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Dan (@guest_1741449)
November 21, 2023 11:03

Push from fidelity brokerage coded as direct deposit.
Received the bonus the same day as the deposit.

Brian (@guest_1723210)
October 25, 2023 21:05

So I opened this account on 10/2. No place to add promo code online. Chat said to submit anyway, then send e-mail for them to manually add the promo code. I did. They need my signature on the application, the Docusign e-mail they sent wasn’t formatting correctly on my phone, so I stopped in branch (5 minutes away). I verified the promo code, the woman said I’d get the bonus as soon as the requirements were met.

Most DPs say bonus usually posts next day.

10/6 – $500+ push from Fidelity CMA coded as “Moneyline”
10/12 – $500+ push from Fidelity Brokerage coded as “Moneyline”
10/17 – $500+ push from Wells Fargo Checking coded as ” DDA to DDA”
10/24 – $500+ push from Paypal Balance coded as “Transfer”

No bonus. I don’t know if they tightened the Direct Deposit requirements, pushed the bonus out to the full 90 days, or didn’t attach the promo code to my account correctly. I see some people had to contact the bank to receive their bonus, but none of my deposits were real DD so I don’t have that option.

Brian (@guest_1797273)
February 13, 2024 17:23

Never received the bonus, closed the account through secure message. They mailed a check with remaining balance.

NE (@guest_1568394)
March 3, 2023 16:59

Opened account on 2/28. Approved on 3/1.

ACH Push from Fidelity on 3/2

Bonus posted 3/3

Wilson S
Wilson S (@guest_1563543)
February 24, 2023 20:01

Paypal coded as DD. Received $200 bonus to the savings account almost immediately.

barrytuneup (@guest_1542049)
January 25, 2023 19:54

applied on 1/21 (weekend so no email from them). called today and they sent me the forms to be sent back via email.. Approved with no docs requested. I see no hard pull yet. But a discrepancy.. Is it only 1 500.00 DD or a 500.00 DD every month? I emailed them and will let everyone know.

DG (@guest_1540531)
January 23, 2023 18:47

Applied yesterday and everything went through fine. Was told I’d receive an email with decision within 1 business day. Got a secure message today requesting ID and letter with proof of volunteering as I put that I volunteer in Westchester county.

ieatdogfood (@guest_1541406)
January 24, 2023 23:48

So what kind of volunteering you do?

Sheriff (@guest_1540446)
January 23, 2023 16:24

Declined due to consumer report.

Sheriff (@guest_1540488)
January 23, 2023 17:28

I’m not sure where you guys check for checking inquiries , id say about 10 in the last 12 months and about 19 in the last 24 months(including rejected applications)

Sheriff (@guest_1540490)
January 23, 2023 17:31

I was in the final step, pending credit charge and they asked me to send a picture of my id and pay stub, after I sent those I got a rejection email and I will be refunded within 3-5 days since the charge went through using my citizens credit card

Red (@guest_1539509)
January 22, 2023 00:22

They are also currently offering a 12 mo. “flex” CD 4.71% apy (3 mo. T-bill + .25)

Lucky (@guest_1539577)
January 22, 2023 06:58

Different bank but still an excellent rate.

Red (@guest_1539982)
January 22, 2023 20:23

Oops, yeah, DOH!


Some useless trivia-
Both former IBM employee credit unions, MHVFCU started with Kingston workers, HVCU Poughkeepsie. HVCU was HVFCU for quite a while but converted from federal to NYS chartered institution a few years ago. Other than a leading or trailing account type identifier or placeholder 0’s old-timers often have the same account #’s at both because they were generated from their IBM “man number”.

I think their branches in Rhinebeck NY are less than a mi. apart.

LillBurke (@guest_1539342)
January 21, 2023 15:52


Montezuma's Revenge
Montezuma's Revenge (@guest_1539238)
January 21, 2023 12:48