Offer at a glance
- Maximum bonus amount:
- Availability: Offer valid only to businesses in Crow Wing County, Cass County, Morrison County, or Atkin County, Minn
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown, not sensitive
- Credit card funding: Can fund up to
$1,000$500 with a Visa or Mastercard - Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: September 30, 2026
Contents
The Offer
- Bell Bank is offering a $500 bonus when you open a new checking account and complete the following requirements:
- Use promo code BAXBUS500
- Complete 10 point of sale debit card transactions
- Maintain a minimum daily balance of $5,000+ for 90 days
The Fine Print
- For new, first-time Bell Bank business checking accounts opened between March 1, 2026 and September 30, 2026, we will deposit $500 after the new account has been active 90 days with (1) 10 point-of-sale debit card transactions and (2) a minimum daily balance of $5,000 has been maintained for 90 days.
- Bonus will be deposited within 5 business days after qualifications are met.
- Offer valid only to businesses in Crow Wing County, Cass County, Morrison County, or Atkin County, Minn..
- Limit of 1 bonus per business and per account.
- Customer may receive Form 1099-MISC for any income received from us.
- Cannot be combined with any other offer.
- $50 minimum deposit to open.
- Promo code: BAXBUS500.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not
Our Verdict
Shame it’s only available in a few select counties.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
