[Update: Stacking] AmEx Offer: Aura Credit Monitoring, Spend $100+ & Receive $100 Statement Credit

Update 12/31/22: Reader Austin notes that the Aura charge also triggered an Amex Offer for insurance. (I guess it’s somehow considered insurance?) That’s on top of the $100 back and the $10/1,000 from Rakuten.

Update 12/29/22: Readers note this is now on Rakuten for $10/1,000. You might be able to sign up for $96 annual plan which will be slightly more than $100 after taxes and trigger the Amex Offer. (ht LEGOProBuilder)

The Offer

No direct link, targeted offer

  • Get a one-time $100 statement credit by using your enrolled eligible Card to make a single purchase of $100 or more online at aura.com by 4/15/2023

The Fine Print

  • If you are a new customer receiving a free trial, you must be enrolled in the free trial prior to the campaign end date to qualify.
  • Charges may not post to your account until the free trial has lapsed. Please note if you purchase a subscription, unless you notify the merchant that you want to pause, cancel, or that you do not want to auto renew, your subscription will automatically renew for another subscription period (subject to applicable law) of equal length (for example monthly, or annually).
  • This means that the merchant will collect the then-applicable subscription fee and any taxes by charging a credit card the merchant has on record for you without notifying you, unless notification is required by applicable law.
  • Offer is non-transferable.
  • Valid only on purchases made in US dollars.
  • Limit of 1 statement credit per Card Member.

Our Verdict

Year membership is $108, can go through Rakuten for $10 back making it free + $2 money maker. Not really worth it unless you actually want to use the service.

View more Amex offers here & if you have any questions about American Express offers then read this post.

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Kris
Kris

My tax was added to my transaction, but I did not get an amex email. I did however get the 100 credit a few days later.

Davis

My $8 transaction dropped off, leaving me with only a $96 transaction, which does not satisfy the promo code. Time to cancel. I did ask support if there would be sales tax charged for me in Idaho and he said yes.

dr irv
dr irv

do they make cancelling easy?

Davis

You have to call them and explain why you want to cancel then they do a moderate sales pitch

dr irv
dr irv

Thanks!

MT
MT

for me it charged two separate transactions $96 and $8.. Amex email didnt come yet so assuming it did not meet requirement of one transaction of $100+… looks like got to cancel this now…

Ed
Ed

I signed up for Aura and it automatically sent “opt out requests” to various data brokers without my consent.
One of the “data brokers” is donotcall.gov. Why did they do that? I intentionally added my phone number to the FTC National Do Not Call Registry years ago and now I’ll have to do it again.
Also wondering if sending opt out request to various data brokers will decrease the chance of receiving sign up bonus mail in the future.
On the bright side, there is only one transaction and it’s over $100. I also received the email with the subject “Great news! You recently used your Amex Offer at IDENTITY GARD” from Amex.

Ed
Ed

Also noticed Equifax is one of the data brokers that Aura has sent opt-out requests to.

Kris
Kris

Yes, was also irritated by that inability to opt out of the companies being opted out of. Opted back into the three credit bureaus today. Glad you pointed out that it opts you out of the do not call list as well.

007
007

Kris What exactly does it mean to opt of out of a credit bureau? And how does one opt back in?

Kris
Kris

007 will be opt out of promotional material aka pre approved credit offers. The same web site that opts out, optoutprescreen.com, opts in back in.

007
007

Got it, thanks so much!

Justin Kase
Justin Kase

Went ahead and took a bite, let’s see if amex credit posts, looks like Rakuten is gtg on the $10.

Justin Kase
Justin Kase

Looking good, got the amex email

Julio
Julio

Ehhh, looks like they are trying to do too much (VPN, Credit Monitoring, Password Manager, etc)… As the Last Pass hack early this year show us, it is not good to use these kind of services even if they are free, I wouldn’t recommend taking advantage of this credit. Just putting my thoughts here in case they are relevant for anyone.

Kafka
Kafka

Regarding Last Pass: The risk of using a well-known password manager is a lot lower than the risk of using one password everywhere.

Julio
Julio

Well, a conscious user will at least know that they should improve on they passwords situation, the thing about these kind of services is that they, most of the time, give they users a false sense of security. Aura itself looks like it is trying to collect all your data in one place in a world where data is becoming more and more important by the minute.

Austin
Austin

My Aura purchase triggered another AMEX offer for insurance, making me come out positive at the $108 price. $100 back via AMEX reward, $13 back via Insurance Amex offer, $10 with Rakuten.

Davis

Rakuten points posted to my account in a few hours

Ashish
Ashish

If you had already tried their service and not getting the $96 offer, do the following –

Login to your account and follow the reactivation link. Once you are on the page that shows your renewal amount
of $120/year, try updating the URL like below.

https://my.aura.com/reactivation/v2/2?cc=a_22_holidayspecial3&offer_code=c9zb7v0p88&eo=uzoczag5ri

jon
jon

Would this count as $100+ towards minimum spend for SUB or would the $100 credit cancel that spend out?

Billy
Billy

It counts as minimum spend for a SUB. Statement credits for an Amex offer should not be included in your calc.