Posted by William Charles on November 2, 2019
Bank Account Bonuses

Published on November 2nd, 2019 | by William Charles


[Expired] [Select Areas In NY] Mid-Hudson Valley Federal Credit Union $200 Checking Bonus

Deal has now ended, view more checking bonuses by clicking here

Update 9/4/19: Deal has been extended until October 29, 2019. Hat tip to reader Joe F

Update 8/28/19: Deal is back and valid until August 31st, 2019. Hat tip to reader Joe F

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must live, work, worship, volunteer or attend school in Dutchess, Orange or Ulster county all in NY
  • Direct deposit required: Yes, $500+
  • Additional requirements: Use promo code
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $105
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: June 30th, 2019 October 29, 2019 December 31st, 2019

The Offer

Direct link to offer

  • Mid-Hudson Valley Federal Credit Union is offering a bonus of $200 when you open a new checking account and complete the following requirements:
    • Use promo code GETHOLIDAY200
    • Set up direct deposit of $500 or more within 60 days of account opening


The Fine Print

  • To receive $200 bonus, member must use promo code and must qualify, open and maintain a new checking account with debit card, and direct deposit must be at least $500 or more made into MHV Checking Account within 60 days of account opening or bonus will be forfeited.
  • One bonus per member with no additional or previous checking accounts within the past 2 years.
  • Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting.
  • Offer valid through June 30, 2019.
  • Offer subject to terminate at any time. Cannot be combined with any other offer. Existing members must be in good standing.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so not sure if there is any EATF or not.

Our Verdict

Need to know whether it’s a hard or soft pull to open, if anybody decides to go for this bonus then please share your experiences and data points below.

Useful posts regarding bank bonuses:

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There is a $25 fee for Early Account Closure (within 90 days).


William Charles The new promo is GETHOLIDAY200 (valid through 12/31/19).
I was surprised to be hit with a $1 “low balance fee” since I have the Free Checking account and there is no minimum balance requirement. I then found that the mandatory primary savings account opened in conjunction does require a daily average minimum balance of $100 (in any one account). I was able get the fee reversed after messaging them. I found this link to their fee schedule.


Account opening DP:
Opened 6/24
Appears to be a soft pull
Funded max $100 for checking $105 for savings with BoA Premium Rewards CC – registered as purchase.

Joe F.
Joe F.

Offer was extended to August 31, 2019 with new promo code GETSUMMER200.

William Charles


Offer code is now GETFALL200 and valid thru 10/29.

Do they require proof of employment? I noticed that they asked for proof of place of worship and one other option. The employer is requested on one of the pages of the application. I’ll actually be near one of their branches on Tuesday. I do not live or work in their required area but I live close by.


i’m in the same boat as you, how did it go? i live and work very close to westchester county but still i’m outside of that county even by a little amount of about 10 miles, were you able to open it? did they ask you to provide proff that you work on that area?

Joey Doughnuts
Joey Doughnuts

They require proof of employment such as a recent pay stub.


Soft pull and they did require proof on live, work, worship, volunteer or attend school in Dutchess, Orange or Ulster county


anyone got their bonus yet?


Yep, November 18th they put the $200 into the savings account. Real DD used

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