Recap: Credit Card Privacy Problem, Hotel Ad & More

 

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PoorChurner
PoorChurner (@guest_803628)
August 27, 2019 15:47

The Hotel Ad-
Except I get charged for in room water bottles when I didn’t use or take them.

Peter
Peter (@guest_803502)
August 27, 2019 12:05

This WaPo article reads so much like a marketing piece for the Apple card. I wish it had taken a more sensitive approach. Good read, though. Definitely makes me want to know more. I wonder if those of us who have 15+ cards and regularly use 5+ are better protected because many parties involved will only see small slices of our behavior at a time.

Drew R
Drew R (@guest_803523)
August 27, 2019 12:50

Definitely not the case. There are billion dollar companies in the ad industry dedicated to finding all facets a persons life(mobile devices, desktop, Smart TV habits, Card use, etc) and linking them to the same person. Liveramp is a huge one, and for cards specifically there’s Cardlytics. Above that banks and network utilize your data, but bureaus straight up sell it as raw data to marketers. While they have to live up to GDPR privacy laws and ‘hash’ the data before it’s used, preventing and Personally Identifiable Information from being used (name, address, GPS, phone, email, IP, etc.), it’s very challenging to stop them from knowing every card, browser, and device you use belongs to the same individual.

YoniPDX
YoniPDX (@guest_803583)
August 27, 2019 14:35

If you really want yours eyes opened on the intricate spider web of data mining and networking.

Google for Bloomberg article “Palantir Knows Everything About You”

JPMorgan Chase was working with them at one point.

Palantir + AI = BSG or Skynet or HAL 9000 one day, sad that we are advancing so rapidly without guidelines. I think that AI is a bigger threat than global warming, which I’m not sure we can put either genie back in the bottle

anonymous
anonymous (@guest_803617)
August 27, 2019 15:23

“If you really want yours eyes opened…Google for…”
Lol.

MrObvious
MrObvious (@guest_803853)
August 28, 2019 00:39

Have you ever Googled “self-driving cars”? There’s no one driving them! They might actually be on a road near you soon! What’s the world coming to?
LOL

Frank
Frank (@guest_803475)
August 27, 2019 11:14

Wow, that’s egregious — here I was thinking that these banks were paying me to take interest free loans on all my purchases with zero fraud risk for nothing but the shot of me accidentally paying interest. Someone should investigate if they get a kickback from the CC processor cause my local stores always seem happy when I pay cash.

-Guy who lives under a rock with the privacy article guy

Flea
Flea (@guest_803483)
August 27, 2019 11:29

I didn’t know about the Google receipt purchase database, so there is that