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Ben
Ben (@guest_1262063)
October 5, 2021 12:05

 William Charles  Chuck Columbia Credit Union is running a $100 promo / bonus until Nov 11: https://www.columbiacu.org/income-checking/

Ben
Ben (@guest_1262112)
October 5, 2021 13:32

I was denied due to Chex a few hours after applying. They still offer / have $500 in credit card funding.

pakacat
pakacat (@guest_1264727)
October 9, 2021 22:07

Came here to say this as well. Pretty complex requirements though. Ben  William Charles. Haven’t applied yet.

Was it a hard pull?

SomeThingsAreBetterInPerson
SomeThingsAreBetterInPerson (@guest_879087)
January 17, 2020 04:01

Has anyone closed their account, and if so, by what method?

Frugal Nellie, aka Lela
Frugal Nellie, aka Lela (@guest_858980)
December 18, 2019 02:19

DP
One of the following triggered the DD: Chase biz, Inspirus, Paypal, Schwab Brokerage, or one labelled P2P.

tikachu
tikachu (@guest_857464)
December 14, 2019 18:51

DP

account opened: 10/15
work DD: 10/31
debit purchases (venmo): 11/6
bonus posted: 12/14

Andi
Andi (@guest_882529)
January 20, 2020 14:04

Do you happen to have any of the fine print for this offer? They denied me the bonus because they said I needed to meet those requirements for **every month** that the account was opened. According to your notes you did just that and got the bonus. And even completed your debit purchases on a different month. (The rep I spoke with was talking about calendar months and not statement months which seemed extra odd to me)…

I remember reading the fine print and adding notes to my spreadsheet and it seemed like a one time 500+ direct deposit, e statements, and 15 debit card transactions, all of which I met by the deadline. Unfortunately, I recycled the documents I had that detailed everything out. Thanks for your help.

CT
CT (@guest_857251)
December 13, 2019 22:00

Well this is a first. Got a notification alert that a deposit for $250 was posted to my account with the description “Interest Adjustment-Deposit”. Figured it was the bonus so I logged into my account to check and found out that instead of adding to my balance it took $250 off and now I have a negative balance since I had less than $100 in that account. I’m sure it was some technical error but I can not reach anybody till Monday morning.

Mike
Mike (@guest_857398)
December 14, 2019 13:30
  CT

Same here. Appears they reversed the withdrawal and posted it correctly now.

Anon
Anon (@guest_858981)
December 18, 2019 02:22

delete

CT
CT (@guest_853761)
December 5, 2019 17:25

I noticed I did qualify for the 2.5% APY for my balance from my November statement which was the requirement. No bonus yet though.

CT
CT (@guest_830911)
October 25, 2019 20:11

Not sure if this is new but there is a $5 lifetime membership fee taken once you fund the account.  William Charles

tikachu
tikachu (@guest_826386)
October 17, 2019 02:52

$500 CIP funded as purchase.

Dan
Dan (@guest_824074)
October 12, 2019 14:43

I went in person to a branch in Portland and they required a hard pull. They said they were mostly interested in making sure I didn’t have any delinquencies. Was approved w three other hard inquiries on my report.

I could see myself keeping this account. ATM reimbursements up to 25$/month, no minimum balance, no maintenance fees.

BlissfulApathy
BlissfulApathy (@guest_829293)
October 23, 2019 07:16

You mind noting which branch? I don’t want to apply at that one in case the HP is branch specific!

Gadget 🕵️
Gadget 🕵️ (@guest_830485)
October 25, 2019 00:22

Maybe it’s banker specific, or day of the week? Maybe they are profiling?

Dan
Dan (@guest_831087)
October 26, 2019 13:11

It was the branch at 950 SE 10th Ave Portland, OR 97214. And my name is “Dan” but I’m actually a younger-ish brown lady, so Gadgets comment below might hold some merit. Might be banker specific or just how they’re feeling that day? *shrug* Good luck!!

reventon04
reventon04 (@guest_820160)
October 7, 2019 20:18

Just received their official email. They are definitely pull ChexSystem and are sensitive. Got declined for this reason.

“There is a security freeze showing on your Check Systems Report and we are unable to proceed until it is removed.

If you wish to move forward with your account application, please remove the security freeze and reply to this email within five business days.

Thank you for choosing Columbia Credit Union. I look forward to hearing from you soon.

Columbia Credit Union”

BlissfulApathy
BlissfulApathy (@guest_821479)
October 10, 2019 01:43

lol you didn’t get declined…your chex is frozen so they can’t check it.