Posted by William Charles on April 20, 2017
Bank Account Bonuses

Published on April 20th, 2017 | by William Charles

14

[PA only] Integrity Bank $200 Checking Promotion

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must be opened at Allentown Boulevard, Camp Hill, Centerville Road, Colonial Road, Fruitville Pike, New Cumberland, Oregon Pike or York branch location. All are in PA
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: 10 debit card transactions
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: One (this also applies to S&T bonuses according to this comment)
  • Expiration date: June 30th, 2017

The Offer

Direct link to offer

integrity bank

The Fine Print

  • To qualify for the offer, the new checking account must be opened with a minimum opening balance of $50 between 2/1/2017 and 4/28/2017 and the following conditions must be met by June 30, 2017: (a) qualifying Direct Deposit(s) must be received and (b) at least 10 Integrity Bank – a division of S&T Bank Visa Debit card purchases (posted and cleared) must be made. Your checking account must remain open and in good standing (balance greater than $5) in order to receive the incentive, which will be credited to the eligible account 7/15/2017.
  • Once all conditions have been met the credit will be identified as “$200” on your monthly statement.
  • This offer is available to new checking account households opened in person at Integrity Bank – a division of S&T Bank at the following branch locations in central Pennsylvania: Allentown Boulevard, Camp Hill, Centerville Road, Colonial Road, Fruitville Pike, New Cumberland, Oregon Pike or York, and limited to one per household.
  • Offer applies to new consumer checking accounts (Checking & Simple, Checking & More, Checking & More with Interest and Checking & Four Stars only).
  • Offer cannot be combined with any other checking offer and is subject to change or termination without notice.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

They offer a free checking account with no monthly fees or minimums. As far as I know there is no early account termination fee but you do need to keep the account open until the bonus posts.

Our Verdict

Previously they offered a bonus of $150, but that didn’t require a direct deposit. This is an extra $50 but does have that direct deposit requirement, some people will find the old deal better but that’s no longer available. Should also be noted that you can only do this or a S&T bonus. S&T used to be better due to $5,000 credit card funding, but that’s only $100 now and the actual bonus is only for $150 but it can be opened online, that bonus also recently expired so no longer available currently.

We will be adding this bonus to our list of the best bank account bonuses.

Big thanks to reader, Noah & Harv who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:



14 Responses to [PA only] Integrity Bank $200 Checking Promotion

  1. Danielle says:

    Can out of state residents open in branch? And does anyone know if they’re inquiry sensitive?

  2. GRR says:

    They don’t appear to be inquiry sensitive for Chex (10+ inquiries). S&T bank denied my online application since more than 50 miles away, but when I applied through Integrity in person (which is part of S&T) they approved. If you have a plausible reason and all your paperwork with you, it’s worth trying.

    They have the $200 advertised on the web, in branch on flyers, and blinking away on their sign near the street.

  3. Harv says:

    Note: The banks are in the Lancaster, York, and Harrisburg areas.

  4. Ben says:

    Does anyone have any DP’s on this yet?

  5. Harv says:

    Note: I received a card with the details of the $200 bonus when I opened my account in-person. The requirements include a minimum of $500 in direct deposit by June 30th. This detail previously was included above in the write-up, but now reads “no minimum specified.” The hand-written note I made when I first read this listing also has the $500 direct deposit requirement. Why was this changed ?

    • Harv says:

      I’m trying to remember the order of how things went. I now recall that I opened the account in-person in response to the brightly lit “$200 Bonus” sign out in front of the bank getting my attention. I then reported the details of the offer to DoC, who combined my info with a submission from another person. Looks like the detail of the $500 minimum direct deposit did not make it into the article.

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