[PA, In Branch only] Union Community Bank $250 Checking Bonus

Offer at a glance

• Maximum bonus amount: $250
• Availability: It seems you can open online but need to go into a branch to complete your new account documentation. All locations are in PA.
• Direct deposit required: Yes, $2,500+ required
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: Unknown, might be chexsystems sensitive
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: $50, 180 days
• Household limit: One
• Expiration date: None listed

The Offer

Direct link to offer

• Open a new Union Community Bank free checking account and get a bonus of $250 when you make a total of $2,500 direct deposits within 90 days of account opening

The Fine Print

• To qualify for the $250 cash bonus, a total of $2,500 in ACH Direct Deposits must be made by an employer or other outside source within the first 90 days of account opening.
• The $250 cash bonus will be credited to the account within 45 days of meeting the qualification.
• Minimum of $50 required to open the account.
• This promotion is only available to those who have not had an open deposit account within 12 months of this promotion.
• All account owners must be qualifying customers.
• Offer limited to one per qualifying household.
• Internal transfers between accounts or deposits made at a branch or ATM do not qualify.
• A $50 early termination fee will be charged if the account is closed within 180 days of opening.
• Subject to IRS 1099 reporting for year in which cash bonus is received.
• Limited time only, offer may be extended, modified or discontinued at any time without prior notice.

Avoiding Fees

There is early account termination fee of $50 if closed within 90 days of account opening. There are no monthly fees to worry about.

Our Verdict

Annoying that a branch visit seems necessary to complete your application. $250 is one of the larger bonuses available, I’d say it’s worth doing if you live near a branch. This will be added to our list of the best checking bonuses available. As always please share your own datapoints in the comments below.

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