[Expired] [OR, WA only] Columbia Credit Union $100 Checking Bonus - No Direct Deposit

This offer has expired, but there are lots more great checking promos here.

Offer at a glance

Maximum bonus amount: $100
Availability: Must Live or work in Washington State or the Oregon community of Clackamas, Marion, Multnomah or Washington Counties
Direct deposit required: No
Additional requirements: See below
Hard/soft pull: Soft. Now a report of a hard pull. Seems to be soft in branch and hard online.
ChexSystems: Unknown
Credit card funding: Can fund up to $2,500 with a credit card
Monthly fees: None
Early account termination fee: None listed
Expiration date: December 31st, 2016

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
4 Our Verdict

The Offer

Direct link to offer

Columbia Credit Union are offering a $100 bonus when you open a new checking account and complete the followng requirements:
- Add a debit card
- Add online banking
- Enroll in eStatements

The Fine Print

Qualifying E-Services must be enrolled by 12/31/2016 on the Columbia CU member’s personal checking account with an active status.
Member must be 18 or older as of 12/31/2016.
E-Services cannot be associated with fiduciary titled checking such as UTTMA, Trust, Estate, Rep Payee etc.
Business accounts are not eligible.
$100 E-Services Reward: Only available to members who enroll in E-Services on their first Columbia CU checking, E-Services on subsequent or existing checking do not qualify for E-Services Reward.
Checking can’t be overdrawn and loans can’t be delinquent at the time of Reward fulfillment.
Better Move Rewards cannot be combined with other Rewards offers.
Live or work in Washington State or the Oregon community of Clackamas, Marion, Multnomah or Washington Counties? Join us.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Their totally free checking account does not have any monthly fees. I wasn’t able to find an early account termination fee in the fee schedule.

Our Verdict

Good bonus as there is no direct deposit required and no hard pull. There are also no monthly fees to worry about as well so that’s great. Because of all of this we’ve added this to our best checking bonus page.

Useful posts regarding bank bonuses:

33

Leave a Reply

newest oldest most voted

Gmoney

Anybody else get their bonus yet? I see Rowan did. Terms say they have till 1/31/17 to credit the $100 E services bonus but just want to see if anybody else received it yet.

I opened mine on 12/6/16 but no bonus yet.

Forgot to update this…I never received my bonus by 1/31 so I called them on 2/1. They investigated and determined I was eligible, and they credited me the bonus on 2/2.

Rowan

Update: Wife and I simultaneously opened separate accounts in-branch 11/28/16 with $1 plus the $5 membership fee. Neglected to ask about CC funding. The representative helped get us signed into their e-banking system (I don’t recall if she specifically had us activate online bill pay but FWIW no additional steps were necessary to use it when I just logged back into my account for the first time today.) $100 bonus was deposited in both accounts on 12/14/16.

Superchurn

Any DP on CC funding in branch? I’d love to squeeze an extra $2500 onto my Citi DC

wei

Applied online yesterday. It’s definitely a hard pull (equifax). Also received an email today saying they’re mailing me a letter, so I assume at this point it’s a deny. I’ve had quite a few chex pulls this year, so I’m not surprised.

Uh oh. I may have jumped the gun on this one then…My credit karma will update tomorrow so I’ll know if they pulled Equifax. Will update tomorrow…

Yep hardpull via Equifax. Bummer.

Anita

I ALSO just got an email saying the initial deposit limit is $500, asking if I wanted to continue with my application with that limit. I said Yeah you betcha…. I’ll post when I learn if it attempted a cash advance or a went thru as a purchase. (My cash advance limit is set to $200).

Also, the offer says you need to add Bill Pay as well, so you may want to add that to the requirements at the top.

“Add free debit card, online banking, bill pay and e-statement to your new checking by Dec 31. Earn $100. Plus, your E-Services qualify you for loan Rewards below!”

Gmoney… ColumbiaCU kept $5 of my initial deposit calling it a membership fee. Did you get hit with that as well?

Yeah that was the “lifetime” membership fee.

https://www.columbiacu.org/online-account-opening/

“$5 lifetime membership fee – payable by depositing money from another financial institution (routing and account number needed) or by using a debit or credit card.”

Just opened this. I put in $2500 for cc funding yesterday, but they emailed me today saying it can only be up to $500 at this time. (Citi Double Cash, cash advance set to zero).

William Charles

Code as purchase?

I believe so, but it hasn’t settled yet. Columbia CU says my $500 is in my available balance though. (actually $495 since it’s less the $5 membership fee).

I have my cash advance set to zero on that card. I assume it will settle tomorrow, so I will update if there’s a change.

Confirmed: Coded as purchase.

Thanks, added.

The link goes to a page that mentions other bonuses, but nothing for a checking account??? Do you think the offer has been pulled?

Oh, I DO see the offer on the linked page after all. Sorry about that.

I applied, and got “thank you for the application … we’ll review your application and get back to you … ” I funded with BofA Merrill Edge cc after lowering the cash advance to $200. I’ll keep you posted on the results…

Thanks

Jork

Used Credit Card for initial deposit of 2500. No cash advance, BOFA.

D’UH!! Totally forgot to ask about credit card funding when I setup my account last week… =/ Thanks for the d/p, hopefully they’ll offer another bonus in the future and I’ll be better prepared!