if they gave more information about it. Looks like you need to go in branch anyway so can check before opening. 

Hat tip to reader Bockrr

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