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Tom
Tom

I Enrolled and deposited $10k into my BOA Savings at the end of last year. After more than 4 month I still haven’t received my bonus yet. I log into my BOA account, but I cannot send them a message. I cannot find chat in their page either. What’re the best ways to contact them? TIA.

Cullen
Cullen

This bonus appears to be back – received a targeted email offer this week for $250 after maintaining $20k in new money for 90 days. Email subject: 💰 NAME: a $250 cash bonus offer – just for you

Ron
Ron

Has anyone opened the savings account with this offer online if targeted via email communication with a link ?

veeRob

Went into my branch today and my banker said I am not targeted and there was no other savings bonus available. 🙁

Sean
Sean

Same here in Philadelphia. Banker said he needs an offer code. He did find another “offer” with higher rates but no bonus.

Bill
Bill

I just got this offer for $250 after putting $20000 in for 3 months. That’s an extra 5% APY for that time, but their base rate is so low and I need to worry about fees… so keeping my money elsewhere.

Sexy_kitten7
Sexy_kitten7

“New money is money not currently or *previously* held in any account at Bank of America or Merrill.”

WTF? The currently part makes sense but how will they determine if money has ever been “previously held” in a BoA account? For example, I transfer 10k from my BoA chk to Ally to BoA sav. How would they prove that it’s the same 10k? Here’s an even better example: your W2 direct deposit is paid from an account held at BoA. Or how about your company’s client banks with BoA and they paid your company from that account; your DD comes from Chase but some of that money presumably came from the client’s BoA account.

I believe BoA intended to specify accounts held by the customer but that’s not what they wrote. In fact, the use the word “any” points to the nebulous interpretation that money from literally any account at BoA is disqualifying.

Seems like an idiotic clause to add to the contract IMO.

Matt
Matt

Meh, I get 4% with Orion. Do they ever offer better savings bonuses?

CJ
CJ

But you are capped at 30k

GengisKhan
GengisKhan

The $150 on $10000 offer that SMan and savemesf mention work out at 6%+

Anthony Paganini
Anthony Paganini

Also, the way I read it the money doesn’t have to be deposited until 30 days after enrollment, and the maintenance period is 90 days after enrollment…that means only 60 days and therefore 9%+ ?

SMan
SMan

I got this
Qualifying new money*
deposits of:1 Eligible for a bonus of:1
$10,000 – $19,999 $150
$20,000 – $49,999 $200
$50,000 – $99,999 $300
$100,000 + $500

culdeus
culdeus

Looking further in offer link it looks like only certain branches are doing it.

Gin Fizz
Gin Fizz

My BOA branch said all branches nationwide are doing this. The participating branches list in the small print of the enrollment link seems to cover all major markets. Nonetheless, always a good precaution to double check that your county is specified in that list before starting your application.

savemesf
savemesf

Received a mailer with this offer that has an additional tier of $150 bonus for $10K-$20K. Good through 12/31/19

Long time Platinum Honors customer but I believe this is the first time I have been offered the Savings bonus