[Shavertown, PA Branch only] FNCB Bank $300 Personal/Business Checking Bonus

Offer at a glance

• Maximum bonus amount: $300
• Availability: Shavertown, PA Branch only
• Direct deposit required: Yes, $1,000+ for personal bonus
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• FNCB is ovvering a bonus of $300 when you open a new personal or business account at their new Shavertown branch and complete the following requirements:
  • Personal bonus:
    • Set up and receive $1,000+ in direct deposits per statement cycle
    • Make at least 12 purchase transactions with your debit card within 60 days of account opening
  • Business bonus:
    • Maintain an average balance of at least $2,500 on the 60th day after account opening

The Fine Print

• To qualify for this offer, account holder must open a new personal or business checking account at the Back Mountain FNCB Bank branch. Minimum balance to open: $25. Personal checking account must set up and receive $1,000 minimum in direct deposits per statement cycle and make at least 12 purchase transactions with their FNCB Bank Debit Card within 60 days of account opening.
• A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or third party agency.
• Only debit card transactions processed by merchants and received by the bank as Point-of-Sale (POS) transactions count towards qualifying debit card transactions.
• Debit card transactions processed by merchants and received by the bank as ATM transactions do not qualify.
• Business checking accounts must maintain an average balance of at least $2,500 on the 60th day after account opening. Accounts opened through fncb.com or phone are not eligible.
• To be eligible for the offer: the Primary account owner may not be or have been a primary or secondary account owner on any checking account with FNCB Bank within the previous six months.
• Your checking account must remain open in order for you to receive the offer.
• Offer valid as of 1/5/19 and is subject to change or withdrawal at any time without notice.
• Account holder will have choice of $300 or 50” TV.
• Your checking account must remain open in order for you to receive the offer(s). $300 will be credited to the eligible account within 60 days after all conditions have been met and be labeled “Descriptive Deposit Back Mountain.” ¬TV is an Insignia™ – 50″ Class – LED – 1080p – HDTV. Retail value is $299.99.
• TV will be available for pick-up at the Back Mountain branch within 60 days of meeting account qualifications.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The wow maximum earnings personal account has no monthly fees to worry about. The simply small business checking account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not.

Our Verdict

Seems like a good bonus if it’s a soft pull to open and you live near a branch, you should be able to ask before opening if it’s a soft/hard pull. If anybody goes for the bonus please share your experiences in the comments below.

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