Published on December 3rd, 2017 | by Chuck114
[Expired] Now Live: 10% Off Target Gift Cards Online and In-Store
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[Reposting 12/3. Deal is supposed to go live 2 am CST.]
Direct Link to offer (contains our affiliate link)
Target’s annual gift card sale will return this year on this coming Sunday, December 3.
- On December 3, Target stores and Target.com will offer a 10% instant discount on Target gift cards
You can buy these in any denomination(s) you choose, just be aware that the discount is only on up to $300 worth. Also, the cards won’t be active for use until Monday morning.
The Fine Print
- Deal valid December 3, 2017 only.
- Max $300 in Target gift card purchases ($30 max discount) per household. Minimum $10 gift card purchase required to get the discount.
- Limit 1 transaction of up to $300 online at target.com.
- Gift cards purchased on December 3 will not be valid for use on December 3. Starting December 4 at 10 am CST, they’ll begin working. Card have no expiration (like all regular Target gift cards).
Personally, I’ve been saving my Discover $1,500 Q4 category for this deal. Since the Amazon and Target category is covered at 5% with the REDcard and Amazon credit card, this Target gift card deal is the best way to make use of the category bonus. Instead of using a regular card which earns 2-3%, I’ll use Discover for some extra rewards. Never pay for a Target gift card with the REDcard since no rewards are earned on that. Instead use an everyday card or use Discover if you haven’t maxed out the quarter already. Some Visa/Mastercards code Target as a grocery which could mean bonus points too.
This is quite a good deal since Target gift cards are hard to come by at a decent discount. If we’ll assume you typically get 5% off at Target using REDcard, stock up on gift cards this Sunday to lock in the 10% discount + credit card points. It’s great that they make this deal available online too. This will also stack well with the 20%-off coupons if you got in on that: shop from December 4 – 10, you can use the coupon and the gift card.
Depending on your reselling connections, you might be able to find a buyer for Target gift cards at 90%+ making it an easy way to earn some free credit card rewards and maybe a small profit to boot. Also, it seems that you can convert Target gift cards to most third-party gift cards in-store so if you see a brand you’ll use (e.g. eBay, Disney, gas, etc.) come back and redeem the cards for those. Note, you can convert online and you can’t convert to Visa/MC/Amex or iTunes cards.
I’d advise against trying to roll gift cards with Target to lock in the discount. Buy these with a credit card.
Hat tip to Milestomemories also thanks to reader N. for sending an image