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Liz
Liz

I went in, in person. I was told that it was a soft pull that would not effect my credit. I told him I didn’t want anything to effect my credit since I plan to buy a house this summer. I did think it was odd that he told me what the score was afterwards and now yalls comments about the hard pull are making me nervous. I picked up the bonus from another site so I was unaware of the $10 charge when I went in.

Chang
Chang

Just send a message to bank to see if it’s still a hard pull. Not sure if it’s worth it if it still is.

payyoutuesday
payyoutuesday
LikeToLearn
LikeToLearn

I went in person to the credit union. I had printed out a copy of the offer, but the banker I met with said it was not a public offer and they would not honor it. He said they only offer the brochures that someone receives at an event where they are promoting. He even mentioned mentioned the word fraud—which I thought was strange since the offer is on their website. I mentioned that I had called before making the trip to the credit union because I wanted to make sure the offer was still current and the person I spoke with said yes and that it would be OK to print it out. His response was that they have new people and some don’t know what’s happening. He left and went to speak to his manager during the process. I would not recommend doing business with them.

Texas
Texas

Thanks! Will pass based on your experience

Ryan
Ryan

Hard inquiry

J L
J L

same here.

Sevillada
Sevillada

No waivable fee is crazy…plus hardpull? Even though there’s one 5 mins from work and i have a mortgage with them, it doesn’t seem worth it

grejotyx
grejotyx

According to the fine print on the offer screenshot above (and the same document can be found on their website with a bit of googling), they’ve raised their monthly fees from $5/$9 to $6/$10, so it will now cost you $46 instead of $40 to do this one if you’re neither a student under 25 nor a veteran.

William Charles could you update this info? Thanks!

LAG
LAG

William Charles the branch locator link is old and needs updated… use this instead:
https://www.cutx.org/locations

Also, as noted by the most recent comment here, and per the link above, this is ONLY available by visiting branch in Dallas area. Could you update the title to reflect “DFW, TX ONLY”?

Even as a fellow Texas resident, I would not be able to easily visit a Dallas branch to open this given how far away Dallas is and wouldn’t even attempt to do so given the most recent DP of being denied promo as indicated by flyingpig.

Flyingpig
Flyingpig

Data point as of 12/11:

I went to a branch in Dallas area and showed the promotion of up to $250 bonus. The rep asked me where I found it. The tone was funny since then, LOL. He even mentioned “fraud”. I was cool and asked him will u honor this promotion? He said no due to an internal email but didn’t show me the email.

Whatever, waste of my time. I guess these CUs don’t have money.

Adam

This is pretty dfw only since this requires going to a branch & this CU doesn’t have any branches outside the Dallas metro. Sucks, thought finally a TX only bonus that I can do. But prolly not worth the drive to dfw.

Steve tx
Steve tx

I have one around the corner so I am interested in hearing about your experience.